Lean Into Lake Days And Easy Evenings In Pirate’s Cove, Where The Water Is Just A Short Golf Cart Ride Away And The Lifestyle Carries Through Every Season. This 4 Bedroom, 2 Bathroom Home Offers A Flexible Layout With Space To Gather And Unwind. The Main Level Features A Large Living Room With Vaulted Ceilings, A Brick Fireplace, And Access To One Of Three Decks, All Flowing Into The Kitchen With Stainless Steel Appliances And A Pantry. Two Bedrooms And A Full Bath Are Also On The Main Floor. Upstairs, The Primary Suite Is Set Apart With Its Own Bathroom And Private Balcony, Giving You A Separate Space To Relax At The End Of The Day. The Walkout Basement Adds Even More Room With A Den Area, An Additional Bedroom, And A Large Utility Room With A Sink. Located In Pirate’s Cove, You’ll Also Have Access To Community Amenities Including A Pool And Common Area, Making It Easy To Enjoy The Lake Lifestyle Both On And Off The Water.
For sale
$229,900
146 Mermie Rd, Hardin, KY 42048
4beds
1,736sqft
Est.:
Single Family Residence
Built in 1978
0.33 Acres Lot
$223,100 Zestimate®
$132/sqft
$-- HOA
What's special
Brick fireplace
- 2 days |
- 415 |
- 28 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 27, 2026 at 02:42pm
Listed by:
Jennifer Fisk 270-366-9301,
Housman Partners Benton Branch,
Toni Stricklin 270-210-1252,
Housman Partners Real Estate
Source: WKRMLS,MLS#: 136207Originating MLS: Realtor Association of Western Kentucky, Inc
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Upper
- Area: 134.52
- Dimensions: 11.8 x 11.4
Bedroom 2
- Level: Main
- Area: 90
- Dimensions: 9 x 10
Bedroom 3
- Level: Main
- Area: 100
- Dimensions: 10 x 10
Bedroom 4
- Level: Basement
- Area: 177.8
- Dimensions: 14 x 12.7
Kitchen
- Level: Main
- Area: 168.72
- Dimensions: 11.4 x 14.8
Living room
- Level: Main
- Area: 297.51
- Dimensions: 14.1 x 21.1
Office
- Level: Basement
- Area: 219.2
- Dimensions: 10.9 x 20.11
Heating
- Forced Air, Gas Pack
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Stove, Electric Water Heater
- Laundry: In Basement
Features
- Windows: Screens, Tilt Windows, Vinyl Frame
- Basement: Partially Finished
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total structure area: 1,736
- Total interior livable area: 1,736 sqft
- Finished area below ground: 660
Property
Features
- Levels: One and One Half
- Stories: 1.5
- Pool features: Association
- Waterfront features: Lake Area, Kentucky Lake
- Body of water: Kentucky Lake
Lot
- Size: 0.33 Acres
- Features: County, Interior Lot, Level
Details
- Parcel number: 740A04010
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Metal Siding, Vinyl Siding, Dry Wall
- Foundation: Concrete Block
- Roof: Dimensional Shingle
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Electric: Western KY RECC
- Gas: Propane
- Sewer: Septic Tank
- Water: Water District
- Utilities for property: Propane Tank Owned
Community & HOA
Community
- Subdivision: Pirates Cove
HOA
- Has HOA: No
- Services included: Common Ground
Location
- Region: Hardin
Financial & listing details
- Price per square foot: $132/sqft
- Tax assessed value: $96,000
- Annual tax amount: $995
- Date on market: 3/27/2026
- Road surface type: Paved
Estimated market value
$223,100
$212,000 - $234,000
$1,518/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/27/2026 | Listed for sale | $229,900+180.4%$132/sqft |
Source: WKRMLS #136207 Report a problem | ||
| 3/5/2024 | Sold | $82,000-28.7%$47/sqft |
Source: WKRMLS #125316 Report a problem | ||
| 1/30/2024 | Listed for sale | $115,000+205%$66/sqft |
Source: WKRMLS #125316 Report a problem | ||
| 10/23/2012 | Sold | $37,700-49.1%$22/sqft |
Source: Public Record Report a problem | ||
| 5/17/2012 | Sold | $74,000$43/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $995 +105% | $96,000 +113.3% |
| 2022 | $485 -1.2% | $45,000 |
| 2021 | $491 -0.7% | $45,000 |
| 2020 | $495 0% | $45,000 |
| 2019 | $495 -0.4% | $45,000 |
| 2018 | $497 -0.1% | $45,000 |
| 2017 | $497 -0.2% | $45,000 |
| 2016 | $498 -0.5% | $45,000 |
| 2015 | $501 +0.2% | $45,000 |
| 2014 | $500 -26.1% | $45,000 -30.8% |
| 2010 | $677 | $65,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,346/mo
Principal & interest
$1208
Property taxes
$138
More affordability tools
Climate risks
Neighborhood: 42048
Nearby schools
GreatSchools rating
- 2/10Jonathan Elementary SchoolGrades: PK-5Distance: 5 mi
- NAPurchase Youth VillageGrades: 1-12Distance: 10.3 mi
- 6/10Marshall County High SchoolGrades: 9-12Distance: 11.5 mi
Schools provided by the listing agent
- Elementary: Jonathan
- Middle: South Marshall Middle
- High: Marshall Co.
Source: WKRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 42048
- Kentucky
- Marshall County
- Hardin
- 42048
- 146 Mermie Rd




