Skip main navigation
For sale
  • Listing Provided by: Farris Company
    $3,487,000

    15522 Churchill Downs, Rancho Santa Fe, CA 92091

    3beds
    3,220sqft
    : 
    Single Family Residence
    Built in 1990
    9,277 Square Feet Lot
    $3,333,000 Zestimate®
    $1,083/sqft
    $778/mo HOA

    What's special

    Epoxy-finished garageGorgeous remodeled single-story homeGourmet kitchenCustom cabinetrySolar electrical stationSpacious primary suiteSpacious sun-drenched backyard
    Gorgeous Remodeled Single-Story home in Exclusive Del Rayo Downs, this exquisite residence blends timeless elegance with modern luxury. Extensively remodeled with over $250K in upgrades, the home showcases wood floors, a gourmet kitchen featuring custom cabinetry, granite countertops and backsplash, and premium Sub-Zero, Thermador, and Bosch appliances. The spacious primary suite features a newly redesigned en-suite bath, while every bedroom has a remodeled private bath. Designed for both comfort and sophistication, the home’s open floor plan highlights soaring ceilings, abundant natural light from multiple skylights, and 2 fireplaces, including one in the primary bedroom and one in the living room with custom wood bookcases. A sunken bar complements your entertaining festivities. Improvements included new flooring, interior and exterior paint, new carpet, solar panels, a newer water heater, updated Pentair spa equipment, and 2017 roof and garage doors. The epoxy-finished garage includes storage cabinets, a Solar electrical station, a ladder to attic storage, a Culligan water softener, and smart-home lighting and irrigation controls. Outdoor living shines in the spacious sun-drenched backyard—a private gardener’s paradise, with beautiful brickwork, lush landscaping, and a built-in spa, ideal for executives or empty nesters seeking a low-maintenance retreat. Community amenities include a pool, tennis and pickleball courts, a clubhouse, and breathtaking views of the San Dieguito Valley. All just moments from the world-class Rancho Valencia Tennis Resort & Spa, award-winning schools, and the best of Rancho Santa Fe’s fine dining and shops. A rare blend of luxury, comfort, and convenience—this remarkable home epitomizes Southern California living at its finest.
    12 days
    |
    1,353
    |
    25
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 19, 2026 at 10:30pm

    Listing Provided by:

    John Farris DRE #00525511 john@jtfarris.com,

    Farris Company

    Source: CRMLS,MLS#: NDP2602279MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Rooms
      • Room types: Bedroom, Entry/Foyer, Foyer, Kitchen, Laundry, Living Room, Primary Bedroom
      Primary bedroom
      • Features: Main Level Primary
      Bedroom
      • Features: Bedroom on Main Level
      Bedroom
      • Features: All Bedrooms Down
      Cooling
      • Central Air, Electric
      Appliances
      • Laundry: Washer Hookup, Gas Dryer Hookup, Laundry Room
      Features
      • All Bedrooms Down, Bedroom on Main Level, Entrance Foyer, Main Level Primary
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room, Primary Bedroom
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 3,220 sqft
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Front of home
      • Pool features: Community, Fenced, Filtered, In Ground, Association
      • Has view: Yes
      • View description: Neighborhood, Trees/Woods
      Lot
      • Size: 9,277 Square Feet
      • Features: 0-1 Unit/Acre, Front Yard, Garden
      Details
      • Parcel number: 3023050400
      • Zoning: Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1990

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Storm Drain(s), Street Lights, Pool
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool, Tennis Court(s)
      • HOA fee: $778 monthly
      • HOA name: Del Rayo Downs
      • HOA phone: 858-514-8820
      Location
      • Region: Rancho Santa Fe

      Financial & listing details

      • Price per square foot: $1,083/sqft
      • Tax assessed value: $2,944,830
      • Date on market: 3/11/2026
      • Cumulative days on market: 12 days
      • Listing terms: Cash,Cash to New Loan,Conventional
      Get pre-qualifiedBe ready to make an offer.
      Connect with an agentGet info on this home, tour, and more.
      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        $3,333,000

        $3.17M - $3.50M

        $7,494/mo

        Price history

        Price history
        DateEventPrice
        3/11/2026Listed for sale$3,487,000+25.7%$1,083/sqft
        Source: CRMLS #NDP2602279 Report a problem
        4/6/2022Sold$2,775,000+2.8%$862/sqft
        Source: SDMLS #220005719 Report a problem
        3/22/2022Pending sale$2,699,000$838/sqft
        Source: CRMLS #220005719SD Report a problem
        3/15/2022Listed for sale$2,699,000+97.2%$838/sqft
        Source: SDMLS #220005719 Report a problem
        10/24/2016Sold$1,368,500+0.3%$425/sqft
        Source: Public Record Report a problem
        7/29/2015Sold$1,365,000$424/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025-- $2,944,830 +5.1%
        2024$30,587 +9.9%$2,801,000 +9.6%
        2023$27,835 +67.8%$2,556,000 +70.8%
        2022$16,591 +2.1%$1,496,537 +2%
        2021$16,244 +1.3%$1,467,194 +1%
        2020$16,036 +6%$1,452,151 +2%
        2019$15,125 -1.8%$1,423,678 +2%
        2018$15,410 +1.7%$1,395,763 +2%
        2017$15,155 +4%$1,368,396 +0.2%
        2016$14,579 +11.2%$1,365,000 +11%
        2015$13,111 +2.1%$1,229,779 +2%
        2014$12,846 $1,205,690 +21.5%
        2013-- $992,000 -14%
        2012-- $1,153,646
        2011-- $1,153,646 +0.8%
        2010-- $1,145,025 -0.2%
        2009-- $1,147,746 +2%
        2008-- $1,125,242 +2%
        2007-- $1,103,179 +2%
        2006-- $1,081,549 +2%
        2005-- $1,060,343 +2%
        2004-- $1,039,552 +1.9%
        2003-- $1,020,500 +8.4%
        2002-- $941,290 +2%
        2001-- $922,834

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $21,581/mo
        Principal & interest
        $17403
        Property taxes
        $3400
        HOA Fees
        $778
        More affordability tools

          Climate risks

          Neighborhood: 92091

          Getting around

          28 / 100
          Car-Dependent
          26 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • High: Torrey Pines

          Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Local experts in 92091

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel