156 Congress St, Cohoes, NY 12047

Only accepting applications from a first time home-buyer (HUD defines first time home buyer as an individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase (closing date) of the property). Have a household income between 50% and 80% of the area median income for Albany County (see chart below) Purchase a EOP participating property (see Property Qualifications) Complete first time home-buyer and landlord training (if applicable) Preference will be given to Albany County residents who reside within Program Area.