WHEN LOCATION MATTERS and this home is overlooking a beautiful lake which makes the backyard environment extremely relaxing and enjoyable. IF MONEY MATTERS - the sellers are offering a $7,500 credit to buyers. The home has a great layout inside and works for a variety of homeowners - families, couples who want an office/craft room and guest quarters and it also works for retirees who simply want the extra space and want to relax on the screen porch and enjoy watching the wildlife in the backyard & pond. The Owners just had a new roof installed and fresh carpet in all of the bedrooms. HOA DUES ARE ONLY $42/Month and NO CDD FEES. It's time to move and love where you live! Lakeviews are so enjoyable in the backyard of this 4 BR/3 BA. The home has a Main BR/BA Suite & the Guest/2nd BR & FULL BA on one side of the home and the BR 3 & 4 and another FULL BA on the other side. The home's center is Living, Dining and Kitchen with high ceilings and lots of window space overlooking that gorgeous backyard view. The yard is fully fenced so this environment is extremely relaxing. Great Location too as the Home is located about 1.5 miles from the I-95 & SR 16 Interchange, about a mile to the brand new Publix and the Outlet Stores. It's also about 8 miles to Downtown & the Beaches to the East and Costco & Home Depot and a great mix of shops & restaurants to the North (with a new Wal-Mart coming).
For sale
Price cut: $5K (1/14)
$429,900
145 Whisper Ridge Dr, Saint Augustine, FL 32092
4beds
2,071sqft
Est.:
Single Family Residence
Built in 2005
10,454.4 Square Feet Lot
$-- Zestimate®
$208/sqft
$42/mo HOA
What's special
Screen porchNew roof installedOverlooking a beautiful lake
- 138 days |
- 1,199 |
- 57 |
Zillow last checked: 7 hours ago
Listing updated: March 13, 2026 at 10:10am
Listed by:
Dirk Schroeder 904-797-6000,
Century 21 St Augustine Properties
Source: St Augustine St Johns County BOR,MLS#: 255977
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
- Area: 210
- Dimensions: 15 x 14
Bedroom 2
- Area: 130
- Dimensions: 13 x 10
Primary bathroom
- Features: Shower Only
Dining room
- Features: Formal
- Area: 132
- Dimensions: 12 x 11
Kitchen
- Area: 260
- Dimensions: 20 x 13
Living room
- Area: 323
- Dimensions: 19 x 17
Heating
- Central, Electric, Heat Pump, Fireplace(s)
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Range, Refrigerator
Features
- Bedroom Downstairs, Ceiling Fan(s)
- Flooring: Carpet, Laminate, Tile
- Windows: Insulated Windows
- Has fireplace: Yes
Interior area
- Total structure area: 2,167
- Total interior livable area: 2,071 sqft
Property
Parking
- Total spaces: 2
- Parking features: 2 Car Garage, Attached, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Split
- Stories: 1
- Entry location: Ground Level
- Patio & porch: Porch, Screened Porch
- Exterior features: Auto Sprinkler, Irrigation System/Well
- Fencing: Full
- Waterfront features: Lake Front, Man-Made Pond
Lot
- Size: 10,454.4 Square Feet
- Dimensions: 78 x 120 x 93 x
- Features: Conservation Backyard, Irregular Lot, Less than 1/4 Acre
Details
- Parcel number: 0293210014
- Zoning: PUD
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: County
Community & HOA
Community
- Features: Other-See Remarks, HOA
- Subdivision: Whisper Ridge
HOA
- Has HOA: Yes
- Services included: HOA(Community Maintained, Master Policy)
- HOA fee: $42 monthly
Location
- Region: Saint Augustine
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $367,862
- Annual tax amount: $2,557
- Price range: $429.9K - $429.9K
- Date on market: 10/27/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/14/2026 | Price change | $429,900-1.1%$208/sqft |
Source:  St Augustine St Johns County BOR #255977 Report a problem | ||
| 10/28/2025 | Listed for sale | $434,900+2.6%$210/sqft |
Source: St Augustine St Johns County BOR #255977 Report a problem | ||
| 9/3/2025 | Listing removed | $424,000$205/sqft |
Source: St Augustine St Johns County BOR #251544 Report a problem | ||
| 5/29/2025 | Price change | $424,000-2%$205/sqft |
Source: St Augustine St Johns County BOR #251544 Report a problem | ||
| 3/14/2025 | Listed for sale | $432,500+101.2%$209/sqft |
Source: St Augustine St Johns County BOR #251544 Report a problem | ||
| 2/27/2015 | Sold | $215,000-4.4%$104/sqft |
Source:  realMLS #746463 Report a problem | ||
| 1/7/2015 | Price change | $224,900+2.3%$109/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 1/2/2015 | Listed for sale | $219,900-2.2%$106/sqft |
Source: Coldwell Banker #746463 Report a problem | ||
| 11/24/2014 | Listing removed | $224,900$109/sqft |
Source: Coldwell Banker Premier Properties #746463 Report a problem | ||
| 9/11/2014 | Price change | $224,900-2%$109/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 9/5/2014 | Price change | $229,499-0.2%$111/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 8/19/2014 | Price change | $229,900-2.1%$111/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 8/7/2014 | Price change | $234,925-1.2%$113/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 7/29/2014 | Price change | $237,732-0.9%$115/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 7/9/2014 | Price change | $239,900-2.1%$116/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 5/25/2014 | Price change | $245,000-1.1%$118/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 5/9/2014 | Listed for sale | $247,800-13.1%$120/sqft |
Source: Coldwell Banker Premier Properties #717087 Report a problem | ||
| 5/1/2007 | Sold | $285,000+10.5%$138/sqft |
Source: Public Record Report a problem | ||
| 2/2/2006 | Sold | $257,900$125/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,557 +2.1% | $223,140 +3% |
| 2023 | $2,505 +3.3% | $216,641 +3% |
| 2022 | $2,425 +0.9% | $210,331 +3% |
| 2021 | $2,404 +0.4% | $204,205 +1.4% |
| 2020 | $2,394 -1.6% | $201,386 +2.3% |
| 2019 | $2,433 | $196,858 +1.9% |
| 2018 | $2,433 +1.8% | $193,187 +2.1% |
| 2017 | $2,390 | $189,214 +3% |
| 2016 | $2,390 +0.1% | $183,780 +2.7% |
| 2015 | $2,388 +27.3% | $179,022 +18.8% |
| 2014 | $1,876 | $150,643 +4.5% |
| 2013 | -- | $144,094 -0.9% |
| 2012 | -- | $145,346 -2.8% |
| 2011 | -- | $149,548 -8.9% |
| 2010 | -- | $164,223 -14.6% |
| 2009 | -- | $192,256 -9.2% |
| 2008 | -- | $211,713 -11.2% |
| 2007 | -- | $238,292 +16.2% |
| 2006 | -- | $205,010 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,611/mo
Principal & interest
$2100
Property taxes
$469
HOA Fees
$42
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Climate risks
Neighborhood: 32092
Nearby schools
GreatSchools rating
- 9/10Mill Creek AcademyGrades: PK-8Distance: 4.4 mi
- 6/10St. Augustine High SchoolGrades: 9-12Distance: 5.4 mi
Schools provided by the listing agent
- Elementary: Mill Creek Elementary
- Middle: Mill Creek Academy
- High: St. Augustine
Source: St Augustine St Johns County BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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