Welcome to a home that truly stands apart.
Extensively upgraded with high-end, thoughtfully selected enhancements throughout, this property delivers the look and feel of a custom home—without the wait.
The backyard is a private retreat featuring a 2023 custom saltwater fiberglass pool with heater, smart OmniLogic controls, marble decking, and glass tile—creating a true resort-style setting ideal for entertaining or unwinding at home.
Inside, the finished basement offers exceptional additional living space with upgraded LVP flooring, a shiplap electric fireplace, a wet bar with beverage fridge, and designer accent details—perfect for hosting or relaxing.
The kitchen has been enhanced with a dry bar, updated hardware, glass rinser, and additional lighting, blending function and style seamlessly.
Notable upgrades include:
Modern 4000K recessed lighting
Upgraded fans, faucets, and vanity lighting
Adjustable closet systems
Garage shelving for optimal storage
Permanent exterior lighting
Improved indoor air quality system
Energy efficiency is a standout with solar panels at an exceptionally low 1.99% interest rate (details and utility averages available).
Located in Ridgewater near The Palisades, the home offers access to scenic walking trails, green space, and nearby river access—while remaining convenient to shopping, dining, and major commuter routes in southwest Charlotte.
This is a fully upgraded, move-in-ready home where the heavy lifting has already been done. Schedule your private showing and experience the difference.
Active
$899,000
18905 Bankhead Rd, Charlotte, NC 28278
6beds
4,213sqft
Est.:
Single Family Residence
Built in 2022
0.39 Acres Lot
$896,900 Zestimate®
$213/sqft
$86/mo HOA
What's special
Smart omnilogic controlsShiplap electric fireplaceMarble deckingPermanent exterior lightingDesigner accent detailsGlass tileAdjustable closet systems
- 4 days |
- 700 |
- 43 |
Zillow last checked: 8 hours ago
Listing updated: February 19, 2026 at 11:13pm
Listing Provided by:
Rae Hoyal therealestaterae@gmail.com,
EXP Realty LLC Rock Hill
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4346580
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Basement
Dining area
- Level: Main
Dining room
- Level: Main
Family room
- Level: Basement
Kitchen
- Level: Main
Laundry
- Level: Upper
Living room
- Level: Main
Loft
- Level: Upper
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Wall Oven, Washer
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
Features
- Built-in Features, Drop Zone, Soaking Tub, Pantry, Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Laminate, Tile
- Doors: Sliding Doors
- Basement: Full,Interior Entry,Walk-Out Access
- Attic: Pull Down Stairs
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 3,329
- Total interior livable area: 4,213 sqft
- Finished area above ground: 3,329
- Finished area below ground: 884
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Pool features: Community, In Ground
- Fencing: Fenced
Lot
- Size: 0.39 Acres
- Features: Corner Lot
Details
- Parcel number: 21731243
- Zoning: N1-C
- Special conditions: Standard
- Other equipment: Other - See Remarks
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Connected, Electricity Connected
Community & HOA
Community
- Features: Playground
- Security: Carbon Monoxide Detector(s)
- Subdivision: Ridgewater
HOA
- Has HOA: Yes
- HOA fee: $259 quarterly
- HOA name: Kuester
- HOA phone: 888-600-5044
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $213/sqft
- Tax assessed value: $636,000
- Date on market: 2/20/2026
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$896,900
$852,000 - $942,000
$3,841/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Listed for sale | $899,000+32.2%$213/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4346580 Report a problem | ||
| 8/18/2022 | Sold | $680,000$161/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $636,000 |
| 2024 | $4,423 +7.9% | $636,000 +6.2% |
| 2023 | $4,101 | $598,600 +1097.2% |
| 2022 | -- | $50,000 |
| 2021 | -- | $50,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,792/mo
Principal & interest
$4197
Property taxes
$509
HOA Fees
$86
Climate risks
Neighborhood: Lower Palisades
Nearby schools
GreatSchools rating
- 8/10Palisades Park ElementaryGrades: K-5Distance: 2.9 mi
- 1/10Southwest Middle SchoolGrades: 6-8Distance: 4.6 mi
- 8/10Palisades High SchoolGrades: 9-11Distance: 3 mi
Schools provided by the listing agent
- Elementary: Palisades Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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