FLORIDA PARADISE AT ITS BEST! THIS 2-BEDROOM, 2-BATHROOM, SALTWATER POOL HOME WELCOMES YOU! Located just 1 mile from The Villages ®, in the sought-after 55+ Spruce Creek South community offers perfect blend of comfort, convenience & Florida living. The elegant crystal windowed Front Door invites you into the Entry Area showcasing luxury vinyl floors that flow seamlessly throughout the home. The Entry opens into a spacious Living room with vaulted ceiling, ample space to accommodate large furniture, oversized window brings in ample light with a 4-light ceiling fan adds to extra comfort. The living room flows into a specious Dining room with ample wall space, vaulted ceiling and bright 6-1-light chandelier. Beautiful Eat-in Kitchen has generous counter space and cabinets, custom pantry with pull-out drawers, Whirlpool appliances, double sink, skylight with ceiling fan and light. The Florida room opens to a stunning outdoor retreat with a large covered Lanai, Birdcage, and a SOLAR HEATED, SALTWATER IN-GROUND POOL overlooking a private backyard with no rear neighbor. Includes Pool Robot Vacuum. The pool area is paved with beautiful pink bricks. The Florida room under air, with acrylic windows, and tile flooring, perfect for relaxing with your morning coffee, or as game room, or accommodate guests. The bright 2-fan lights may easily convert it into an art-crafts room. The speciose Primary Suite features a window to the backyard, large shirt closet, ceiling fan, en-suite bathroom with step-in tiled shower with double rain glass doors (2025), solar tube/exhaust fan (2024), single sink with large mirror, and 2-walk-in closets (clothing/utility). The Guest bedroom is also nice size with 2 windows, ceiling fan, and walk-in closet. The Guest Bathroom features 1 sink with large mirror, walk-in resurfaced shower (2025) with double rain glass doors (2025), solar tube (2024), and exhaust fan (2025). The Garage houses the Washer and Dryer (2025), Sink, Water Heater, Wall Cabinets and Shelves, Overhead Storage Rack, Attic has R38 sprayed insulation, attic pulldown for extra storage, and 2-Ceiling Fans with Lights. The Garage Door (2025) has 2-remote openers, and screen outside doors. The Outside has long Custom Painted Driveway, Street Light, house lights (2024) and the Mailbox. The landscaping has been meticulously maintained all around the house. New double pane windows installed by Window World, New awnings and shutters by Whyte Aluminum, 25 commercial white roof above the lanai. This beautifully updated home offers Country Club living with the convenience of nearby shopping, dining, VA and medical facilities, all accessible by golf cart. Spruce Creek South offers resort style amenities, including: 24/7 guard house, Restaurant, Clubhouse with fitness center, his/her sauna, card game room, art/crafts room, library, billiard room, kitchen, entertainment center with stage, outdoor picnic area with pool and jacuzzi, 18-hole golf course, Volleyball/Pickleball/Tennis courts, Shuffle Board, Softball field, Gated storage for RVs and extra vehicles (at low cost), Dog park, Dozens of Clubs and Social events, and more to enjoy year-round. Roof(2024), Vinyl Siding (2024), Gutters, Leafguard & Downspouts(2024). All Pool equipment including solar heat panel(2023), Birdcage(2022), additional insulation (2024).
For sale
Price cut: $10K (11/11)
$329,900
17356 SE 98th Cir, Summerfield, FL 34491
2beds
1,678sqft
Est.:
Single Family Residence
Built in 1995
8,276 Square Feet Lot
$-- Zestimate®
$197/sqft
$176/mo HOA
What's special
Large covered lanaiNew double pane windowsNew awnings and shuttersWhirlpool appliancesDouble sinkLarge shirt closet
- 51 days |
- 518 |
- 28 |
Zillow last checked: 8 hours ago
Listing updated: December 08, 2025 at 10:44am
Listing Provided by:
Delvys Cardenas 352-895-4298,
FLORIDA FINE HOMES REALTY, LLC 352-446-8886
Source: Stellar MLS,MLS#: G5102778
Originating MLS: Lake and Sumter

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Florida Room
Primary bedroom
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 279 Square Feet
- Dimensions: 15.5x18
Bedroom 2
- Features: Walk-In Closet(s)
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Balcony porch lanai
- Level: First
- Area: 420 Square Feet
- Dimensions: 20x21
Dining room
- Level: First
- Area: 93.5 Square Feet
- Dimensions: 8.5x11
Kitchen
- Features: Breakfast Bar
- Level: First
- Area: 109.25 Square Feet
- Dimensions: 9.5x11.5
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 195.5 Square Feet
- Dimensions: 17x11.5
Heating
- Electric, Solar
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Laundry Closet
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Thermostat, Vaulted Ceiling(s)
- Flooring: Luxury Vinyl, Tile
- Doors: Sliding Doors
- Windows: Skylight(s), Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,198
- Total interior livable area: 1,678 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 20X26
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed, Patio, Screened
- Exterior features: Irrigation System, Private Mailbox, Rain Gutters
- Has private pool: Yes
- Pool features: Heated, In Ground, Salt Water, Screen Enclosure, Solar Heat
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 8,276 Square Feet
- Features: Level
Details
- Parcel number: 6015001011
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1995
Details
- Builder model: PALM
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Restaurant, Special Community Restrictions, Tennis Court(s)
- Security: Gated Community, Security Gate, Smoke Detector(s)
- Senior community: Yes
- Subdivision: SPRUCE CREEK SOUTH
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
- Services included: 24-Hour Guard, Community Pool, Recreational Facilities
- HOA fee: $176 monthly
- HOA name: Tracy Brown
- HOA phone: 352-347-7000
- Pet fee: $0 monthly
Location
- Region: Summerfield
Financial & listing details
- Price per square foot: $197/sqft
- Tax assessed value: $239,079
- Annual tax amount: $1,868
- Date on market: 10/21/2025
- Cumulative days on market: 51 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/11/2025 | Price change | $329,900-2.9%$197/sqft |
Source: | ||
| 10/21/2025 | Listed for sale | $339,901+23.6%$203/sqft |
Source: | ||
| 2/15/2022 | Sold | $275,000-3.8%$164/sqft |
Source: Public Record Report a problem | ||
| 1/1/2022 | Pending sale | $285,900$170/sqft |
Source: | ||
| 1/1/2022 | Listed for sale | $285,900$170/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,946 +2.8% | $145,122 +3% |
| 2023 | $1,893 +46.8% | $140,895 +37.6% |
| 2022 | $1,289 +0.8% | $102,412 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,308/mo
Principal & interest
$1572
Property taxes
$445
Other costs
$291
Climate risks
Neighborhood: 34491
Nearby schools
GreatSchools rating
- 1/10Stanton-Weirsdale Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 4/10Lake Weir Middle SchoolGrades: 6-8Distance: 2 mi
- 3/10Belleview High SchoolGrades: 9-12Distance: 9.4 mi
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