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For sale
    • $349,000

    13655 SE 97th Terrace Rd, Summerfield, FL 34491

    3beds
    2,103sqft
    : 
    Single Family Residence
    Built in 2003
    7,841 Square Feet Lot
    $-- Zestimate®
    $166/sqft
    $211/mo HOA

    What's special

    Enclosed lanaiPeaceful viewsCovered enclosed porchCeiling fansPlenty of storageSplit floor planWood floors
    3-Bed Course Home in Del Webb Spruce Creek CC – Private Lot with view to the preserve, Golf Cart Garage Looking for a quiet home in a gated golf community near The Villages? This 3-bedroom, 2-bath Santa Rosa model in Del Webb Spruce Creek Country Club in Summerfield offers privacy with no rear neighbors and peaceful views. Built in 2003, this block home has 2,103 heated sq ft and 3,088 total sq ft. The split floor plan includes a bright living room with fireplace, wood floors, and ceiling fans. The kitchen features a breakfast bar, island, pantry, and plenty of storage. The primary suite has a walk-in closet, dual sinks, and a walk-in shower. Step out to the covered, enclosed porch—ideal for morning coffee or cool Florida evenings. Roof replaced in 2020. Central air and heat pump. Public water and sewer. Two-car garage plus golf cart garage. HOA is $211/month and includes pool, recreation, and security. The primary suite offers a quiet place to unwind, featuring a walk-in closet, dual sinks, a private water closet, and a spacious walk-in shower. Two guest rooms and a second full bath make it simple for family or friends to visit. The enclosed lanai is perfect for morning coffee, reading, or enjoying the Florida breeze without leaving the comfort of your home. You’ll also appreciate the interior laundry room, Ring Doorbell, and a **2-car + golf cart garage**—ideal for getting around this golf-friendly community. Del Webb Spruce Creek offers an active 55+ lifestyle with four 9-hole golf courses, indoor and outdoor pools, pickleball, tennis, fitness center, walking trails, and 70+ clubs. On-site dining, including Liberty Grille, adds convenience, and you’re only minutes from The Villages. A warm, comfortable home in a community designed for the lifestyle you’ve been looking forward to—come see it. Easy access to restaurants, shopping and doctors. Schedule your appointment to see this home and start living your Retirement Dream!
    6 days
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    596
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    8
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    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 18, 2026 at 07:38am

    Listing Provided by:

    Lili Whittington 954-235-4766,

    SOUNDINGS, LLC 352-698-6655

    Source: Stellar MLS,MLS#: G5109568MLS LogoOriginating MLS: Ocala - Marion

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Shower No Tub, Walk-In Closet(s)
      • Level: First
      • Area: 308 Square Feet
      • Dimensions: 14x22
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Balcony porch lanai
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 27x8
      Dining room
      • Level: First
      • Area: 679 Square Feet
      • Dimensions: 97x7
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Pantry, Stone Counters
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 12x13
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Stone Counters, Walk-In Closet(s)
      • Flooring: Tile, Hardwood
      • Doors: Sliding Doors
      • Windows: Blinds, Drapes, Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 3,088
      • Total interior livable area: 2,103 sqft
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      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage Door Opener, Golf Cart Garage
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 26x27
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Porch, Rear Porch
      • Exterior features: Irrigation System, Rain Gutters, Sidewalk
      • Has view: Yes
      • View description: Park/Greenbelt, Trees/Woods
      Lot
      • Size: 7,841 Square Feet
      • Dimensions: 76 x 105
      • Residential vegetation: Trees/Landscaped
      Details
      • Parcel number: 6124001000
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2003
      Details
      • Builder model: Santa Rosa

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Deed Restrictions, Gated Community - No Guard, Golf, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: SPRUCE CREEK GC
      HOA
      • Has HOA: Yes
      • Services included: Pool Maintenance, Recreational Facilities, Security
      • HOA fee: $211 monthly
      • HOA name: Leland management Co./ Nicole Arias
      • HOA phone: 352-307-0696
      Location
      • Region: Summerfield

      Financial & listing details

      • Price per square foot: $166/sqft
      • Tax assessed value: $353,402
      • Annual tax amount: $5,786
      • Date on market: 3/13/2026
      • Cumulative days on market: 230 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/13/2026Listed for sale$349,000-0.3%$166/sqft
        Source: Stellar MLS #G5109568 Report a problem
        3/13/2026Listing removed$350,000$166/sqft
        Source: Stellar MLS #G5104734 Report a problem
        2/6/2026Price change$350,000-7.7%$166/sqft
        Source: eXp Realty #G5104734 Report a problem
        1/2/2026Price change$379,000-2.6%$180/sqft
        Source: Stellar MLS #G5104734 Report a problem
        11/26/2025Listed for sale$389,000-2.5%$185/sqft
        Source: Stellar MLS #G5104734 Report a problem
        10/2/2025Listing removed$399,000$190/sqft
        Source: Stellar MLS #O6316047 Report a problem
        9/26/2025Price change$399,000-4.5%$190/sqft
        Source: Stellar MLS #O6316047 Report a problem
        7/26/2025Price change$418,000-1.6%$199/sqft
        Source: Stellar MLS #O6316047 Report a problem
        6/6/2025Listed for sale$425,000+45.1%$202/sqft
        Source: Stellar MLS #O6316047 Report a problem
        6/23/2024Listing removed--
        Source: Zillow Rentals Report a problem
        6/21/2024Listed for rent$2,350-6%$1/sqft
        Source: Zillow Rentals Report a problem
        6/9/2024Listing removed--
        Source: Zillow Rentals Report a problem
        5/1/2024Listed for rent$2,500$1/sqft
        Source: Zillow Rentals Report a problem
        11/9/2023Listing removed--
        Source: Zillow Rentals Report a problem
        10/26/2023Price change$2,500-10.7%$1/sqft
        Source: Zillow Rentals Report a problem
        10/7/2023Price change$2,800-15.2%$1/sqft
        Source: Zillow Rentals Report a problem
        10/5/2023Listed for rent$3,300$2/sqft
        Source: Zillow Rentals Report a problem
        5/11/2021Listing removed--
        Source: Stellar MLS #G5035098 Report a problem
        1/29/2021Sold$293,000-2.3%$139/sqft
        Source: Stellar MLS #G5035098 Report a problem
        12/7/2020Pending sale$299,750$143/sqft
        Source: RE/MAX PREMIER REALTY LADY LK #G5035098 Report a problem
        10/23/2020Listed for sale$299,750+27.6%$143/sqft
        Source: RE/MAX PREMIER REALTY LADY LK #G5035098 Report a problem
        3/31/2017Sold$235,000-2%$112/sqft
        Source: Stellar MLS #G4831457 Report a problem
        2/22/2017Pending sale$239,900$114/sqft
        Source: SELLSTATE NGR-SUMMERFIELD #505453 Report a problem
        8/17/2016Listed for sale$239,900+0.4%$114/sqft
        Source: SELLSTATE NGR-SUMMERFIELD #505453 Report a problem
        6/13/2016Listing removed$239,000$114/sqft
        Source: RE/MAX PREMIER REALTY, INC #G4822054 Report a problem
        4/5/2016Listed for sale$239,000+18.4%$114/sqft
        Source: RE/MAX PREMIER REALTY, INC #G4822054 Report a problem
        5/27/2003Sold$201,900$96/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$5,823 +214.1%$353,402 +155.4%
        2023$1,854 +3.3%$138,373 +3%
        2022$1,795 -42.8%$134,343 -36.9%
        2021$3,139 +0.8%$213,027 +1.4%
        2020$3,114 +1.5%$210,086 +2.3%
        2019$3,068 $205,363 +1.9%
        2018$3,068 +27.2%$201,534 +18.6%
        2017$2,411 +1.2%$169,954 +2.1%
        2016$2,384 $166,458 +0.7%
        2015$2,384 +6.3%$165,301 +0.8%
        2014$2,242 +2.8%$163,989 +1.5%
        2013$2,182 -5.3%$161,566 -4.7%
        2012$2,304 -6.6%$169,461 -5.6%
        2011$2,466 -6.3%$179,596 -6.1%
        2010$2,631 +5.8%$191,274 +2.7%
        2009$2,488 +1.7%$186,245 +0.1%
        2008$2,446 -4.1%$186,059 +3%
        2007$2,552 -6.6%$180,640 +2.5%
        2006$2,732 -2.4%$176,236 +3%
        2005$2,798 $171,103 +0.9%
        2004$2,798 +422.5%$169,638 +548.7%
        2002$536 $26,150
        2001-- --
        2000-- --

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,376/mo
        Principal & interest
        $1694
        Property taxes
        $471
        HOA Fees
        $211
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          Climate risks

          Neighborhood: 34491

          Getting around

          6 / 100
          Car-Dependent
          26 / 100
          Somewhat Bikeable

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