Some homes are about square footage. Others are about how you live in them.
This inviting, cabin-style home has been thoughtfully enjoyed for its warmth, character, and the way its spaces come together to create a true retreat. The remodeled kitchen offers a defined and functional space for cooking and hosting — ideal for those who appreciate a dedicated area designed for focus and everyday living.
One of the most enjoyed spaces is the sunroom, where natural light fills the room and the outdoors feel close year-round. Whether used for morning coffee, remote work, or quiet moments to unwind, it offers flexible living space that adapts to your lifestyle.
Set on nearly half an acre, the outdoor experience is where this home truly shines. The custom-built outdoor kitchen — complete with grill, sink, and gazebo — has been the setting for gatherings, celebrations, and relaxed evenings. The jacuzzi, which conveys with the home, completes the private backyard retreat and creates a resort-style atmosphere designed for entertaining and relaxation.
Located within a private HOA community offering exclusive access to Lake Wylie, this property provides a rare balance of privacy, space, and connection to the outdoors — all while remaining conveniently positioned near major roads, everyday amenities, and key employment areas.
Whether you’re seeking a peaceful stay-at-home retreat, a home that supports flexible living and remote work, or a space designed for hosting and entertaining, this property delivers a lifestyle that feels tucked away yet connected.
Schedule your private showing and experience how this home truly lives.
Under contract-no show
$549,000
13538 Pine Harbor Rd, Charlotte, NC 28278
4beds
1,870sqft
Est.:
Single Family Residence
Built in 1979
0.45 Acres Lot
$473,200 Zestimate®
$294/sqft
$83/mo HOA
What's special
- 5 days |
- 183 |
- 5 |
Zillow last checked: 8 hours ago
Listing updated: February 16, 2026 at 06:46pm
Listing Provided by:
Rosemara Espinoza rosemara.espinoza@compass.com,
COMPASS
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4345916
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Dining area
- Level: Main
Flex space
- Level: Upper
Living room
- Level: Main
Sunroom
- Level: Main
Heating
- Central, Ductless, Electric, Natural Gas
Cooling
- Attic Fan, Ceiling Fan(s), Central Air
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Water Heater, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, Exhaust Hood, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven, Washer/Dryer
- Laundry: Electric Dryer Hookup, Inside, Main Level, Washer Hookup
Features
- Flooring: Carpet, Stone, Tile, Vinyl, Wood
- Doors: French Doors, Insulated Door(s), Storm Door(s)
- Windows: Insulated Windows, Window Treatments
- Has basement: No
- Fireplace features: Gas, Living Room, Wood Burning Stove
Interior area
- Total structure area: 1,870
- Total interior livable area: 1,870 sqft
- Finished area above ground: 1,870
- Finished area below ground: 0
Property
Parking
- Total spaces: 10
- Parking features: Circular Driveway, Driveway, RV Access/Parking
- Uncovered spaces: 10
Accessibility
- Accessibility features: Two or More Access Exits, Swing In Door(s)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Patio, Side Porch
- Exterior features: Fire Pit, Gas Grill, Outdoor Kitchen
- Has spa: Yes
- Spa features: Heated
- Fencing: Back Yard,Fenced,Privacy
- Waterfront features: Boat Lift – Community, Paddlesport Launch Site, Paddlesport Launch Site - Community
- Body of water: Lake Wylie
Lot
- Size: 0.45 Acres
- Features: Green Area, Level, Private
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 19908557
- Zoning: N1-C
- Special conditions: Standard
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Log, Stone, Wood
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Sewer: Private Sewer, Septic Installed
- Water: Well
Community & HOA
Community
- Features: Lake Access, Picnic Area, Recreation Area
- Subdivision: Pine Harbor Estates
HOA
- Has HOA: Yes
- HOA fee: $1,000 annually
- HOA name: Pine Harbor Estates
- HOA phone: 704-451-7086
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $294/sqft
- Tax assessed value: $397,300
- Date on market: 2/16/2026
- Listing terms: Cash,Conventional,FHA
- Road surface type: Gravel, Stone, Paved
Estimated market value
$473,200
$450,000 - $497,000
$2,258/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/17/2026 | Pending sale | $549,000+3.6%$294/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4345916 Report a problem | ||
| 11/24/2025 | Listing removed | $529,900$283/sqft |
Source: Canopy MLS as distributed by MLS GRID #4203137 Report a problem | ||
| 9/26/2025 | Price change | $529,900-1.9%$283/sqft |
Source: Canopy MLS as distributed by MLS GRID #4203137 Report a problem | ||
| 9/14/2025 | Price change | $539,900-1.8%$289/sqft |
Source: Canopy MLS as distributed by MLS GRID #4203137 Report a problem | ||
| 7/17/2025 | Price change | $549,900-3.5%$294/sqft |
Source: Canopy MLS as distributed by MLS GRID #4203137 Report a problem | ||
| 5/24/2025 | Price change | $570,000-0.9%$305/sqft |
Source: Canopy MLS as distributed by MLS GRID #4203137 Report a problem | ||
| 1/23/2025 | Price change | $575,000-3.4%$307/sqft |
Source: Canopy MLS as distributed by MLS GRID #4203137 Report a problem | ||
| 11/26/2024 | Listed for sale | $595,000+46.9%$318/sqft |
Source: Canopy MLS as distributed by MLS GRID #4203137 Report a problem | ||
| 5/28/2021 | Sold | $405,000+65.3%$217/sqft |
Source: Canopy MLS as distributed by MLS GRID #3729492 Report a problem | ||
| 6/29/2015 | Sold | $245,000+5.6%$131/sqft |
Source: Canopy MLS as distributed by MLS GRID #3078334 Report a problem | ||
| 2/11/2008 | Sold | $232,000+29.6%$124/sqft |
Source: Public Record Report a problem | ||
| 10/3/2005 | Sold | $179,000$96/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $397,300 |
| 2024 | $2,782 +1.6% | $397,300 |
| 2023 | $2,737 +15.4% | $397,300 +52.7% |
| 2022 | $2,371 | $260,100 |
| 2021 | -- | $260,100 |
| 2020 | $2,302 +1.2% | $260,100 |
| 2019 | $2,275 +47.3% | $260,100 +91.7% |
| 2018 | $1,544 +2.3% | $135,700 |
| 2017 | $1,509 | $135,700 |
| 2016 | $1,509 | $135,700 |
| 2015 | $1,509 -1.8% | $135,700 -4.6% |
| 2014 | $1,537 | $142,300 |
| 2013 | -- | $142,300 -0.8% |
| 2012 | -- | $143,500 |
| 2011 | -- | $143,500 +6.5% |
| 2010 | -- | $134,700 |
| 2009 | -- | $134,700 |
| 2008 | -- | $134,700 |
| 2007 | -- | $134,700 |
| 2006 | -- | $134,700 |
| 2005 | -- | $134,700 |
| 2004 | -- | $134,700 |
| 2003 | -- | $134,700 +3.7% |
| 2002 | -- | $129,930 |
| 2001 | -- | $129,930 |
| 2000 | -- | $129,930 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,944/mo
Principal & interest
$2550
Property taxes
$311
HOA Fees
$83
Climate risks
Neighborhood: 28278
Nearby schools
GreatSchools rating
- 9/10Winget Park ElementaryGrades: PK-5Distance: 1.4 mi
- 1/10Southwest Middle SchoolGrades: 6-8Distance: 2.1 mi
- 8/10Palisades High SchoolGrades: 9-11Distance: 2 mi
Schools provided by the listing agent
- Elementary: Winget Park
- Middle: Southwest
- High: Palisades
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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