Escape to the water with this secluded cottage tucked away on 3.76 acres and about 360 feet of shoreline. Surrounded by woods, the property offers peace, privacy, and the chance to create your own waterfront retreat. A simple path winds down to the water's edge, where you can stroll, launch a kayak, or drive a golf cart or ATV. While no pier is in place, the setting is ideal for building one to fully enjoy the waterfront lifestyle. The cottage itself is a fixer-upper with two bedrooms, 2.5 baths, a small kitchen, and open living and dining areas. Large closets provide storage, and a steel building/workshop adds space for hobbies, equipment, or boating gear. With some cleanup and updates, the home could be transformed into a charming getaway or comfortable full-time residence. Additional acreage is available for purchase if you want to expand your private retreat. The owner is selling due to lack of use, creating a rare opportunity for a buyer with vision. At $279,000, this is one of the few waterfront properties available under $300,000—hard to find and full of potential.
Sold for $265,000 on 10/31/25
$265,000
177 Mattaponi Rd, Callao, VA 22435
2beds
1,624sqft
Waterfront Residential
Built in 1989
3.76 Acres Lot
$265,800 Zestimate®
$163/sqft
$2,054 Estimated rent
Home value
$265,800
Estimated sales range
Not available
$2,054/mo
Zestimate® history
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Owner options
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What's special
Zillow last checked: 8 hours ago
Listing updated: November 04, 2025 at 02:39pm
Listed by:
B. Jason Patton,
Bay River Realty
Bought with:
Ann Hergenreder, 0225230416
Keller Williams Richmond West
Source: Northern Neck AOR,MLS#: 119489
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 1
- Level: First
Bedroom 2
- Level: Second
Dining room
- Features: Dining Area
Family room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dryer, Range, Refrigerator, Washer, Electric Water Heater
Features
- 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Walk-In Closet(s)
- Flooring: Tile, Vinyl, Other
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,624
- Total interior livable area: 1,624 sqft
Property
Parking
- Parking features: None
Features
- Levels: One and One Half
- Patio & porch: Deck
- Waterfront features: River/Creek Front
- Body of water: Yeocomico River
- Frontage length: 360
Lot
- Size: 3.76 Acres
- Features: 2-4.9 acres, Wooded
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 21118D
- Zoning description: R-2
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Waterfront Residential
Materials
- Panel Walls, Sheetrock Walls, Vinyl Siding
- Roof: Age Unknown,Composition
Condition
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Artesian
Community & neighborhood
Location
- Region: Callao
- Subdivision: Harry Hogan
Other
Other facts
- Listing terms: Cash,Conventional
- Road surface type: Stone
Price history
| Date | Event | Price |
|---|---|---|
| 10/31/2025 | Sold | $265,000-5%$163/sqft |
Source: Northern Neck AOR #119489 | ||
| 10/13/2025 | Contingent | $279,000$172/sqft |
Source: Northern Neck AOR #119489 | ||
| 10/6/2025 | Listed for sale | $279,000$172/sqft |
Source: Northern Neck AOR #119489 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,829 +12.1% | $247,100 |
| 2024 | $1,631 +8.2% | $247,100 |
| 2023 | $1,507 | $247,100 |
Find assessor info on the county website
Neighborhood: 22435
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 9.1 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 9 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 9 mi
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