Water views, boat ramp access, AND priced below comparable homes. This beautiful home delivers coastal living value that's hard to find and it's not located in a flood zone. - Classic brick home with a large southern porch, TWO large garages and water views of the White Oak River. The boat ramp has easy access to the Intracoastal Waterway. Enjoy morning coffee and evening breezes from the full-width front porch, or relax on the expansive screened back porch overlooking a backyard with flower beds and a covered grilling space perfect for entertaining. - A standout feature is the rare 24x24x12 fully insulated detached garage with 60-amp service, ideal for boat storage, a workshop, hobbies, or additional vehicles, plus a separate 2-car attached garage for even more flexibility. - Inside, warm wood floors, spacious rooms, and a large living area provide a comfortable layout ideal for everyday living and gatherings. The bright eat-in kitchen captures peaceful water views.Residents enjoy White Oak Bluff community amenities including a boat ramp, fishing dock, and picnic area. Everything you need to embrace the coastal lifestyle.
Pending
Price cut: $5K (2/23)
$510,000
157 White Oak Bluff Road, Stella, NC 28582
3beds
1,906sqft
Est.:
Single Family Residence
Built in 1999
0.88 Acres Lot
$495,300 Zestimate®
$268/sqft
$13/mo HOA
What's special
Multiple porchesWater viewsWood floorsClassic brick homeSpacious roomsFlower bedsExceptional garage space
- 178 days |
- 455 |
- 21 |
Zillow last checked: 7 hours ago
Listing updated: March 01, 2026 at 04:45pm
Listed by:
Vanessa Justice 252-503-9313,
Justice Realty Group
Source: Hive MLS,MLS#: 100531854
Originating MLS: Jacksonville Board of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Laundry, Bathroom 1, Bathroom 2
Heating
- Heat Pump, Electric
Cooling
- Attic Fan, Heat Pump
Features
- Master Downstairs, Walk-in Closet(s), Vaulted Ceiling(s), Tray Ceiling(s), High Ceilings, Solid Surface, Whirlpool, Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Attic: Access Only,Attic Fan
Interior area
- Total structure area: 1,906
- Total interior livable area: 1,906 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage Faces Side, Concrete, Garage Door Opener, Off Street
- Attached garage spaces: 4
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Porch, Screened
- Exterior features: Irrigation System
- Fencing: Back Yard
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: Boat Ramp, Deeded Water Access, Water Access Comm
- Frontage type: See Remarks
Lot
- Size: 0.88 Acres
- Features: Boat Dock, Boat Ramp, Deeded Water Access, Water Access Comm
Details
- Additional structures: Second Garage, Workshop
- Parcel number: 536704602389000
- Zoning: res
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Utilities for property: Water Connected
Community & HOA
Community
- Subdivision: White Oak Bluff
HOA
- Has HOA: Yes
- Amenities included: Waterfront Community, Boat Dock, Maintenance Common Areas, Picnic Area, Ramp, Street Lights
- HOA fee: $150 annually
- HOA name: White Oak Bluff HOA
- HOA phone: 910-325-7888
Location
- Region: Stella
Financial & listing details
- Price per square foot: $268/sqft
- Tax assessed value: $254,079
- Annual tax amount: $1,368
- Date on market: 12/28/2025
- Cumulative days on market: 178 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Paved
Estimated market value
$495,300
$471,000 - $520,000
$2,134/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/24/2026 | Pending sale | $510,000$268/sqft |
Source: | ||
| 2/23/2026 | Price change | $510,000-1%$268/sqft |
Source: | ||
| 1/31/2026 | Price change | $515,000-0.6%$270/sqft |
Source: | ||
| 1/12/2026 | Price change | $518,000-0.4%$272/sqft |
Source: | ||
| 12/28/2025 | Listed for sale | $520,000$273/sqft |
Source: | ||
| 12/15/2025 | Listing removed | $520,000$273/sqft |
Source: | ||
| 12/2/2025 | Price change | $520,000+1%$273/sqft |
Source: | ||
| 10/4/2025 | Price change | $515,000-1.9%$270/sqft |
Source: | ||
| 9/21/2025 | Listed for sale | $525,000+102.3%$275/sqft |
Source: | ||
| 2/1/2018 | Listing removed | $259,500$136/sqft |
Source: CENTURY 21 Coastland Realty #100088970 Report a problem | ||
| 2/1/2018 | Listed for sale | $259,500+10.4%$136/sqft |
Source: CENTURY 21 Coastland Realty #100088970 Report a problem | ||
| 1/31/2018 | Sold | $235,000-5.8%$123/sqft |
Source: | ||
| 1/5/2018 | Pending sale | $249,500$131/sqft |
Source: CENTURY 21 Coastland Realty #100088970 Report a problem | ||
| 12/1/2017 | Price change | $249,500-3.9%$131/sqft |
Source: CENTURY 21 Coastland Realty #100088970 Report a problem | ||
| 11/7/2017 | Listed for sale | $259,500+29.8%$136/sqft |
Source: CENTURY 21 Coastland Realty #100088970 Report a problem | ||
| 6/29/2004 | Sold | $200,000$105/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,368 -5.1% | $254,079 |
| 2023 | $1,442 +3.7% | $254,079 |
| 2022 | $1,392 +6.9% | $254,079 +13.4% |
| 2021 | $1,302 -0.6% | $224,025 -4.8% |
| 2020 | $1,310 +7.5% | $235,430 +4.3% |
| 2019 | $1,218 | $225,712 |
| 2017 | $1,218 +40.6% | $225,712 |
| 2016 | $867 | $225,712 |
| 2015 | $867 +2.1% | $225,712 -21.6% |
| 2014 | $849 | $287,892 |
| 2013 | -- | $287,892 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | $260,776 |
| 2009 | -- | $260,776 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,744/mo
Principal & interest
$2531
Property taxes
$200
HOA Fees
$13
More affordability tools
Climate risks
Neighborhood: 28582
Nearby schools
GreatSchools rating
- 10/10White Oak ElementaryGrades: PK-5Distance: 5.2 mi
- 7/10Broad Creek Middle SchoolGrades: 6-8Distance: 11.6 mi
- 8/10Croatan High SchoolGrades: 9-12Distance: 9.7 mi
Schools provided by the listing agent
- Elementary: White Oak Elementary
- Middle: Broad Creek
- High: Croatan
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28582
- North Carolina
- Carteret County
- Stella
- 28582
- 157 White Oak Bluff Road





