Charming Oneonta Duplex – Owner Occupied or Investment Opportunity!
This freshly painted and move-in ready property is a well-maintained duplex offering flexibility as an owner-occupied home or a solid investment property. Ideally located within walking distance to downtown Oneonta, schools, shops, and local conveniences.
Each unit features comfortable living space with great natural light. #19 has been owner occupied for many years and features 3 bedrooms and 2 bathrooms. #21 was previously rented for $1300 a month and has 4 bedrooms and a bath and a half. Both units have separate utilities. You'll enjoy the welcoming front porch or the spacious rear deck, overlooking a deep backyard perfect for gardening, play, or relaxation.
With its prime location and inviting updates, this property is a fantastic choice for anyone looking to make Oneonta home—or add a strong performer to their rental portfolio. Please do NOT call Showing Time to Schedule
Pending
$210,000
19-21 Otsego St, Oneonta, NY 13820
7beds
2,994sqft
Duplex, Multi Family
Built in 1890
-- sqft lot
$-- Zestimate®
$70/sqft
$-- HOA
What's special
Deep backyardGreat natural lightSpacious rear deckWelcoming front porchComfortable living space
- 44 days |
- 29 |
- 0 |
Zillow last checked: 8 hours ago
Listing updated: October 30, 2025 at 09:27am
Listing by:
Benson Agency Real Estate LLC 607-432-4391,
Mary Rab 607-437-1694
Source: NYSAMLSs,MLS#: R1641312
Originating MLS: Otsego-Delaware
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Gas, Other, See Remarks
Cooling
- Other, See Remarks
Appliances
- Included: Gas Water Heater
Features
- Ceiling Fan(s)
- Flooring: Carpet, Hardwood, Laminate, Varies, Vinyl
- Basement: Partial
- Number of fireplaces: 1
Interior area
- Total structure area: 2,994
- Total interior livable area: 2,994 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage, Paved, Two or More Spaces
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck, Patio
- Exterior features: Balcony, Deck, Patio
Lot
- Size: 9,583.2 Square Feet
- Dimensions: 60 x 160
- Features: Rectangular, Rectangular Lot, Residential Lot
Details
- Parcel number: 300.6335
- Zoning description: Residential 2 Unit
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subtype: Duplex, Multi Family
Materials
- Frame
- Foundation: Block, Stone
- Roof: Asphalt,Membrane,Rubber,Shingle
Condition
- Resale
- Year built: 1890
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Oneonta
Financial & listing details
- Price per square foot: $70/sqft
- Tax assessed value: $169,000
- Annual tax amount: $6,438
- Date on market: 10/14/2025
- Cumulative days on market: 24 days
- Listing terms: Cash,Conventional
- Tenant pays: All Utilities
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/30/2025 | Contingent | $210,000$70/sqft |
Source: NY State MLS #11597342 Report a problem | ||
| 10/30/2025 | Pending sale | $210,000$70/sqft |
Source: | ||
| 10/28/2025 | Listed for sale | $210,000+165.8%$70/sqft |
Source: | ||
| 12/16/1994 | Sold | $79,000$26/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $169,000 |
| 2023 | -- | $169,000 |
| 2022 | -- | $169,000 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
Boost your down payment with 6% savings match
Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.
Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.Climate risks
Neighborhood: 13820
Nearby schools
GreatSchools rating
- 5/10Valleyview Elementary SchoolGrades: K-5Distance: 0.5 mi
- 6/10Oneonta Middle SchoolGrades: 6-8Distance: 1 mi
- 5/10Oneonta Senior High SchoolGrades: 6,9-12Distance: 1 mi
Schools provided by the listing agent
- District: Oneonta
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading








