This exquisite 1887 Victorian is ready for its next chapter. Rich in character and timeless charm, this grand home showcases intricate, ornate woodwork, soaring ceilings, and mostly hardwood floors throughout. The first floor offers an eat-in kitchen, formal dining room, fireplaced living room, convenient half bath, and a light-filled three-season room with exterior access to a private deck overlooking the level backyard. The second floor features three spacious bedrooms and a full bath, while the third floor provides three additional bedrooms and another full bath—ideal for guests, home offices, or extended living. Recent updates include a brand-new furnace and water heater. An attached two-level outbuilding offers exceptional flexibility as a garage, workshop, or storage barn. This property is being sold as is and presents a wonderful opportunity for buyers to bring their vision and updates to a truly special home filled with history and warmth.
For sale
$549,900
196 Chestnut St, Gardner, MA 01440
6beds
2,483sqft
Est.:
Single Family Residence
Built in 1887
0.61 Acres Lot
$541,300 Zestimate®
$221/sqft
$-- HOA
What's special
Eat-in kitchenAttached two-level outbuildingFormal dining roomMostly hardwood floors throughoutIntricate ornate woodworkLight-filled three-season roomSoaring ceilings
- 28 days |
- 2,850 |
- 114 |
Zillow last checked: 7 hours ago
Listing updated: March 29, 2026 at 06:13am
Listed by:
Wendy Poudrette 978-407-1342,
Foster-Healey Real Estate 978-537-8301
Source: MLS PIN,MLS#: 73481873
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Primary bedroom
- Features: Flooring - Wood
- Level: Second
Bedroom 2
- Features: Flooring - Hardwood, Flooring - Wall to Wall Carpet
- Level: Second
Bedroom 3
- Features: Flooring - Hardwood, Flooring - Wall to Wall Carpet
- Level: Second
Bedroom 4
- Features: Flooring - Wall to Wall Carpet
- Level: Third
Bedroom 5
- Features: Flooring - Wall to Wall Carpet
- Level: Third
Bathroom 1
- Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
- Level: First
Bathroom 2
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
- Level: Second
Bathroom 3
- Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl
- Level: Third
Dining room
- Features: Flooring - Wood
- Level: First
Family room
- Features: Skylight, Ceiling Fan(s), Flooring - Wall to Wall Carpet
- Level: First
Kitchen
- Features: Flooring - Hardwood, Dining Area
- Level: First
Living room
- Features: Ceiling Fan(s), Flooring - Wood
- Level: First
Heating
- Steam, Natural Gas
Cooling
- None
Appliances
- Included: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
- Laundry: First Floor, Washer Hookup
Features
- Bathroom - Half, Bedroom, Bathroom
- Flooring: Wood, Vinyl, Carpet, Hardwood, Flooring - Wall to Wall Carpet
- Windows: Insulated Windows
- Basement: Bulkhead,Concrete
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 2,483
- Total interior livable area: 2,483 sqft
- Finished area above ground: 2,483
Property
Parking
- Total spaces: 6
- Parking features: Detached, Paved Drive, Off Street
- Garage spaces: 1
- Uncovered spaces: 5
Features
- Patio & porch: Porch, Deck - Wood
- Exterior features: Porch, Deck - Wood
- Waterfront features: Lake/Pond, 1 to 2 Mile To Beach
Lot
- Size: 0.61 Acres
- Features: Level
Details
- Parcel number: M:R22 B:8 L:38,3537622
- Zoning: res
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Stone, Brick/Mortar
- Roof: Shingle
Condition
- Year built: 1887
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: for Electric Range, Washer Hookup, Icemaker Connection
Community & HOA
Community
- Features: Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Highway Access, House of Worship, Private School, Public School, University
HOA
- Has HOA: No
Location
- Region: Gardner
Financial & listing details
- Price per square foot: $221/sqft
- Tax assessed value: $413,300
- Annual tax amount: $5,935
- Date on market: 3/3/2026
- Road surface type: Paved
Estimated market value
$541,300
$514,000 - $568,000
$3,297/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/3/2026 | Listed for sale | $549,900$221/sqft |
Source: MLS PIN #73481873 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,935 -1.9% | $413,300 +2.5% |
| 2024 | $6,047 +1.5% | $403,400 +9.2% |
| 2023 | $5,957 +2.5% | $369,300 +18.2% |
| 2022 | $5,809 +3.6% | $312,500 +11.6% |
| 2021 | $5,609 +3.9% | $279,900 +2.3% |
| 2020 | $5,399 +5.4% | $273,500 +7.6% |
| 2019 | $5,120 +8.5% | $254,200 +9.2% |
| 2018 | $4,719 -1.9% | $232,800 -0.9% |
| 2017 | $4,811 +7.9% | $234,900 +7.9% |
| 2016 | $4,458 +4.5% | $217,800 +2% |
| 2015 | $4,266 +4.2% | $213,500 -1.6% |
| 2014 | $4,093 +11.5% | $216,900 +3.2% |
| 2013 | $3,670 +5.6% | $210,200 +0.8% |
| 2012 | $3,476 +2.5% | $208,500 -3.7% |
| 2011 | $3,391 +2.3% | $216,400 -3% |
| 2010 | $3,314 +9.8% | $223,000 -3.4% |
| 2009 | $3,018 -0.4% | $230,900 -7.7% |
| 2008 | $3,029 +0.1% | $250,100 -3.8% |
| 2007 | $3,026 +2% | $260,000 +7.8% |
| 2006 | $2,968 +5.7% | $241,100 +7.9% |
| 2005 | $2,808 -0.3% | $223,400 +44.4% |
| 2004 | $2,817 +2.8% | $154,700 |
| 2003 | $2,741 +3.6% | $154,700 |
| 2002 | $2,647 +18.1% | $154,700 +32.4% |
| 2000 | $2,241 | $116,800 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,332/mo
Principal & interest
$2773
Property taxes
$559
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Climate risks
Neighborhood: 01440
Nearby schools
GreatSchools rating
- 2/10Gardner Elementary SchoolGrades: PK-4Distance: 0.1 mi
- 4/10Gardner High SchoolGrades: 8-12Distance: 0.7 mi
- 2/10Gardner Middle SchoolGrades: 5-7Distance: 1 mi
Local experts in 01440
- Massachusetts
- Worcester County
- Gardner
- 01440
- 196 Chestnut St
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