16631 Harbor View Rd, Charlotte, NC 28278

Set on 5.79 private acres along the shores of Lake Wylie and just minutes from the energy of Charlotte, this rare waterfront estate offers the ultimate balance of seclusion and accessibility. Positioned inside a quiet, protected cove, the property delivers calm, usable water and main channel sunset views — a combination discerning lakefront buyers understand is increasingly difficult to find. Inside, a welcoming foyer opens to expansive living spaces defined by soaring ceilings, grand stone fireplaces, and walls of windows framing water views. The main-level primary suite is privately situated and generously scaled, featuring custom built-ins, stunning lake views, and direct access to the covered rear deck — an ideal setting for a future hot tub or screened retreat for year-round enjoyment. The primary bath includes an extraordinary 9x18 walk-in closet. Secondary bedrooms are thoughtfully positioned for privacy, while multiple flex spaces accommodate executive home offices, media rooms, fitness studios, or hobby areas. The lower level offers substantial storage capacity, perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to embrace the setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend entertaining and relaxation outdoors. Extensive private docking features covered boat storage and a swim platform, while a firepit area invites evenings under the stars. A powered, detached shed offers potential as a workshop or pub shed, and parking for 15+ vehicles provides exceptional convenience for gatherings. Large-acreage waterfront tracts within Charlotte city limits are increasingly scarce, making this offering not only a lifestyle acquisition but a strategic long-term hold. Whether preserved as a secluded legacy estate, enhanced into a multigenerational family compound, or thoughtfully expanded via development potential (subject to approvals), the flexibility here is nearly impossible to replicate in today’s market. All HVACs and water heater 4 years old. Whole house generator. Multiple membership options available at The Palisades CC. Conceptual renderings for 12 homesites on the adjacent parcels available to illustrate the vision for what this extraordinary property can become.