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  • Price cut: $20K (12/15)
    $125,000

    1605 S 18th St, Centerville, IA 52544

    3beds
    1,280sqft
    : 
    Single Family Residence
    Built in 1944
    4,356 Square Feet Lot
    $-- Zestimate®
    $98/sqft
    $-- HOA

    What's special

    Built-in seatingRecreation roomPrivate entranceTin ceiling tilesHot water heaterCovered back deckOff-street parking spaces
    Unique Brick 1944 Bank Converted into Residential Home + Commercial Space! Don't miss this rare opportunity to own a piece of history with modern flexibility! This unique property has been thoughtfully converted into a spacious 1,280 SF residential home (with full basement, doubling the SF), with potential for commercial use — or both! As you enter the house, you'll immediately notice how quiet it is inside. Look up and you'll see original tin ceiling tiles (said to be hidden throughout the home under the drop ceiling). This home has 2 bedrooms plus a non-conforming 3rd bedroom, 1 full bath, and 2 half baths, and an eat-in kitchen with a stainless steel refrigerator and a gas stove. A converted tuck-under garage now serves as a recreation room and family room with its own private entrance, ideal for a business setup or separate living quarters. Additional features include: NEW Roof in August 2025 on both house and garages Newer covered back deck with built-in seating Newer windows Newer furnace and hot water heater Two oversized detached garages Multiple off-street parking spaces Shared south driveway Dual access from S 18th Street and Cottage Street. Zoned for flexibility and located on a high-traffic street, this property is ideal for a home-based business, boutique shop, office, or investment opportunity. Selling as-is, with any remaining furniture and personal items included. The solid bones are there! Just add your cosmetic upgrades to make this your own!
    82 days
    |
    98
    |
    4
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 16, 2025 at 05:01pm

    Listed by:

    Carie Leon 641-658-3111,

    Iowa Realty South Lakes

    Source: NoCoast MLS as distributed by MLS GRID,MLS#: 6332452MLS Logo

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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 1
    • 1/2 bathrooms: 1
    • 1/4 bathrooms: 1
    Heating
    • Forced Air
    Cooling
    • Central Air
    Features
    • Basement: Full
    Interior area
    • Total interior livable area: 1,280 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Gravel
    • Garage spaces: 3
    Accessibility
    • Accessibility features: None
    Lot
    • Size: 4,356 Square Feet
    • Dimensions: 45 x 140
    Details
    • Parcel number: 341011001340000

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Raised Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick
    Condition
    • Year built: 1944

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Subdivision: ADAMSONS ADD
    HOA
    • Has HOA: No
    • HOA name: SEIA
    Location
    • Region: Centerville

    Financial & listing details

    • Price per square foot: $98/sqft
    • Tax assessed value: $35,490
    • Annual tax amount: $746
    • Date on market: 10/2/2025
    • Cumulative days on market: 82 days
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    12/15/2025Price change$125,000-13.8%$98/sqft
    Source: NoCoast MLS as distributed by MLS GRID #6332452 Report a problem
    10/7/2025Price change$145,000-21.6%$113/sqft
    Source: NoCoast MLS as distributed by MLS GRID #6332452 Report a problem
    10/2/2025Listed for sale$185,000$145/sqft
    Source: NoCoast MLS as distributed by MLS GRID #6332452 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$736 -18.8%$35,490 +7%
    2023$906 +5.6%$33,170 -11.6%
    2022$858 +5.1%$37,540 +3.3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $659/mo
    Principal & interest
    $485
    Property taxes
    $130
    Home insurance
    $44

      Climate risks

      Neighborhood: 52544

      Nearby schools

      GreatSchools rating

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