190 White Cap Way, Panama City Beach, FL 32407

Stunning Fully Renovated 3BR/2.5 BA Townhouse in Palm Cove! Includes $13,000 in closing cost assistance, rate buy-down, or price reduction - your choice! Bonus: land survey is also available. Located in Flood Zone X - no flood insurance required. Welcome to this beautifully upgraded townhouse in the heart of Palm Cove, just a short walk from Shipwreck Island, the beach, just jump, restaurants, Sequence gym, and the Shoppes! This 3-bedroom, 2.5-bath home features a master suite, full bath, half bath, and laundry room all on the ground floor-perfect for convenience and privacy. Upstairs, two additional bedrooms share a jack and jill bathroom. Completely renovated with premium materials: All brand-new, high-traffic expensive thick LVP flooring throughout. Luxurious 24x24 polished marble showers with mosaic accents and premium Schluter waterproofing system. Custom kitchen with high-end cabinets, quartz countertops, glass mosaic backsplash, and all-new Samsung appliances. All new interior and exterior trim and doors with upgraded hardware. Modern lights, outlets, switches, and ceiling fans throughout. Fresh exterior paint, professionally caulked and sealed inside and out. New vanities, mirrors, lighting, and hardware in all bathrooms and much more. Home is fully furnished with stylish IKEA furniture and is short-term ready! The AC is in excellent condition and the home boasts very low utility bills, even during peak summer months. Enjoy 2 assigned parking spaces right at your doorstep, a gated community with 2 pools, kids' play area, and more. Low HOA covers yard maintenance, mailbox station, and community amenities. LOW HOA! Perfect as a primary residence, second home, or short-term and long-term rental investment. Beachside lifestyle meets top-quality renovation! This is a perfect opportunity for investors looking to maximize ROI or for anyone wanting a move-in-ready home by the beach.