St. Andrews cottage 1 block to the bay | Zone X, 2018 sunroom, new roof ’23, private-entry suite & 2 outbuildings
What’s special (bulleted, keep it tight):
Prime St. Andrews location—stroll to the bay, marina, parks & shops
Zone X, high elevation (typically no lender-required flood insurance)
4 bedrooms / 2.5 baths: includes private-entry suite option
2088 SF includes 414-sf heated/cooled sunroom (2018) + new roof (2023)
Two outbuildings (storage + office/studio) & fenced yard
Flexible gas heat & room-by-room cooling (window units) for efficiency
Welcome to a rare 1941 St. Andrews cottage where Old Florida charm meets everyday livability—just one block from St. Andrews Bay. Under majestic oaks, this 4-bed, 2.5-bath home features a bright 414-sf heated/cooled sunroom (2018), plus a bedroom with interior/exterior access—ideal for an in-law/guest suite or office. Enjoy two versatile outbuildings, a fenced yard, and a new 2023 roof. Comfortable gas heating and room-by-room cooling let you condition only the spaces you use. High-elevation, FEMA Zone X adds peace of mind. Walk to the marina, restaurants, markets, and parks of historic St. Andrews. Bring your vision to personalize, or move right in and savor the location. Shown by appointment using link; Buyer's Agent's Welcome with preapproved buyers. Sorry but no owner financing or renting.
For sale by owner
Price cut: $27K (10/22)
$347,579
1336 Cincinnati Ave, Panama City, FL 32401
4beds
2,088sqft
Est.:
SingleFamily
Built in 1941
9,316 Square Feet Lot
$-- Zestimate®
$166/sqft
$-- HOA
What's special
Fenced yardUnder majestic oaksPrivate-entry suite option
What the owner loves about this home
Nestled beneath moss-draped oaks just one block from St. Andrews Bay, this charming Florida cottage perfectly blends Old Florida character with flexible living spaces.
*We love the sun-filled sunroom for plants, hobbies, or relaxing, the large bedroom with its own entrance for privacy or a guest suite, and the additional flex room and office that adapt to any lifestyle. Two outbuildings, a private fenced yard, and controlled heating/cooling make daily living comfortable and practical. With a prime location in historic St. Andrews, walking distance to the marina, shops, and restaurants, this home is full of charm, character, and possibilities—ready for you to bring your vision to life.
- 46 days |
- 1,109 |
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