151-153 Hamilton St, Rochester, NY 14620

Three apartments (2/3/2 bedrooms) all with separate utilities. This is the most optimal cashflow configuration in Rochester. At 4 units the taxes increase so much it basically nullifies the 4th unit. With tenants paying their own utilities, you don't have to worry about renters opening the windows in the winter to regulate their apartment temperature. This home has the extra advantage of having 7 off-street parking spaces and laundry in the full basement which provides tons of storage. An owner occupant could have their whole mortgage paid for while living in one of the units.