OPEN HOUSE SATURDAY NOV 1 11;00-3;00! If you need access to the community, please contact listing agent Steve Makranczy. Welcome to Lake Monticello! Whether you're looking for a vacation lake house or a place to call home full time, this is a great community! With a 350 acre lake, an 18 hole golf course, and outdoor pools and courts Lake Monticello has recreation opportunities for everyone. This water front house is truly move in ready with lots of updates and upgrades. Oak floors throughout most of the main level add a touch of class and the luxury vinyl flooring downstairs is beautiful and durable. Every window provides a view of either the beautifully landscaped yard or the lake or both. The kitchen provides tons of counter space and a great breakfast bar. Sit in front of the gas fireplace and watch the game while you socialize with someone who is working in the kitchen. Walk out onto the huge composite deck, sit under the ceiling fans, listen to the birds sing and enjoy the view of the lake. Main level primary bedroom has huge windows that look out to the back yard and lake. Primary bathroom floor is heated and large walk in shower has grab bars for safety. Downstairs is a large room for entertaining with a gas iron stove that keeps the lower level cozy when it's cold out. Walk out to the back yard and path down to the lake! The dock is a nice size for sitting with friends and enjoying the water level view or swimming with the kids. Electric and water hook ups at the dock make it easy to take care of your boat. Water is deep enough for swimming and for any boat you'd want to use on the lake. Bring your friends and tee it up on the 18 hole golf course or paddle, fish, water ski, or just cruise the main lake!
Sold for $650,000
$650,000
17 Vine Ridge Dr, Palmyra, VA 22963
4beds
2,460sqft
Single Family Residence
Built in 1986
0.53 Acres Lot
$655,300 Zestimate®
$264/sqft
$2,497 Estimated rent
Home value
$655,300
$590,000 - $727,000
$2,497/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: November 22, 2025 at 04:38am
Listed by:
Steve Makranczy 703-790-1850,
Century 21 Redwood Realty
Bought with:
NON MEMBER, 0225194075
Non Subscribing Office
Source: Bright MLS,MLS#: VAFN2000518
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Basement
- Area: 1100
Heating
- Heat Pump, Electric, Propane
Cooling
- Central Air, Heat Pump, Electric
Appliances
- Included: Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Energy Efficient Appliances, Extra Refrigerator/Freezer, Ice Maker, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Electric Water Heater
- Laundry: Upper Level
Features
- Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Eat-in Kitchen, Pantry, Primary Bath(s), Recessed Lighting
- Flooring: Hardwood, Carpet, Luxury Vinyl, Tile/Brick, Wood
- Windows: Energy Efficient, Bay/Bow, Window Treatments
- Basement: Partial,Partially Finished,Walk-Out Access,Windows,Rear Entrance
- Number of fireplaces: 2
- Fireplace features: Glass Doors, Gas/Propane, Free Standing
Interior area
- Total structure area: 2,560
- Total interior livable area: 2,460 sqft
- Finished area above ground: 1,460
- Finished area below ground: 1,000
Property
Parking
- Total spaces: 5
- Parking features: Garage Faces Front, Garage Door Opener, Gravel, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 3
Accessibility
- Accessibility features: Other Bath Mod, Grip-Accessible Features
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Barbecue, Boat Storage, Lighting, Storage, Stone Retaining Walls
- Pool features: Community
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, No Personal Watercraft (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
- Frontage length: Water Frontage Ft: 150
Lot
- Size: 0.53 Acres
- Features: Fishing Available, Landscaped, No Thru Street
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 18A 12 9
- Zoning: R4
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 1986
- Major remodel year: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Propane, Phone Connected, Cable Connected, Electricity Available, Fiber Optic
Community & neighborhood
Security
- Security features: Carbon Monoxide Detector(s), Security Gate, Smoke Detector(s)
Location
- Region: Palmyra
- Subdivision: Lake Monticello
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $730 semi-annually
- Amenities included: Bar/Lounge, Basketball Court, Beach Access, Boat Ramp, Clubhouse, Common Grounds, Gated, Golf Course Membership Available, Lake, Pool, Tennis Court(s), Tot Lots/Playground, Water/Lake Privileges
- Services included: Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security, Snow Removal, Trash
- Association name: LAKE MONTICELLO OWNERS ASSOCIATION
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 11/21/2025 | Sold | $650,000$264/sqft |
Source:  Bright MLS #VAFN2000518 Report a problem | ||
| 11/11/2025 | Pending sale | $650,000$264/sqft |
Source: Bright MLS #VAFN2000518 Report a problem | ||
| 11/2/2025 | Contingent | $650,000$264/sqft |
Source: Bright MLS #VAFN2000518 Report a problem | ||
| 10/17/2025 | Listed for sale | $650,000$264/sqft |
Source: Bright MLS #VAFN2000518 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,171 | $494,200 |
| 2023 | $4,171 | $494,200 +9.4% |
| 2022 | -- | $451,600 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.8 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.2 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.8 mi
Schools provided by the listing agent
- Middle: Fluvanna
- High: Fluvanna County
- District: Fluvanna County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value$655,300
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$655,300