Exception find in the Montego Bay Community * 3 Bedrooms 2 Full Baths (Primary bath with shower) * Boat Dock with Lift * Located on one of the widest canals in Ocean City * Enjoy the beautiful sunsets and natural views while sitting on your concrete covered porch * 2 Sets of sliders * This home offers lots of natural light, open floor plan, Central Heat and AC, Floored attic * Updated kitchen and baths * Laminate flooring thru-out * Furnished * New roof in November 2025 * Boat lift installed approx 2018 *
Coming soon 03/05
$775,000
195 Pine Tree Rd, Ocean City, MD 21842
3beds
1,344sqft
Est.:
Single Family Residence
Built in 2001
3,566 Square Feet Lot
$718,600 Zestimate®
$577/sqft
$33/mo HOA
What's special
- 5 days |
- 831 |
- 28 |
Zillow last checked: 8 hours ago
Listing updated: February 15, 2026 at 06:58am
Listed by:
Grace Masten 410-250-4433,
Sea Grace @ North Beach Realtors 443-614-3901,
Co-Listing Agent: Erik Dowell 410-250-4433,
Sea Grace @ North Beach Realtors
Source: Bright MLS,MLS#: MDWO2036332
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Central, Forced Air, Natural Gas
Cooling
- Other, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Cooktop, Washer, Water Heater, Refrigerator, Electric Water Heater
- Laundry: Main Level, Washer In Unit, Dryer In Unit
Features
- Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Open Floorplan, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Walk-In Closet(s)
- Windows: Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
- Finished area above ground: 1,344
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Uncovered spaces: 2
Accessibility
- Accessibility features: Other
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Private Dock Site, Canal, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 3,566 Square Feet
- Features: Bulkheaded, Fishing Available, Cul-De-Sac, Landscaped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2410196973
- Zoning: TR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Community & HOA
Community
- Subdivision: Montego Bay
HOA
- Has HOA: Yes
- HOA fee: $395 annually
Location
- Region: Ocean City
- Municipality: Ocean City
Financial & listing details
- Price per square foot: $577/sqft
- Tax assessed value: $579,700
- Annual tax amount: $7,940
- Date on market: 3/5/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Furnished
- Exclusions: Recliner Chair In Living Room, Artwork And Personal Items In Closets, Porch Table And Chairs
- Ownership: Fee Simple
Estimated market value
$718,600
$675,000 - $769,000
$2,545/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/25/2017 | Sold | $450,000-8%$335/sqft |
Source: Public Record Report a problem | ||
| 9/1/2017 | Pending sale | $489,000$364/sqft |
Source: Long and Foster - 11701 OC #511868 Report a problem | ||
| 8/10/2017 | Listed for sale | $489,000+300.8%$364/sqft |
Source: Long and Foster - 11701 OC #511868 Report a problem | ||
| 5/16/2000 | Sold | $122,000+48.8%$91/sqft |
Source: Public Record Report a problem | ||
| 4/26/1995 | Sold | $82,000$61/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,940 +11.9% | $579,700 +14.3% |
| 2024 | $7,096 +15.9% | $507,000 +16.7% |
| 2023 | $6,122 +6.7% | $434,300 |
| 2022 | $5,735 +7% | $434,300 +14.5% |
| 2021 | $5,361 +7.8% | $379,433 +7.8% |
| 2020 | $4,973 -0.7% | $352,000 |
| 2019 | $5,008 +0.7% | $352,000 |
| 2018 | $4,972 -10.6% | $352,000 -10.6% |
| 2017 | $5,559 +6.2% | $393,700 +2.4% |
| 2016 | $5,235 | $384,367 +2.5% |
| 2015 | $5,235 | $375,033 +2.6% |
| 2014 | $5,235 | $365,700 |
| 2013 | -- | $365,700 |
| 2012 | -- | $365,700 -16.2% |
| 2011 | -- | $436,250 |
| 2010 | -- | $436,250 |
| 2009 | -- | $436,250 -0.2% |
| 2008 | -- | $437,300 +20.2% |
| 2007 | -- | $363,792 +25.3% |
| 2006 | -- | $290,286 +33.9% |
| 2005 | -- | $216,780 +6% |
| 2004 | -- | $204,426 +6.4% |
| 2003 | -- | $192,073 +6.9% |
| 2002 | -- | $179,720 +2.4% |
| 2001 | -- | $175,426 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,162/mo
Principal & interest
$3638
Property taxes
$491
HOA Fees
$33
Climate risks
Neighborhood: North Ocean City
Nearby schools
GreatSchools rating
- 10/10Ocean City Elementary SchoolGrades: PK-4Distance: 6.9 mi
- 10/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 9.9 mi
- 7/10Stephen Decatur High SchoolGrades: 9-12Distance: 9.7 mi
Schools provided by the listing agent
- Elementary: Ocean City
- Middle: Stephen Decatur
- High: Stephen Decatur
- District: Worcester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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