If you’ve ever dreamed of ending your day with a front-row seat to the sunset over the water, this home might feel like it was made for you. Welcome to 19 Tower Rd, tucked into the waterfront community of Tower Point along the Elk River—where the views are always changing and the pace of life slows down in the best way. This spacious home is designed for both everyday living and hosting with ease. The main level offers two bedrooms and a full bath, including one bedroom with peaceful river views—perfect to wake up to each morning. You’ll also find a beautiful family room and dining area overlooking the water, along with an eat-in kitchen that makes everyday living feel both comfortable and connected. Upstairs, you’ll find three additional bedrooms and another full bath, Bedrooms three and four feature private balconies with water views—creating the perfect place to unwind and take in the scenery. The lower level adds even more flexibility, with space already set up for a rec room plus a bonus room that could easily function as a home office, guest space, or additional sleeping area, along with a third full bath—ideal for extended stays or entertaining. Inside, the home feels fresh and move-in ready with professional paint throughout and new LVP flooring on the main level, offering both style and durability. Now—step outside and experience what truly sets this property apart. A large, beautiful deck wraps from the back of the home around to the side kitchen entrance, creating a seamless indoor-outdoor connection. From the deck and backyard, you’ll have front-row views of ships passing through the C&D Canal—an ever-changing backdrop that never gets old and always sparks conversation. The property also offers direct access to your own sandy beach with two separate stairways leading down to the water—perfect for relaxing by the shoreline, launching a kayak, or spending long summer days by the river. And for boating enthusiasts, the property is dock-ready, giving you the opportunity to truly embrace waterfront living. Even better, this waterfront setting is not located in a flood zone—adding peace of mind to an already incredible lifestyle. Whether you’re looking for a full-time residence, a weekend escape, or even a short-term rental opportunity, this home checks all the boxes with its location, layout, and unforgettable views. This isn’t just a house—it’s where everyday life feels like a getaway.
For sale
$950,000
19 Tower Rd, Chesapeake City, MD 21915
5beds
2,646sqft
Est.:
Single Family Residence
Built in 1980
0.51 Acres Lot
$-- Zestimate®
$359/sqft
$28/mo HOA
What's special
Professional paint throughout
- 10 days |
- 1,271 |
- 59 |
Zillow last checked:
Listing updated:
Listed by:
Amber Durand 410-877-5093,
Patterson-Schwartz Real Estate 4108851606
Source: Bright MLS,MLS#: MDCC2020972
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Storage Room, Bonus Room, Full Bath
Primary bedroom
- Features: Ceiling Fan(s), Flooring - Luxury Vinyl Plank
- Level: Main
- Area: 187 Square Feet
- Dimensions: 11 X 17
Bedroom 2
- Features: Ceiling Fan(s), Flooring - Ceramic Tile
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13 X 13
Bedroom 3
- Features: Balcony Access, Flooring - Carpet
- Level: Upper
- Area: 195 Square Feet
- Dimensions: 13 X 15
Bedroom 4
- Features: Balcony Access, Flooring - Carpet
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 13 X 11
Bedroom 5
- Features: Flooring - Carpet, Skylight(s)
- Level: Upper
- Area: 208 Square Feet
- Dimensions: 13 X 16
Bonus room
- Features: Flooring - Carpet
- Level: Lower
- Area: 132 Square Feet
- Dimensions: 12 X 11
Breakfast room
- Features: Flooring - HardWood
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10 X 11
Dining room
- Features: Balcony Access, Flooring - Luxury Vinyl Plank
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11 X 12
Family room
- Features: Balcony Access, Flooring - Luxury Vinyl Plank
- Level: Lower
- Area: 608 Square Feet
- Dimensions: 19 X 32
Foyer
- Features: Flooring - Luxury Vinyl Plank
- Level: Main
- Area: 152 Square Feet
- Dimensions: 8 X 19
Other
- Features: Countertop(s) - Quartz, Flooring - Ceramic Tile, Bathroom - Tub Shower
- Level: Main
- Area: 54 Square Feet
- Dimensions: 6 X 9
Other
- Features: Countertop(s) - Solid Surface, Flooring - Ceramic Tile, Bathroom - Tub Shower
- Level: Upper
- Area: 56 Square Feet
- Dimensions: 7 X 8
Other
- Features: Countertop(s) - Solid Surface, Flooring - Ceramic Tile
- Level: Lower
- Area: 56 Square Feet
- Dimensions: 8 X 7
Kitchen
- Features: Balcony Access, Breakfast Nook, Ceiling Fan(s), Countertop(s) - Recycled Content, Flooring - HardWood, Pantry
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10 X 11
Laundry
- Features: Flooring - Concrete
- Level: Lower
- Area: 450 Square Feet
- Dimensions: 15 X 30
Living room
- Features: Balcony Access, Ceiling Fan(s), Fireplace - Wood Burning, Flooring - Luxury Vinyl Plank
- Level: Main
- Area: 221 Square Feet
- Dimensions: 13 X 17
Storage room
- Features: Flooring - Concrete
- Level: Lower
- Area: 110 Square Feet
- Dimensions: 10 X 11
Heating
- Forced Air, Oil
Cooling
- Central Air, Ductless, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Water Conditioner - Owned, Water Heater, Water Treat System, Electric Water Heater
- Laundry: In Basement, Laundry Room
Features
- Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Floor Plan - Traditional, Eat-in Kitchen, Kitchen - Table Space, Pantry, Recessed Lighting, Upgraded Countertops, Dry Wall
- Flooring: Ceramic Tile, Hardwood, Luxury Vinyl, Carpet, Wood
- Doors: Sliding Glass, Storm Door(s)
- Windows: Skylight(s)
- Basement: Connecting Stairway,Partial,Finished,Improved,Interior Entry,Exterior Entry,Side Entrance,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Brick, Mantel(s)
Interior area
- Total structure area: 3,178
- Total interior livable area: 2,646 sqft
- Finished area above ground: 1,952
- Finished area below ground: 694
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Paved, Driveway
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Lighting, Private Beach, Sidewalks, Balcony
- Pool features: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: Private Dock Site, Sandy Beach, Personal Watercraft (PWC), Private Access, River
- Body of water: Elk River
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.51 Acres
- Features: Front Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 009188
- Zoning: RR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Frame, Wood Siding, Brick
- Foundation: Block
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 1980
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Septic Exists
- Water: Well
- Utilities for property: Fiber Optic
Community & HOA
Community
- Subdivision: Tower Point
HOA
- Has HOA: Yes
- HOA fee: $340 annually
Location
- Region: Chesapeake City
- Municipality: Chesapeake City
Financial & listing details
- Price per square foot: $359/sqft
- Tax assessed value: $536,967
- Annual tax amount: $5,487
- Date on market: 4/11/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Washer, Dryer & Refrigerator
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/11/2026 | Listed for sale | $950,000+3.3%$359/sqft |
Source:  Bright MLS #MDCC2020972 Report a problem | ||
| 12/28/2025 | Listing removed | $920,000$348/sqft |
Source: Bright MLS #MDCC2016418 Report a problem | ||
| 10/29/2025 | Listed for sale | $920,000-6.6%$348/sqft |
Source: Bright MLS #MDCC2016418 Report a problem | ||
| 10/13/2025 | Contingent | $985,000$372/sqft |
Source: Bright MLS #MDCC2016418 Report a problem | ||
| 9/19/2025 | Price change | $985,000-8.4%$372/sqft |
Source: Bright MLS #MDCC2016418 Report a problem | ||
| 8/2/2025 | Price change | $1,075,000-10.3%$406/sqft |
Source: Bright MLS #MDCC2016418 Report a problem | ||
| 4/6/2025 | Listed for sale | $1,198,000+25.4%$453/sqft |
Source: Bright MLS #MDCC2016418 Report a problem | ||
| 7/2/2007 | Sold | $955,000$361/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $516,433 +4.1% |
| 2024 | $5,427 -0.4% | $495,900 +0.5% |
| 2023 | $5,451 -1.5% | $493,567 -0.5% |
| 2022 | $5,533 -0.7% | $495,900 +1.4% |
| 2021 | $5,573 +1.5% | $488,900 +2.7% |
| 2020 | $5,492 +2.8% | $476,133 -2.6% |
| 2019 | $5,344 +2.8% | $488,900 +8.5% |
| 2018 | $5,197 -1.1% | $450,600 |
| 2017 | $5,257 +4.5% | $450,600 |
| 2016 | $5,032 -0.5% | $450,600 -0.6% |
| 2015 | $5,060 -22.9% | $453,400 |
| 2014 | $6,567 | $453,400 |
| 2013 | -- | $453,400 -28.3% |
| 2012 | -- | $632,600 |
| 2011 | -- | $632,600 |
| 2010 | -- | $632,600 -8.5% |
| 2009 | -- | $691,710 +13.7% |
| 2008 | -- | $608,362 +15.9% |
| 2007 | -- | $525,016 +18.9% |
| 2006 | -- | $441,670 +8.5% |
| 2005 | -- | $407,042 +9.3% |
| 2004 | -- | $372,416 +10.3% |
| 2003 | -- | $337,790 +4.9% |
| 2002 | -- | $321,900 +5.2% |
| 2001 | -- | $306,010 |
Find assessor info on the county website
Monthly payment
Est. payment
$5,138/mo
Principal & interest
$4469
Property taxes
$641
HOA Fees
$28
More affordability tools
Climate risks
Neighborhood: 21915
Nearby schools
GreatSchools rating
- 6/10Chesapeake City Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 6/10Bohemia Manor Middle SchoolGrades: 6-8Distance: 4.8 mi
- 7/10Bohemia Manor High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- District: Cecil County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Cecil County
- Chesapeake City
- 21915
- 19 Tower Rd
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