Lakeside living at its best! Imagine a home perched on a gentle slope where every window frames a shimmering expanse of the lake. Inside, the living spaces are open and airy, with a mix of warm wood tones, light, and neutral colors. An Elegant 4 bd/4.5 bath home featuring stunning wood floors, a cozy fireplace, and a spacious master suite on the main level. The gourmet kitchen boasts quartz countertops, a wine cooler, barnwood accents, and upscale appliances including a Wolf induction range. A spacious deck stretches toward the water, perfect for morning coffee and peaceful evenings with cool mountain breezes. The landscape around the house is lush and thoughtfully designed with native plants. There is an office/flex space with a Murphy bed on the main level. Additional bedrooms and bathrooms in the lower level provide the perfect getaway. Other highlights include a built in Generator for peace of mind, a huge laundry area with rinse shower, and double garage which offers a level entrance into the home. All of this only a hop, skip, and a jump from the Wellness Center, pools, and Restaurants. Enjoy all the community amenities with Two Championship Golf Courses, Tennis Courts, Hiking Trails, Cabana, Privat Beach, and much, much, more! Check out the virtual tour: https://my.matterport.com/show/?m=tFjBt24BiXb&mls=1
Active
$1,100,000
147 Watergate Rd, Lake Lure, NC 28746
4beds
3,489sqft
Est.:
Single Family Residence
Built in 1995
0.49 Acres Lot
$1,036,400 Zestimate®
$315/sqft
$414/mo HOA
What's special
Barnwood accentsCozy fireplaceGourmet kitchenStunning wood floorsWarm wood tonesWine coolerQuartz countertops
- 3 days |
- 663 |
- 44 |
Zillow last checked: 7 hours ago
Listing updated: April 08, 2026 at 06:52am
Listing Provided by:
Michael Zerressen mzerressen@rumblingbald.com,
Rumbling Bald Real Estate
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4360810
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Basement
Bedroom s
- Level: Main
Bathroom full
- Level: Basement
Bathroom full
- Level: Main
Great room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Heating
- Ductless, Heat Pump
Cooling
- Ceiling Fan(s), Ductless, Heat Pump
Appliances
- Included: Bar Fridge, Dishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Induction Cooktop, Microwave, Refrigerator with Ice Maker, Washer, Washer/Dryer, Wine Refrigerator
- Laundry: Laundry Room, Main Level
Features
- Breakfast Bar, Open Floorplan, Pantry
- Flooring: Carpet, Tile, Wood
- Windows: Insulated Windows
- Basement: Finished
- Fireplace features: Gas, Gas Log, Gas Vented
Interior area
- Total structure area: 2,061
- Total interior livable area: 3,489 sqft
- Finished area above ground: 2,061
- Finished area below ground: 1,428
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Garage Door Opener, Garage on Main Level
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Side Porch
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Mountain(s), Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public, Boat Ramp – Community, Boat Slip (Lease/License), Boat Slip – Community, Paddlesport Launch Site - Community, Pier - Community
- Body of water: Lake Lure
Lot
- Size: 0.49 Acres
- Features: Views
Details
- Parcel number: 1649447
- Zoning: R1
- Special conditions: Standard
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Composition
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Community Well
- Utilities for property: Fiber Optics, Underground Utilities
Community & HOA
Community
- Features: Boat Storage, Business Center, Cabana, Dog Park, Fitness Center, Game Court, Gated, Golf, Lake Access, Picnic Area, Playground, Pond, Putting Green, Recreation Area, RV Storage, Sauna, Sport Court, Tennis Court(s), Walking Trails
- Subdivision: Rumbling Bald on Lake Lure
HOA
- Has HOA: Yes
- HOA fee: $4,967 annually
- HOA name: Fairfield Mountains POA Inc.
- HOA phone: 828-694-3014
Location
- Region: Lake Lure
Financial & listing details
- Price per square foot: $315/sqft
- Tax assessed value: $636,000
- Date on market: 4/6/2026
- Cumulative days on market: 3 days
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Estimated market value
$1,036,400
$985,000 - $1.09M
$4,861/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/6/2026 | Listed for sale | $1,100,000+139.1%$315/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4360810 Report a problem | ||
| 5/30/2014 | Sold | $460,000-16.2%$132/sqft |
Source: Canopy MLS as distributed by MLS GRID #NCM529730 Report a problem | ||
| 10/1/2013 | Price change | $549,000-3.5%$157/sqft |
Source: Coldwell Banker Quarters Real Estate #529730 Report a problem | ||
| 5/24/2013 | Price change | $569,000-5.2%$163/sqft |
Source: Coldwell Banker Quarters Real Estate #529730 Report a problem | ||
| 4/2/2013 | Price change | $599,950-4.8%$172/sqft |
Source: Coldwell Banker Quarters Real Estate #529730 Report a problem | ||
| 12/4/2012 | Listed for sale | $629,950$181/sqft |
Source: Coldwell Banker Quarters Real Estate #529730 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $636,000 |
| 2024 | $5,171 +0.1% | $636,000 |
| 2023 | $5,166 +26.6% | $636,000 +76% |
| 2022 | $4,080 -0.1% | $361,300 |
| 2021 | $4,083 +10.9% | $361,300 |
| 2020 | $3,682 | $361,300 -0.1% |
| 2019 | -- | $361,800 +44.7% |
| 2018 | $2,208 | $250,000 |
| 2016 | $2,208 | $250,000 |
| 2013 | $2,208 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$6,390/mo
Principal & interest
$5380
Property taxes
$596
HOA Fees
$414
More affordability tools
Climate risks
Neighborhood: 28746
Nearby schools
GreatSchools rating
- 4/10Pinnacle Elementary SchoolGrades: PK-5Distance: 10.4 mi
- 4/10R-S Middle SchoolGrades: 6-8Distance: 13.4 mi
- 4/10R-S Central High SchoolGrades: 9-12Distance: 13.3 mi
Schools provided by the listing agent
- Elementary: Lake Lure Classical Academy
- Middle: Lake Lure Classical Academy
- High: Lake Lure Classical Academy
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28746
- North Carolina
- Rutherford County
- Lake Lure
- 28746
- 147 Watergate Rd
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