GULF-FRONT, NO HOA, RENTAL READY! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway—ideal for maximizing guest capacity.
Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups, while four full baths keep beach days effortless. Outside, rinse off and head straight to the deck to watch dolphins cruise and the sky glow at golden hour.
Major perks: NO HOA—a rare Gulf-front find that supports short-term rental potential—plus a layout and location travelers love: direct beach access, panoramic views, and minutes to coastal dining, shopping, and entertainment like Top Golf. Dolly's Pirate Voyage, Pier Park!.
For sale
Price cut: $5K (2/2)
$1,970,000
17203 Front Beach Rd #2, Panama City Beach, FL 32413
5beds
2,232sqft
Est.:
Townhouse
Built in 1983
3,852 Square Feet Lot
$1,801,700 Zestimate®
$883/sqft
$-- HOA
What's special
Direct beach accessEnclosed former garageSweeping gulf viewsExtra sleeping zoneSugar-white sandPanoramic viewsDeck to watch dolphins
- 148 days |
- 703 |
- 32 |
Zillow last checked: 8 hours ago
Listing updated: February 17, 2026 at 11:16am
Listed by:
The Wheeler Sauls Collective 850-527-2275,
Salty Marlin Realty LLC
Source: CPAR,MLS#: 779658
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: Third
- Dimensions: 20 x 15
Bedroom
- Level: Third
- Dimensions: 11 x 15
Bedroom
- Level: Third
- Dimensions: 15 x 12
Kitchen
- Level: Second
- Dimensions: 10 x 15
Living room
- Level: Second
- Dimensions: 34 x 15
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Washer/Dryer Stacked, Electric Cooktop, Electric Oven
- Laundry: Stacked
Features
- Flooring: Luxury Vinyl Plank
Interior area
- Total structure area: 2,232
- Total interior livable area: 2,232 sqft
Property
Parking
- Parking features: No Garage, Paved
Features
- Patio & porch: Balcony, Deck
- Exterior features: Covered Patio, Deck
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Shoreline - Sand, Shoreline - Natural
Lot
- Size: 3,852 Square Feet
- Dimensions: 18 x 214
- Features: Paved
Details
- Parcel number: 32749090000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
- Attached to another structure: Yes
Materials
- Metal Siding, Stucco, Wood Siding, Wood Frame
- Foundation: Pillar/Post/Pier
- Roof: Metal
Condition
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Smoke Detector(s)
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $883/sqft
- Tax assessed value: $787,216
- Annual tax amount: $9,191
- Date on market: 9/28/2025
- Cumulative days on market: 134 days
- Electric utility on property: Yes
Estimated market value
$1,801,700
$1.71M - $1.89M
$4,049/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/2/2026 | Price change | $1,970,000-0.3%$883/sqft |
Source:  ECAOR #987163 Report a problem | ||
| 9/28/2025 | Listed for sale | $1,975,000+119.4%$885/sqft |
Source:  CPAR #779658 Report a problem | ||
| 5/23/2022 | Sold | $900,000$403/sqft |
Source: CPAR #722774 Report a problem | ||
| 5/3/2022 | Pending sale | $900,000$403/sqft |
Source: CPAR #722774 Report a problem | ||
| 2/24/2022 | Listed for sale | $900,000+237.3%$403/sqft |
Source: CPAR #722774 Report a problem | ||
| 10/31/2012 | Sold | $266,800$120/sqft |
Source: CPAR #600446 Report a problem | ||
| 7/17/2012 | Listed for sale | $266,800$120/sqft |
Source: RE/MAX Southern Realty #600446 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $9,191 +3.8% | $787,216 +5.5% |
| 2023 | $8,855 +59.2% | $745,885 +82.9% |
| 2022 | $5,564 | $407,730 |
| 2021 | -- | -- |
| 2020 | $4,008 +3.1% | $303,681 -8.7% |
| 2019 | $3,888 | $332,653 +6.3% |
| 2018 | $3,888 +4.1% | $313,010 +6.7% |
| 2017 | $3,736 +11.6% | $293,243 -0.1% |
| 2016 | $3,348 -2.4% | $293,502 +1.7% |
| 2015 | $3,431 | $288,727 +0.5% |
| 2014 | $3,431 | $287,408 -0.4% |
| 2013 | -- | $288,663 -2.3% |
| 2012 | -- | $295,494 -4.9% |
| 2011 | -- | $310,600 -13.6% |
| 2010 | -- | $359,563 -12.9% |
| 2009 | -- | $412,711 -14.7% |
| 2008 | -- | $483,623 -17% |
| 2007 | -- | $582,643 -7.5% |
| 2006 | -- | $629,999 +173.8% |
| 2005 | -- | $230,107 +20.5% |
| 2004 | -- | $191,028 |
| 2003 | -- | $191,028 +21.6% |
| 2002 | -- | $157,116 +0.5% |
| 2001 | -- | $156,383 +6.4% |
| 2000 | -- | $147,024 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$11,700/mo
Principal & interest
$9615
Property taxes
$2085
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 6/10West Bay Elementary SchoolGrades: K-5Distance: 5 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 2.7 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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