Fishermans paradise! Bring your boat and fishing rods.Experience the best of Florida waterfront living in this beautiful two story home on a deep water lot just minutes from the St Johns River. Featuring four spacious bedrooms and three full bathrooms, this home offers a perfect blend of modern comfort and coastal charm. Inside you'll find gleaming hardwood floors, a modern kitchen with granite countertops, and sun-filled living spaces that capture serene water views from every angle. The professionally encapsulated crawlspace by Alpha Foundations ensures year-round protection and efficiency. Step outside to your private dock equipped with water, electric, and a boat lift-ideal for quick getaways for peace of mind and easy access to nearby waterfront restaurants, this property is truly a fisherman's paradise and a dream retreat for those who love the water.
Active
Price cut: $49K (2/16)
$425,000
145 FINNIGAN Road, Satsuma, FL 32189
4beds
1,832sqft
Est.:
Single Family Residence
Built in 1975
0.9 Acres Lot
$407,500 Zestimate®
$232/sqft
$-- HOA
What's special
Private dockSun-filled living spacesGleaming hardwood floorsSerene water views
- 161 days |
- 1,993 |
- 111 |
Zillow last checked: 7 hours ago
Listing updated: February 16, 2026 at 11:37am
Listed by:
PAM H GAUSE 904-759-4847,
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY 833-765-3244
Source: realMLS,MLS#: 2113958
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: engineered wood
- Level: Main
- Area: 134.56 Square Feet
- Dimensions: 11.60 x 11.60
Bedroom 3
- Description: LVP
- Level: Upper
- Area: 220 Square Feet
- Dimensions: 20.00 x 11.00
Bathroom 2
- Description: engineered wood
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10.00 x 10.00
Bathroom 4
- Description: LVP
- Level: Upper
- Area: 139.24 Square Feet
- Dimensions: 11.80 x 11.80
Dining room
- Description: engineered wood
- Level: Main
- Area: 160 Square Feet
- Dimensions: 16.00 x 10.00
Family room
- Description: engineered wood
- Level: Main
- Area: 345 Square Feet
- Dimensions: 23.00 x 15.00
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
- Laundry: In Garage, Lower Level
Features
- Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Master Downstairs, Smart Thermostat, Walk-In Closet(s)
- Flooring: Laminate, Tile, Wood
Interior area
- Total interior livable area: 1,832 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: One and One Half
- Stories: 2
- Patio & porch: Deck, Porch, Rear Porch, Screened
- Exterior features: Boat Lift, Boat Slip, Dock
- On waterfront: Yes
- Waterfront features: Creek, Navigable Water, Ocean Access, Seawall
Lot
- Size: 0.9 Acres
- Features: Dead End Street, Wetlands
Details
- Additional structures: Shed(s)
- Parcel number: 371127825300200012
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Membrane,Shingle
Condition
- New construction: No
- Year built: 1975
Utilities & green energy
- Sewer: Private Sewer, Septic Tank
- Water: Private, Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Security: Fire Alarm, Smoke Detector(s)
- Subdivision: St Johns Riverside Ests M
HOA
- Has HOA: No
Location
- Region: Satsuma
Financial & listing details
- Price per square foot: $232/sqft
- Tax assessed value: $418,370
- Annual tax amount: $7,061
- Date on market: 10/18/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
$407,500
$387,000 - $428,000
$2,279/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/16/2026 | Price change | $425,000-10.3%$232/sqft |
Source:  realMLS #2113958 Report a problem | ||
| 10/18/2025 | Listed for sale | $474,000$259/sqft |
Source: realMLS #2113958 Report a problem | ||
| 10/11/2025 | Listing removed | $474,000$259/sqft |
Source: realMLS #2040069 Report a problem | ||
| 5/9/2025 | Price change | $474,000-5.2%$259/sqft |
Source: realMLS #2040069 Report a problem | ||
| 4/7/2025 | Listed for sale | $499,900$273/sqft |
Source: realMLS #2040069 Report a problem | ||
| 2/18/2025 | Listing removed | $499,900$273/sqft |
Source: realMLS #2040069 Report a problem | ||
| 2/18/2025 | Price change | $499,900+0.2%$273/sqft |
Source: realMLS #2040069 Report a problem | ||
| 2/9/2025 | Price change | $499,000-7.6%$272/sqft |
Source: realMLS #2040069 Report a problem | ||
| 12/28/2024 | Listed for sale | $540,000$295/sqft |
Source: realMLS #2040069 Report a problem | ||
| 10/9/2024 | Listing removed | $540,000$295/sqft |
Source: realMLS #2040069 Report a problem | ||
| 9/29/2024 | Price change | $540,000-8.5%$295/sqft |
Source: realMLS #2040069 Report a problem | ||
| 8/3/2024 | Listed for sale | $590,000+73.6%$322/sqft |
Source: realMLS #2040069 Report a problem | ||
| 7/23/2018 | Sold | $339,900$186/sqft |
Source: realMLS #926882 Report a problem | ||
| 7/10/2018 | Pending sale | $339,900$186/sqft |
Source: Coldwell Banker Ben Bates, Inc., Realtors #926882 Report a problem | ||
| 7/5/2018 | Listed for sale | $339,900$186/sqft |
Source: Coldwell Banker Ben Bates, Inc., Realtors #926882 Report a problem | ||
| 7/5/2018 | Pending sale | $339,900$186/sqft |
Source: Coldwell Banker Ben Bates, Inc., Realtors #926882 Report a problem | ||
| 5/25/2018 | Price change | $339,900-1.7%$186/sqft |
Source: Coldwell Banker Ben Bates, Inc., Realtors #926882 Report a problem | ||
| 4/5/2018 | Price change | $345,900-1.1%$189/sqft |
Source: Coldwell Banker Ben Bates, Inc., Realtors #926882 Report a problem | ||
| 3/19/2018 | Listed for sale | $349,900+83.2%$191/sqft |
Source: COLDWELL BANKER BEN BATES REALTY #926882 Report a problem | ||
| 12/17/2002 | Sold | $191,000+50.4%$104/sqft |
Source: Public Record Report a problem | ||
| 9/7/2001 | Sold | $127,000+32.3%$69/sqft |
Source: Public Record Report a problem | ||
| 5/30/2001 | Sold | $96,000$52/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,062 +120.3% | $418,370 +11.6% |
| 2023 | $3,205 +5.5% | $374,760 +9.2% |
| 2022 | $3,038 +2.6% | $343,140 +16.3% |
| 2021 | $2,961 -2.3% | $295,150 +4.5% |
| 2020 | $3,030 -1.6% | $282,360 +10.7% |
| 2018 | $3,078 | $255,070 +28.9% |
| 2017 | $3,078 -0.3% | $197,940 +2.1% |
| 2016 | $3,088 +3.9% | $193,870 +0.3% |
| 2015 | $2,972 -1.3% | $193,348 +0.4% |
| 2014 | $3,012 | $192,499 -0.1% |
| 2013 | -- | $192,779 -24.6% |
| 2012 | -- | $255,591 +3% |
| 2011 | -- | $248,147 +1.5% |
| 2010 | -- | $244,480 +2.7% |
| 2009 | -- | $238,053 +0.1% |
| 2008 | -- | $237,815 +3% |
| 2007 | -- | $230,888 +5.6% |
| 2005 | -- | $218,696 +3% |
| 2004 | -- | $212,326 +31.6% |
| 2003 | -- | $161,361 +74.1% |
| 2002 | -- | $92,691 +11.5% |
| 2001 | -- | $83,109 +3% |
| 2000 | -- | $80,688 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,776/mo
Principal & interest
$2170
Property taxes
$606
More affordability tools
Climate risks
Neighborhood: 32189
Nearby schools
GreatSchools rating
- 4/10Browning-Pearce Elementary SchoolGrades: K-6Distance: 2.8 mi
- 3/10Palatka High SchoolGrades: 7-12Distance: 6.3 mi
Schools provided by the listing agent
- Elementary: Browning Pearce
- High: Palatka
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32189
- Florida
- Putnam County
- Satsuma
- 32189
- 145 FINNIGAN Road
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