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For sale
  • $875,000

    139 Overlook Ridge Dr, Oakland, MD 21550

    5beds
    2,846sqft
    : 
    Single Family Residence
    Built in 2004
    1.5 Acres Lot
    $830,100 Zestimate®
    $307/sqft
    $38/mo HOA

    What's special

    Perched atop Holiday Hill on a 1.5-acre site, you will find this contemporary home with beautiful views of Deep Creek Lake! Offering over 3,200 SF with an open floorplan and an abundance of windows, making this home feel warm and inviting while offering plenty of room to enjoy family and friends. Boasting four bedrooms, 3.5 baths, three levels of living space, hardwood flooring, two stone propane fireplaces and a great sunroom, not to mention the extra bath and bedroom the detached garage has. The exterior space is just as pleasing - from the patio with a hot tub, large front deck, and a nice yard featuring natural boulders. The hardest decision will be where to spend the most time. The location is very close to Wisp Ski Resort, Deep Creek Lake State Park, restaurants and grocery stores. Call today to preview this great home!
    329 days
    |
    563
    |
    22
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 27, 2026 at 02:51am

    Listed by:

    Betsy Spiker Holcomb 301-616-5022,

    Taylor Made Deep Creek Vacations & Sales 301-387-4700

    Source: Bright MLS,MLS#: MDGA2009000MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    • Main level bathrooms: 2
    • Main level bedrooms: 1
    Rooms
    • Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Loft
    Bedroom 1
    • Features: Flooring - Carpet
    • Level: Main
    • Area: 168 Square Feet
    • Dimensions: 12 X 14
    Bedroom 2
    • Features: Flooring - Carpet
    • Level: Lower
    • Area: 120 Square Feet
    • Dimensions: 10 X 12
    Bedroom 3
    • Features: Flooring - Carpet
    • Level: Lower
    • Area: 99 Square Feet
    • Dimensions: 9 X 11
    Bedroom 4
    • Features: Flooring - Carpet
    • Level: Lower
    • Area: 160 Square Feet
    • Dimensions: 10 X 16
    Dining room
    • Features: Flooring - HardWood
    • Level: Main
    • Area: 132 Square Feet
    • Dimensions: 11 X 12
    Family room
    • Features: Fireplace - Gas, Flooring - Carpet
    • Level: Lower
    • Area: 18 Square Feet
    • Dimensions: 1 X 18
    Kitchen
    • Features: Flooring - HardWood
    • Level: Main
    • Area: 110 Square Feet
    • Dimensions: 10 X 11
    Laundry
    • Features: Flooring - Ceramic Tile
    • Level: Main
    • Area: 35 Square Feet
    • Dimensions: 5 X 7
    Living room
    • Features: Flooring - HardWood, Fireplace - Gas
    • Level: Main
    • Area: 289 Square Feet
    • Dimensions: 17 X 17
    Loft
    • Features: Flooring - Carpet
    • Level: Upper
    • Area: 270 Square Feet
    • Dimensions: 15 X 18
    Other
    • Level: Main
    • Area: 121 Square Feet
    • Dimensions: 11 X 11
    Heating
    • Forced Air, Propane
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
    • Laundry: Main Level, Laundry Room
    Features
    • Dining Area, Entry Level Bedroom, Open Floorplan, Cathedral Ceiling(s), Dry Wall, Wood Ceilings
    • Flooring: Carpet, Ceramic Tile, Hardwood, Wood
    • Doors: Six Panel, French Doors
    • Windows: Wood Frames
    • Basement: Connecting Stairway,Finished,Heated,Walk-Out Access
    • Number of fireplaces: 2
    • Fireplace features: Gas/Propane, Stone
    Interior area
    • Total structure area: 2,846
    • Total interior livable area: 2,846 sqft
    • Finished area above ground: 1,498
    • Finished area below ground: 1,348

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage Faces Front, Detached, Driveway
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Three
    • Stories: 3
    • Patio & porch: Patio, Deck
    • Exterior features: Sidewalks
    • Pool features: None
    • Has spa: Yes
    • Spa features: Hot Tub
    • Has view: Yes
    • View description: Mountain(s), Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Lake
    • Body of water: Deep Creek Lake
    Lot
    • Size: 1.5 Acres
    • Features: Backs to Trees
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 1218039028
    • Zoning: R
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary
    • Property subtype: Single Family Residence
    Materials
    • Frame
    • Foundation: Block
    • Roof: Shingle
    Condition
    • Excellent
    • New construction: No
    • Year built: 2004

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Subdivision: Holiday Hill
    HOA
    • Has HOA: Yes
    • Services included: Snow Removal, Road Maintenance
    • HOA fee: $450 annually
    • HOA name: HOLIDAY HILL
    Location
    • Region: Oakland

    Financial & listing details

    • Price per square foot: $307/sqft
    • Tax assessed value: $539,367
    • Annual tax amount: $6,300
    • Date on market: 3/6/2025
    • Listing agreement: Exclusive Right To Sell
    • Ownership: Fee Simple
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    Estimated market value

    $830,100

    $789,000 - $872,000

    $1,892/mo

    Price history

    Price history
    DateEventPrice
    9/11/2025Price change$875,000-2.7%$307/sqft
    Source: Bright MLS #MDGA2009000 Report a problem
    6/20/2025Price change$899,000-2.3%$316/sqft
    Source: Bright MLS #MDGA2009000 Report a problem
    5/8/2025Price change$919,900-3.2%$323/sqft
    Source: Bright MLS #MDGA2009000 Report a problem
    3/6/2025Listed for sale$949,900+114.9%$334/sqft
    Source: Bright MLS #MDGA2009000 Report a problem
    12/28/2004Sold$442,000+1162.9%$155/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$7,386 +17.2%$624,900 +15.9%
    2024$6,300 +18.8%$539,367 +18.8%
    2023$5,301 +23.2%$453,833 +23.2%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $5,110/mo
    Principal & interest
    $4161
    Property taxes
    $605
    Other costs
    $344

      Climate risks

      Neighborhood: 21550

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • District: Garrett County Public Schools

      Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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