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For sale
  • $229,900

    146 Mermie Rd, Hardin, KY 42048

    4beds
    1,736sqft
    : 
    Single Family Residence
    Built in 1978
    0.33 Acres Lot
    $223,100 Zestimate®
    $132/sqft
    $-- HOA

    What's special

    Brick fireplace
    Lean Into Lake Days And Easy Evenings In Pirate’s Cove, Where The Water Is Just A Short Golf Cart Ride Away And The Lifestyle Carries Through Every Season. This 4 Bedroom, 2 Bathroom Home Offers A Flexible Layout With Space To Gather And Unwind. The Main Level Features A Large Living Room With Vaulted Ceilings, A Brick Fireplace, And Access To One Of Three Decks, All Flowing Into The Kitchen With Stainless Steel Appliances And A Pantry. Two Bedrooms And A Full Bath Are Also On The Main Floor. Upstairs, The Primary Suite Is Set Apart With Its Own Bathroom And Private Balcony, Giving You A Separate Space To Relax At The End Of The Day. The Walkout Basement Adds Even More Room With A Den Area, An Additional Bedroom, And A Large Utility Room With A Sink. Located In Pirate’s Cove, You’ll Also Have Access To Community Amenities Including A Pool And Common Area, Making It Easy To Enjoy The Lake Lifestyle Both On And Off The Water.
    2 days
    |
    415
    |
    28
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 27, 2026 at 02:42pm

    Listed by:

    Jennifer Fisk 270-366-9301,

    Housman Partners Benton Branch,

    Toni Stricklin 270-210-1252,

    Housman Partners Real Estate

    Source: WKRMLS,MLS#: 136207Originating MLS: Realtor Association of Western Kentucky, Inc

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Upper
      • Area: 134.52
      • Dimensions: 11.8 x 11.4
      Bedroom 2
      • Level: Main
      • Area: 90
      • Dimensions: 9 x 10
      Bedroom 3
      • Level: Main
      • Area: 100
      • Dimensions: 10 x 10
      Bedroom 4
      • Level: Basement
      • Area: 177.8
      • Dimensions: 14 x 12.7
      Kitchen
      • Level: Main
      • Area: 168.72
      • Dimensions: 11.4 x 14.8
      Living room
      • Level: Main
      • Area: 297.51
      • Dimensions: 14.1 x 21.1
      Office
      • Level: Basement
      • Area: 219.2
      • Dimensions: 10.9 x 20.11
      Heating
      • Forced Air, Gas Pack
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Stove, Electric Water Heater
      • Laundry: In Basement
      Features
      • Windows: Screens, Tilt Windows, Vinyl Frame
      • Basement: Partially Finished
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,736
      • Total interior livable area: 1,736 sqft
      • Finished area below ground: 660

      Property

      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Pool features: Association
      • Waterfront features: Lake Area, Kentucky Lake
      • Body of water: Kentucky Lake
      Lot
      • Size: 0.33 Acres
      • Features: County, Interior Lot, Level
      Details
      • Parcel number: 740A04010

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame, Metal Siding, Vinyl Siding, Dry Wall
      • Foundation: Concrete Block
      • Roof: Dimensional Shingle
      Condition
      • New construction: No
      • Year built: 1978

      Utilities & green energy

      • Electric: Western KY RECC
      • Gas: Propane
      • Sewer: Septic Tank
      • Water: Water District
      • Utilities for property: Propane Tank Owned

      Community & HOA

      Community
      • Subdivision: Pirates Cove
      HOA
      • Has HOA: No
      • Services included: Common Ground
      Location
      • Region: Hardin

      Financial & listing details

      • Price per square foot: $132/sqft
      • Tax assessed value: $96,000
      • Annual tax amount: $995
      • Date on market: 3/27/2026
      • Road surface type: Paved
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        Estimated market value

        $223,100

        $212,000 - $234,000

        $1,518/mo

        Price history

        Price history
        DateEventPrice
        3/27/2026Listed for sale$229,900+180.4%$132/sqft
        Source: WKRMLS #136207 Report a problem
        3/5/2024Sold$82,000-28.7%$47/sqft
        Source: WKRMLS #125316 Report a problem
        1/30/2024Listed for sale$115,000+205%$66/sqft
        Source: WKRMLS #125316 Report a problem
        10/23/2012Sold$37,700-49.1%$22/sqft
        Source: Public Record Report a problem
        5/17/2012Sold$74,000$43/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2023$995 +105%$96,000 +113.3%
        2022$485 -1.2%$45,000
        2021$491 -0.7%$45,000
        2020$495 0%$45,000
        2019$495 -0.4%$45,000
        2018$497 -0.1%$45,000
        2017$497 -0.2%$45,000
        2016$498 -0.5%$45,000
        2015$501 +0.2%$45,000
        2014$500 -26.1%$45,000 -30.8%
        2010$677 $65,000

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,346/mo
        Principal & interest
        $1208
        Property taxes
        $138
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          Climate risks

          Neighborhood: 42048

          Getting around

          1 / 100
          Car-Dependent
          11 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Jonathan
          • Middle: South Marshall Middle
          • High: Marshall Co.

          Source: WKRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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