For sale

$549,900

196 Chestnut St, Gardner, MA 01440

6beds

2,483sqft

Est.:

Single Family Residence

Built in 1887

0.61 Acres Lot

$541,300 Zestimate^®

$221/sqft

$-- HOA

What's special

Eat-in kitchenAttached two-level outbuildingFormal dining roomMostly hardwood floors throughoutIntricate ornate woodworkLight-filled three-season roomSoaring ceilings

This exquisite 1887 Victorian is ready for its next chapter. Rich in character and timeless charm, this grand home showcases intricate, ornate woodwork, soaring ceilings, and mostly hardwood floors throughout. The first floor offers an eat-in kitchen, formal dining room, fireplaced living room, convenient half bath, and a light-filled three-season room with exterior access to a private deck overlooking the level backyard. The second floor features three spacious bedrooms and a full bath, while the third floor provides three additional bedrooms and another full bath—ideal for guests, home offices, or extended living. Recent updates include a brand-new furnace and water heater. An attached two-level outbuilding offers exceptional flexibility as a garage, workshop, or storage barn. This property is being sold as is and presents a wonderful opportunity for buyers to bring their vision and updates to a truly special home filled with history and warmth.

28 days

2,868

115

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 6
Bathrooms: 4
Full bathrooms: 2
1/2 bathrooms: 2

Primary bedroom

Features: Flooring - Wood
Level: Second

Bedroom 2

Features: Flooring - Hardwood, Flooring - Wall to Wall Carpet
Level: Second

Bedroom 3

Features: Flooring - Hardwood, Flooring - Wall to Wall Carpet
Level: Second

Bedroom 4

Features: Flooring - Wall to Wall Carpet
Level: Third

Bedroom 5

Features: Flooring - Wall to Wall Carpet
Level: Third

Bathroom 1

Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
Level: First

Bathroom 2

Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
Level: Second

Bathroom 3

Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl
Level: Third

Dining room

Features: Flooring - Wood
Level: First

Family room

Features: Skylight, Ceiling Fan(s), Flooring - Wall to Wall Carpet
Level: First

Kitchen

Features: Flooring - Hardwood, Dining Area
Level: First

Living room

Features: Ceiling Fan(s), Flooring - Wood
Level: First

Heating

Steam, Natural Gas

Cooling

None

Appliances

Included: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Laundry: First Floor, Washer Hookup

Features

Bathroom - Half, Bedroom, Bathroom
Flooring: Wood, Vinyl, Carpet, Hardwood, Flooring - Wall to Wall Carpet
Windows: Insulated Windows
Basement: Bulkhead,Concrete
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 2,483
Total interior livable area: 2,483 sqft
Finished area above ground: 2,483

Property

Parking

Total spaces: 6
Parking features: Detached, Paved Drive, Off Street
Garage spaces: 1
Uncovered spaces: 5

Features

Patio & porch: Porch, Deck - Wood
Exterior features: Porch, Deck - Wood
Waterfront features: Lake/Pond, 1 to 2 Mile To Beach

Lot

Size: 0.61 Acres
Features: Level

Details

Parcel number: M:R22 B:8 L:38,3537622
Zoning: res

Construction

Type & style

Home type: SingleFamily
Architectural style: Victorian
Property subtype: Single Family Residence

Materials

Frame
Foundation: Stone, Brick/Mortar
Roof: Shingle

Condition

Year built: 1887

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public
Utilities for property: for Electric Range, Washer Hookup, Icemaker Connection

Community & HOA

Community

Features: Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Highway Access, House of Worship, Private School, Public School, University

HOA

Has HOA: No

Location

Region: Gardner

Financial & listing details

Price per square foot: $221/sqft
Tax assessed value: $413,300
Annual tax amount: $5,935
Date on market: 3/3/2026
Road surface type: Paved

Estimated market value

$541,300

$514,000 - $568,000

$3,297/mo

Price history

Date	Event	Price
3/3/2026	Listed for sale	$549,900$221/sqft
Source: MLS PIN #73481873 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,935 -1.9%	$413,300 +2.5%
2024	$6,047 +1.5%	$403,400 +9.2%
2023	$5,957 +2.5%	$369,300 +18.2%
2022	$5,809 +3.6%	$312,500 +11.6%
2021	$5,609 +3.9%	$279,900 +2.3%
2020	$5,399 +5.4%	$273,500 +7.6%
2019	$5,120 +8.5%	$254,200 +9.2%
2018	$4,719 -1.9%	$232,800 -0.9%
2017	$4,811 +7.9%	$234,900 +7.9%
2016	$4,458 +4.5%	$217,800 +2%
2015	$4,266 +4.2%	$213,500 -1.6%
2014	$4,093 +11.5%	$216,900 +3.2%
2013	$3,670 +5.6%	$210,200 +0.8%
2012	$3,476 +2.5%	$208,500 -3.7%
2011	$3,391 +2.3%	$216,400 -3%
2010	$3,314 +9.8%	$223,000 -3.4%
2009	$3,018 -0.4%	$230,900 -7.7%
2008	$3,029 +0.1%	$250,100 -3.8%
2007	$3,026 +2%	$260,000 +7.8%
2006	$2,968 +5.7%	$241,100 +7.9%
2005	$2,808 -0.3%	$223,400 +44.4%
2004	$2,817 +2.8%	$154,700
2003	$2,741 +3.6%	$154,700
2002	$2,647 +18.1%	$154,700 +32.4%
2000	$2,241	$116,800