This freshly painted (2017), 4 BR, 2 BA ranch has a full basement, 2 car garage, large screened-in porch and LOTS of storage space. The house is heated and cooled with a ground-source geothermal heat pump and the previous oil-fired burner remains in place as a heating backup. The house also has solar panels to significantly offset the electric bills. The house sits on a 3/4 acre lot. Originally built in 1963, an addition was added in 1987 with a master suite (bedroom, bathroom, office) and kitchen eating nook. Both bathrooms have glass enclosed tubs. There is carpeting in several rooms, but much of the house has hardwood floors. There is a two car garage and parking for 6 additional cars in the driveway. It is a kid friendly, low traffic road in the highly-rated Great Valley School District. There is a storage shed for lawn and garden equipment in the back yard and a patio off the kitchen. The back roof is new (2017) and the front roof is under the solar panels (2003). The calculation for the basic real estate costs is relatively straightforward, but is imperative to be able to compare properties on a cost basis. An individual’s calculation will vary based on mortgage interest rate and marginal tax rate. The annual calculation for this house is: Mortgage (90% of value, 4% interest rate, 30-year): Principal $5468; interest $12320; Total $17788. Taxes: Great Valley Schools $2831; Chester County $621; Charlestown Township $107; Total $3559. Utilities and insurance: PECO Net electric $782; Sewer $300; Trash $337; Insurance $783; Total $2202. Monthly average cost calculation: ($17788 + $3559 + $2202) / 12 months = $1962 per month The real estate tax ($3559) and mortgage interest ($12320) items may yield a federal tax benefit For more information or to schedule a showing, contact Deb at (610) 416-1677
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