Welcome to 198 1st Street...where coastal living meets effortless ownership. This beautifully maintained 3BR/2BA home is offered fully furnished and move-in ready, making it just as perfect for weekend escapes as it is for full-time living or hosting guests in a sought-after beachside setting. Step inside to beautiful wood floors, light-filled spaces, and a modern kitchen with stainless steel appliances, quartz countertops, and a custom tile backsplash designed for everything from casual breakfasts to evenings spent entertaining after a day on the water. Three spacious porches invite you to slow down and soak in the Florida lifestyle, whether that means morning coffee in the sea breeze, sunset cocktails, or simply unwinding with the sounds of a quiet coastal neighborhood. Out back, your private retreat awaits with a tiki bar, lounge area, and hot tub, creating the kind of backyard that turns ordinary weekends into mini vacations. The fully paved, low-maintenance yard is finished with coastal shell landscaping, giving you a clean, beach-inspired look without the upkeep. Located less than a mile from Cessna Landing Park and public boat ramp access, and just minutes from Ed Walline Beach Access at Gulf Place, you'll enjoy easy days on both the bay and the Gulf...from boating and paddleboarding to sunset beach walks and dining. Whether you're looking for a personal coastal getaway, a place to gather with friends and family, or a home that naturally fits a relaxed, beach-forward lifestyle, 198 1st Street delivers comfort, charm, and flexibility in a location that keeps you close to everything that makes this area special.
For sale
Price cut: $20K (12/5)
$515,000
198 1st St, Santa Rosa Beach, FL 32459
3beds
1,611sqft
Est.:
Single Family Residence
Built in 2022
6,098.4 Square Feet Lot
$502,200 Zestimate®
$320/sqft
$-- HOA
What's special
Quartz countertopsFully paved low-maintenance yardBeautiful wood floorsThree spacious porchesLight-filled spacesCoastal shell landscapingCustom tile backsplash
- 200 days |
- 580 |
- 47 |
Zillow last checked: 8 hours ago
Listing updated: January 18, 2026 at 02:04pm
Listed by:
Meghan Hall Team 850-502-2725,
Keller Williams Realty Emerald
Source: CPAR,MLS#: 776221
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 16 x 13
Bedroom
- Level: First
- Dimensions: 12 x 14
Bedroom
- Level: First
- Dimensions: 11 x 14
Dining room
- Level: First
- Dimensions: 13 x 6
Living room
- Level: First
- Dimensions: 20 x 14
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Water Heater
Interior area
- Total structure area: 1,611
- Total interior livable area: 1,611 sqft
Property
Parking
- Parking features: Paved
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Porch
- Fencing: Full,Fenced
Lot
- Size: 6,098.4 Square Feet
- Dimensions: 125.1 x 50.02 x 125.2 x 50.1
- Features: Paved
Details
- Additional structures: Gazebo
- Parcel number: 222S20331200710200
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Smoke Detector(s)
- Subdivision: Town Of Santa Rosa
HOA
- Has HOA: No
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $320/sqft
- Tax assessed value: $384,007
- Annual tax amount: $3,507
- Date on market: 7/14/2025
- Cumulative days on market: 201 days
- Electric utility on property: Yes
Estimated market value
$502,200
$477,000 - $527,000
$2,777/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/5/2025 | Price change | $515,000-3.7%$320/sqft |
Source: | ||
| 8/8/2025 | Price change | $535,000-2.7%$332/sqft |
Source: | ||
| 7/14/2025 | Listed for sale | $550,000+22.2%$341/sqft |
Source: | ||
| 5/10/2022 | Sold | $450,000+150%$279/sqft |
Source: Public Record Report a problem | ||
| 1/26/2021 | Sold | $180,000$112/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,508 +2.2% | $384,007 +1.6% |
| 2023 | $3,433 +567.4% | $377,801 +580.7% |
| 2022 | $514 +46% | $55,500 +91.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,016/mo
Principal & interest
$2437
Property taxes
$399
Home insurance
$180
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 9.3 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 6.9 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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