Welcome home to this Montego Bay gem!! If you have been searching for a waterfront oasis with low HOA fees, water views throughout the living room , dining room , and kitchen and includes a boat lift all located on a quiet cul-de-sac , ...LOOK NO FURTHER!! This home offers an open layout with breathtaking water views , 4 bedrooms , 2 baths and a brand new hvac, newer flooring , Roof 2019 and also includes an outside shower , attached storage shed and open sundeck. Located on one of the widest canals in Ocean City, this lot features waterfront bulkhead with a pier and boatlift. This is an entertainer's dream and being sold fully furnished. Enjoy the many incredible amenities Montego Bay offers: two recreational areas, two swimming pools, two tennis courts, a shuffleboard court, and a 9-hole miniature golf course. A 8-acre wildlife sanctuary/park next to the pond, a 5-acre pond with blacktop walking/jogging path, a bayfront boardwalk with three piers for fishing, and a canal front fishing and crabbing area. Montego Bay is in a prime location in North Ocean City, just a short distance to North Side Park, restaurants, shopping, the beach, and other popular attractions. Don’t miss out on the opportunity to make this bayfront paradise your own!
Sold for $745,000 on 05/03/24
$745,000
194 Pine Tree Rd, Ocean City, MD 21842
4beds
1,440sqft
Single Family Residence
Built in 2000
4,037 Square Feet Lot
$770,100 Zestimate®
$517/sqft
$2,563 Estimated rent
Home value
$770,100
$708,000 - $847,000
$2,563/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: December 22, 2025 at 04:09pm
Listed by:
Jessica Lynch 410-726-0736,
Coldwell Banker Realty
Bought with:
Ms. Tina Dorsey, RS-0024229
Coastal Life Realty Group LLC
Source: Bright MLS,MLS#: MDWO2019922
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Basement
- Area: 0
Heating
- Heat Pump
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Microwave, Dishwasher, Dryer, Refrigerator, Cooktop, Washer, Water Heater, Electric Water Heater
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,440
- Total interior livable area: 1,440 sqft
- Finished area above ground: 1,440
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Waterfront features: Private Dock Site, Boat - Powered, Personal Watercraft (PWC), Canoe/Kayak, Bay
- Frontage length: Water Frontage Ft: 1
Lot
- Size: 4,037 sqft
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2410193591
- Zoning: TR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space, Block
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: Ocean City
- Subdivision: Montego Bay
- Municipality: Ocean City
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $396 annually
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 5/3/2024 | Sold | $745,000+6.6%$517/sqft |
Source:  Bright MLS #MDWO2019922 | ||
| 3/31/2024 | Contingent | $699,000$485/sqft |
Source: Bright MLS #MDWO2019922 | ||
| 3/29/2024 | Listed for sale | $699,000+565.1%$485/sqft |
Source: Bright MLS #MDWO2019922 | ||
| 9/21/1999 | Sold | $105,100+156.3%$73/sqft |
Source: Public Record | ||
| 6/24/1998 | Sold | $41,000$28/sqft |
Source: Public Record | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,118 +12.1% | $592,700 +14.6% |
| 2024 | $7,242 +16.2% | $517,400 +17% |
| 2023 | $6,232 +6.8% | $442,100 |
Find assessor info on the county website
Neighborhood: North Ocean City
Nearby schools
GreatSchools rating
- 10/10Ocean City Elementary SchoolGrades: PK-4Distance: 6.9 mi
- 10/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 9.9 mi
- 7/10Stephen Decatur High SchoolGrades: 9-12Distance: 9.7 mi
Schools provided by the listing agent
- District: Worcester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Get a free Zillow Showcase℠ listing and you could sell for .
$770,100
2% more+ $15,402
With Zillow Showcase(estimated)
$785,502