A Rare Gated Lakefront Sanctuary in South Charlotte
Set on 3 private, fenced acres in a quiet Lake Providence cul-de-sac, this fully remodeled 4-bedroom, 4.5-bath estate offers the best of both worlds—secure, serene lakefront living just minutes from Waverly, Blakeney, Rea Farms, and top-rated Weddington schools.
Inside, every detail has been elevated. The chef’s kitchen boasts quartz countertops, an oversized island, a farmhouse sink, a walk-in pantry, and premium KitchenAid appliances, including a 48” refrigerator, double oven, cooktop, and vented hood. Vaulted and coffered ceilings crown open living spaces, complemented by new flooring, trim, lighting, and custom handrails.
The main-level primary suite feels like a retreat, with lake views, a private stone patio, dual walk-in closets, and a spa-inspired bath with soaking tub, dual vanities, and a rain shower. Additional bedrooms, a large bonus room, and a versatile office/studio provide flexibility for every need.
Outdoors, three patios capture the beauty of the lake, perfect for entertaining or unwinding. The gated entry, fenced grounds, and three-car garage ensure both privacy and peace of mind, while the updated laundry with sink and drop zone adds modern convenience.
More than a home, it’s a secure sanctuary where memories are made by the water, with space to live, work, and play. Schedule your private showing today and experience one of South Charlotte’s most desirable properties.
Active
$1,549,900
1337 Whispering Oaks Cir, Matthews, NC 28104
3beds
4,466sqft
Est.:
Single Family Residence
Built in 1999
3.03 Acres Lot
$-- Zestimate®
$347/sqft
$50/mo HOA
What's special
Gated entryLake viewsFenced groundsPrivate stone patioThree patiosVaulted and coffered ceilingsPrivate fenced acres
- 66 days |
- 2,283 |
- 163 |
Zillow last checked: 8 hours ago
Listing updated: November 24, 2025 at 07:28am
Listing Provided by:
Rory Cummins 704-622-4865,
EXP Realty LLC Ballantyne
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4298332
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bonus room
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Other
- Level: Main
Office
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Double Oven, Electric Cooktop, Exhaust Hood, Gas Water Heater, Refrigerator
- Laundry: Laundry Room, Main Level
Features
- Flooring: Carpet, Hardwood, Tile
- Has basement: No
Interior area
- Total structure area: 4,466
- Total interior livable area: 4,466 sqft
- Finished area above ground: 4,466
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
Lot
- Size: 3.03 Acres
Details
- Parcel number: 06096017A
- Zoning: AM6
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Synthetic Stucco
- Foundation: Slab
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: Lake Providence
HOA
- Has HOA: Yes
- HOA fee: $600 annually
- HOA name: Lake Providence HOA
Location
- Region: Matthews
Financial & listing details
- Price per square foot: $347/sqft
- Tax assessed value: $655,200
- Annual tax amount: $6,003
- Date on market: 10/6/2025
- Cumulative days on market: 66 days
- Listing terms: Cash,Conventional,Owner Financing,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
Not available
Estimated sales range
Not available
$5,065/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/6/2025 | Listed for sale | $1,549,900+29.2%$347/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4298332 Report a problem | ||
| 8/5/2025 | Listing removed | $8,995$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/3/2025 | Price change | $8,995-10%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/13/2025 | Price change | $9,995-9.1%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/23/2025 | Listed for rent | $10,995+10%$2/sqft |
Source: Zillow Rentals Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,003 +32.2% | $1,201,500 +83.4% |
| 2024 | $4,541 +9.5% | $655,200 |
| 2023 | $4,147 -0.5% | $655,200 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$9,030/mo
Principal & interest
$7715
Property taxes
$723
Other costs
$592
Climate risks
Neighborhood: 28104
Nearby schools
GreatSchools rating
- 10/10Weddington Elementary SchoolGrades: PK-5Distance: 1.4 mi
- 10/10Weddington Middle SchoolGrades: 6-8Distance: 1.5 mi
- 8/10Weddington High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Weddington
- Middle: Weddington
- High: Weddington
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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