Located on a quiet dead end street in Putnam Valley, this completely rebuilt home offers deeded lake and dock rights to the beautiful Lake Oscawana. A short stroll down the road brings you to the dock area where your designated slip awaits. Spend your summers simply enjoying this motorboat friendly lake. The home was taken down to the framing and thoughtfully reconstructed throughout. Nearly everything is new including insulation, electrical, plumbing, flooring, walls, ceilings, siding, roof, windows, doors and so much more, creating the feel of new construction with timeless style. A welcoming screened in front porch with recessed lighting sets the tone for relaxed mornings and peaceful evenings. Inside, hardwood floors run throughout the bright open layout. The newly designed kitchen flows seamlessly into the main living space and is complemented by beautifully updated baths. A spacious laundry room with pantry storage and a convenient first floor powder room add everyday functionality. Step out through the double doors leading to a newly built rear deck, perfect for outdoor dining, entertaining, or unwinding after a day on the water. Upstairs features two generously sized bedrooms, two hallway closets for added storage, a full hall bath, and a primary suite complete with a private bath featuring a double vanity and two separate closets. The unfinished basement provides additional storage and the houses utilities. Offering modern updates, peaceful surroundings, and true lake living, this home is ready to be enjoyed year round on one of Putnam Valley’s most desirable lakes. Conveniently located just 4 miles from the Taconic State Parkway and approximately 9.5 miles to the Garrison Metro North train station, this property provides easy access for commuters while still delivering a private retreat setting. Experience it for yourself.
For sale
Price cut: $24K (4/6)
$675,000
16 Cold Spring Road, Putnam Valley, NY 10579
3beds
1,508sqft
Single Family Residence, Residential
Built in 1927
0.36 Acres Lot
$-- Zestimate®
$448/sqft
$-- HOA
What's special
- 49 days |
- 1,434 |
- 62 |
Zillow last checked: 7 hours ago
Listing updated: April 11, 2026 at 11:09am
Listing by:
eXp Realty 888-276-0630,
Dvora E. Price 914-382-2857
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 961259
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom 1
- Level: Second
Bedroom 2
- Level: Second
Primary bathroom
- Level: Second
Bathroom 1
- Level: First
Bathroom 2
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Baseboard, Hot Water, Oil
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Electric Oven, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer
- Laundry: Washer/Dryer Hookup, Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Eat-in Kitchen, Formal Dining, His and Hers Closets, Natural Woodwork, Open Floorplan, Open Kitchen, Pantry, Primary Bathroom, Quartz/Quartzite Counters, Recessed Lighting, Soaking Tub
- Flooring: Hardwood, Tile
- Doors: ENERGY STAR Qualified Doors
- Windows: ENERGY STAR Qualified Windows, New Windows
- Basement: Partial,Storage Space,Unfinished
- Attic: Pull Stairs
- Has fireplace: No
Interior area
- Total structure area: 1,885
- Total interior livable area: 1,508 sqft
Property
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Patio & porch: Covered, Deck, Porch, Screened
- Waterfront features: Lake Privileges, Water Access
Lot
- Size: 0.36 Acres
Details
- Parcel number: 37280006202500010110000000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence, Residential
Materials
- Foundation: Block
Condition
- Fixer,Updated/Remodeled
- Year built: 1927
- Major remodel year: 2025
Utilities & green energy
- Sewer: Septic Tank
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Trash Collection Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Putnam Valley
Financial & listing details
- Price per square foot: $448/sqft
- Tax assessed value: $355,612
- Annual tax amount: $10,465
- Date on market: 2/28/2026
- Cumulative days on market: 44 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/6/2026 | Price change | $675,000-3.4%$448/sqft |
Source: | ||
| 2/28/2026 | Listed for sale | $699,000+191.3%$464/sqft |
Source: | ||
| 12/6/2022 | Sold | $240,000-10.4%$159/sqft |
Source: | ||
| 10/12/2022 | Pending sale | $268,000$178/sqft |
Source: | ||
| 9/10/2022 | Price change | $268,000-7.6%$178/sqft |
Source: | ||
| 8/15/2022 | Price change | $290,000-3.3%$192/sqft |
Source: | ||
| 6/24/2022 | Listed for sale | $300,000$199/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $348,500 |
| 2024 | -- | $348,500 +7.1% |
| 2023 | -- | $325,500 +12% |
| 2022 | -- | $290,600 +10% |
| 2021 | -- | $264,200 +5.6% |
| 2020 | -- | $250,300 +3% |
| 2019 | -- | $243,000 +2% |
| 2018 | -- | $238,200 +11.8% |
| 2017 | $4,708 | $213,100 +1% |
| 2016 | -- | $211,000 +1% |
| 2015 | -- | $208,900 -1% |
| 2014 | -- | $211,000 -10% |
| 2013 | -- | $234,400 -4.2% |
| 2012 | -- | $244,600 -4% |
| 2011 | -- | $254,800 -6% |
| 2010 | -- | $271,000 -3.2% |
| 2009 | -- | $280,000 -2.1% |
| 2008 | -- | $286,000 -5.6% |
| 2007 | -- | $302,900 +2% |
| 2006 | -- | $297,000 +14.2% |
| 2005 | -- | $260,000 +20.1% |
| 2004 | -- | $216,500 +48.9% |
| 2003 | -- | $145,400 |
| 2002 | -- | $145,400 |
| 2001 | -- | $145,400 |
| 2000 | -- | $145,400 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 10579
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Putnam Valley Elementary SchoolGrades: K-4Distance: 3.5 mi
- 6/10Putnam Valley Middle SchoolGrades: 5-8Distance: 4.5 mi
- 8/10Putnam Valley High SchoolGrades: 9-12Distance: 4.5 mi
Schools provided by the listing agent
- Elementary: Putnam Valley Elementary School
- Middle: Putnam Valley Middle School
- High: Putnam Valley High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 10579
- New York
- Putnam County
- Putnam Valley
- 10579
- 16 Cold Spring Road






