Charming Smith Mountain Lake Waterfront Cottage - at Very Affordable Price!! Fantastic Location on the water! This waterfront home is a retreat on SmithMountain Lake! Comes with a boat dock, perfect for fishing, waterfront enjoyment and your waterfcraft! This beautifully maintained NEW 3BR, 2BA home offers main-level living with a bright, open floor plan, vaulted ceilings, and luxury vinyl floors. Enjoy a spacious kitchen with island, and large primary suite. Relax on the covered porch orentertain on the expansive deck overlooking the peaceful, private yard. No steps to the dock. Over 100 feet of shoreline! Larger Dock Permit in place and can be transferredto buyer at closing! Convenient to Westlake amenities yet tucked away in a serene setting!
New construction
Price cut: $99 (11/20)
$499,900
165 Spence Rd, Union Hall, VA 24176
3beds
1,900sqft
Est.:
Single Family Residence
Built in 2023
0.86 Acres Lot
$495,900 Zestimate®
$263/sqft
$-- HOA
What's special
- 31 days |
- 2,228 |
- 117 |
Zillow last checked: 8 hours ago
Listing updated: November 22, 2025 at 10:08am
Listed by:
TRICIA JOHNSON 540-814-3399,
PROPERTY NAVIGATORS LLC
Source: RVAR,MLS#: 922678
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: E
Primary bedroom
- Level: E
Bedroom 2
- Level: E
Bedroom 3
- Level: E
Other
- Level: E
Dining area
- Level: E
Foyer
- Level: E
Kitchen
- Level: E
Laundry
- Level: E
Living room
- Level: E
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dishwasher, Electric Range, Range Hood
Features
- Storage
- Flooring: Concrete, Laminate
- Doors: Insulated
- Windows: Insulated Windows
- Has basement: No
Interior area
- Total structure area: 1,900
- Total interior livable area: 1,900 sqft
- Finished area above ground: 1,900
Property
Features
- Patio & porch: Deck, Front Porch, Side Porch
- Exterior features: Garden Space, Maint-Free Exterior
- Fencing: Fenced
- Has view: Yes
- View description: Sunrise, Sunset
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, Main Channel, Southern Exposure
- Body of water: Smith Mtn Lake
Lot
- Size: 0.86 Acres
- Features: Manufac Home Allowed, Views
Details
- Parcel number: 0520002901
- Zoning: A1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl
Condition
- New Construction,Completed
- New construction: Yes
- Year built: 2023
Utilities & green energy
- Electric: 0 Phase
- Water: Well
Community & HOA
Community
- Features: Beach Access, Restaurant
- Subdivision: N/A
HOA
- Has HOA: No
Location
- Region: Union Hall
Financial & listing details
- Price per square foot: $263/sqft
- Annual tax amount: $1,442
- Date on market: 11/12/2025
- Road surface type: Paved
Estimated market value
$495,900
$471,000 - $521,000
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/20/2025 | Price change | $499,9000%$263/sqft |
Source:  RVAR #922678 Report a problem | ||
| 11/12/2025 | Listed for sale | $499,999-8.9%$263/sqft |
Source: RVAR #922678 Report a problem | ||
| 11/12/2025 | Listing removed | $549,000$289/sqft |
Source: RVAR #922239 Report a problem | ||
| 10/27/2025 | Listed for sale | $549,000+0.1%$289/sqft |
Source: RVAR #922239 Report a problem | ||
| 10/27/2025 | Listing removed | $548,500$289/sqft |
Source: RVAR #921831 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$2,811/mo
Principal & interest
$2415
Property taxes
$221
Home insurance
$175
Climate risks
Neighborhood: 24176
Nearby schools
GreatSchools rating
- 7/10Glade Hill Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 5/10Ben. Franklin Middle-WestGrades: 6-8Distance: 10.7 mi
- 4/10Franklin County High SchoolGrades: 9-12Distance: 10.5 mi
Schools provided by the listing agent
- Elementary: Glade Hill
- Middle: Ben Franklin Middle
- High: Franklin County
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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