Welcome home to this stunning two-story located in Ham Lake, conveniently close to Hwy 65, shopping, and restaurants. Built in 2024 by TH Construction, this better-than new home sits on a spacious 1+ acre lot and features a welcoming front porch, a 4-car garage with built-in shelving, and over 2,400 finished square feet with an open, functional floor plan. The main level boasts a gorgeous kitchen showcasing classic white cabinetry, granite countertops, center island, tile backsplash, stainless steel appliances, and a walk-in pantry. The living room is anchored by a cozy stone gas fireplace, creating an inviting gathering space. There is also a flex room ideal for a home office. Upstairs you’ll find four bedrooms, including a spacious primary suite with walk-in closet and private en-suite featuring a double vanity and tiled walk-in shower, plus upstairs laundry and closet organizers in every bedroom. Enjoy all the extras already completed for you—landscaping, in-ground irrigation, fully fenced backyard, raised garden beds, 10x20 shed, maintenance-free deck, wider driveway, LVP flooring on the main level, window treatments, washer and dryer, iron filter, water softener, Wi-Fi door locks, security cameras, and doorbell. The unfinished basement offers 8-foot ceilings and additional square footage, providing a fantastic opportunity to finish and make it your own. A rare opportunity to own a move-in-ready home with acreage and upgrades already done!
Active
$699,000
17404 Terrace Rd NE, Ham Lake, MN 55304
4beds
2,456sqft
Est.:
Single Family Residence
Built in 2024
1.09 Acres Lot
$695,000 Zestimate®
$285/sqft
$-- HOA
What's special
- 5 days |
- 577 |
- 29 |
Zillow last checked: 8 hours ago
Listing updated: January 30, 2026 at 07:30am
Listed by:
Kerby & Cristina Real Estate Experts 612-268-1637,
RE/MAX Results,
Nikki McCain 612-747-2421
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7009400
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Upper
- Area: 255 Square Feet
- Dimensions: 15x17
Bedroom 2
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 11x13
Bedroom 3
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12x12
Bedroom 4
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 11x12
Den
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11x12
Dining room
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11x13
Kitchen
- Level: Main
- Area: 210 Square Feet
- Dimensions: 14x15
Living room
- Level: Main
- Area: 272 Square Feet
- Dimensions: 16x17
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
Features
- Basement: Egress Window(s),Full,Concrete,Storage Space,Sump Pump,Unfinished
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room, Stone
Interior area
- Total structure area: 2,456
- Total interior livable area: 2,456 sqft
- Finished area above ground: 2,456
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Attached, Asphalt, Garage Door Opener, Storage
- Attached garage spaces: 4
- Has uncovered spaces: Yes
- Details: Garage Dimensions (25x38)
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch
- Pool features: None
- Fencing: Chain Link,Full
Lot
- Size: 1.09 Acres
- Dimensions: SE200*200
- Features: Tree Coverage - Light
Details
- Additional structures: Storage Shed
- Foundation area: 1212
- Parcel number: 063223430021
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Age 8 Years or Less,Pitched
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: Private Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Crosstown Rolling Acres 3rd Add
HOA
- Has HOA: No
Location
- Region: Ham Lake
Financial & listing details
- Price per square foot: $285/sqft
- Tax assessed value: $495,400
- Annual tax amount: $4,906
- Date on market: 1/28/2026
- Road surface type: Paved
Estimated market value
$695,000
$660,000 - $730,000
$4,123/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/30/2026 | Listed for sale | $699,000+10.6%$285/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7009400 Report a problem | ||
| 4/5/2024 | Sold | $632,000+2%$257/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6459527 Report a problem | ||
| 3/12/2024 | Pending sale | $619,900$252/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6459527 Report a problem | ||
| 11/13/2023 | Listed for sale | $619,900+0.4%$252/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6459527 Report a problem | ||
| 10/13/2022 | Sold | $617,651$251/sqft |
Source: Public Record Report a problem | ||
Public tax history
BuyAbility℠ payment
Est. payment
$3,508/mo
Principal & interest
$2710
Property taxes
$553
Home insurance
$245
Climate risks
Neighborhood: 55304
Nearby schools
GreatSchools rating
- 9/10Rum River Elementary SchoolGrades: K-5Distance: 3.6 mi
- 7/10Oak View Middle SchoolGrades: 6-8Distance: 3.6 mi
- 8/10Andover Senior High SchoolGrades: 9-12Distance: 4.5 mi
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