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  • Price cut: $2K (11/21)
    $640,000

    16124 Fieldstone Tc, Charlotte, NC 28278

    6beds
    3,765sqft
    : 
    Single Family Residence
    Built in 2021
    0.17 Acres Lot
    $632,800 Zestimate®
    $170/sqft
    $87/mo HOA

    What's special

    *Seller is offering $5,000 in closing costs!* Tucked away in a beautiful neighborhood near Lake Wylie is this AMAZING home just waiting for the perfect buyer who is looking for space and flexible living options! This 6 bedroom, 4 full bathroom home has so much to love! With 2 stories and a full, finished walkout basement, you have room for friends, family, & ample places for storage. When you walk in the home, you are greeted by a flex space, great for a dining room or home office. The foyer leads into the open concept kitchen, living room with cozy gas fireplace, and eat-in breakfast area. The kitchen has an elegant island, in-wall microwave and oven, gas cooktop, and pantry. The sleek white cabinets and modern lighting finish off the space perfectly. Off the living room, you will find a conveniently located drop zone across from the large 2-car garage outfitted with additional storage and rack system for all your needs. The main floor also features a bedroom and full bathroom. The upstairs layout provides for a private primary suite separated from other other bedrooms. The natural light in the loft provides a quaint spot for a reading nook or extra office space. There are additional 3 bedrooms & a laundry room on the 2nd floor. The additional full bathroom on this level is adjacent to the bedrooms and had a double vanity separated from the shower room, making it more functional for all. The MASSIVE basement with durable epoxy flooring is the real gem of the home! Want a game or toy room, sports den, crafting room? This main room is ideal for making your dream space! With another bedroom, full bathroom & large storage area, the walkout basement is fantastic for those looking for multi-generational living! Not to be missed are the outdoor spaces including a big, fenced backyard with patio space and a deck off the kitchen overlooking a wooded area. All of this is nestled in the Ridgewater community with an outdoor pool and playground as the amenities for you to enjoy. Come tour this lovely, large property and see everything it has to offer you!
    90 days
    |
    227
    |
    28
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 10, 2025 at 10:04am

    Listing Provided by:

    Mary Bynes marybynes@kw.com,

    Keller Williams Ballantyne Area

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4300737MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 6
    • Bathrooms: 4
    • Full bathrooms: 4
    • Main level bedrooms: 1
    Primary bedroom
    • Level: Upper
    Bedroom s
    • Level: Main
    Bedroom s
    • Level: Upper
    Bedroom s
    • Level: Upper
    Bedroom s
    • Level: Upper
    Bedroom s
    • Level: Basement
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Upper
    Bathroom full
    • Level: Upper
    Bathroom full
    • Level: Basement
    Dining area
    • Level: Main
    Great room
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Upper
    Living room
    • Level: Main
    Loft
    • Level: Upper
    Recreation room
    • Level: Basement
    Heating
    • Forced Air, Natural Gas, Zoned
    Cooling
    • Central Air, Zoned
    Appliances
    • Included: Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Wall Oven, Washer/Dryer
    • Laundry: Laundry Room, Upper Level
    Features
    • Drop Zone, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
    • Flooring: Tile, Vinyl, Other
    • Basement: Finished,Full,Interior Entry,Storage Space,Walk-Out Access
    • Attic: Pull Down Stairs
    • Fireplace features: Gas Log, Great Room
    Interior area
    • Total structure area: 2,792
    • Total interior livable area: 3,765 sqft
    • Finished area above ground: 2,792
    • Finished area below ground: 973

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Patio
    • Pool features: Community
    • Fencing: Back Yard
    Lot
    • Size: 0.17 Acres
    • Features: Cul-De-Sac, Views
    Details
    • Parcel number: 21714627
    • Zoning: N1-C
    • Special conditions: Standard
    • Other equipment: Other - See Remarks

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Vinyl
    • Roof: Fiberglass
    Condition
    • New construction: No
    • Year built: 2021
    Details
    • Builder model: Gaines Colonial
    • Builder name: Mattamy Homes

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: City

    Community & HOA

    Community
    • Features: Playground, Sidewalks, Street Lights
    • Subdivision: Ridgewater
    HOA
    • Has HOA: Yes
    • HOA fee: $260 quarterly
    • HOA name: Kuester Management Group
    Location
    • Region: Charlotte

    Financial & listing details

    • Price per square foot: $170/sqft
    • Tax assessed value: $509,600
    • Date on market: 9/12/2025
    • Cumulative days on market: 87 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Concrete, Paved
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    Estimated market value

    $632,800

    $601,000 - $664,000

    $3,621/mo

    Price history

    Price history
    DateEventPrice
    11/21/2025Price change$640,000-0.3%$170/sqft
    Source: Canopy MLS as distributed by MLS GRID #4300737 Report a problem
    10/28/2025Listing removed$3,600$1/sqft
    Source: Zillow Rentals Report a problem
    10/24/2025Price change$642,000-1.1%$171/sqft
    Source: Canopy MLS as distributed by MLS GRID #4300737 Report a problem
    10/16/2025Price change$649,000-1.5%$172/sqft
    Source: Canopy MLS as distributed by MLS GRID #4300737 Report a problem
    10/15/2025Listed for rent$3,600$1/sqft
    Source: Zillow Rentals Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025-- $509,600
    2024$3,554 +1.6%$509,600
    2023$3,498 +17.1%$509,600 +55%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,707/mo
    Principal & interest
    $3055
    Property taxes
    $341
    Other costs
    $311

      Climate risks

      Neighborhood: Lower Palisades

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Palisades Park
      • Middle: Southwest
      • High: Palisades

      Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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