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    • Price cut: $14K (12/23)
    $285,000

    1323 Crystal Lake Rd, Hancock, NY 13783

    3beds
    900sqft
    Single Family Residence
    Built in 1950
    0.32 Acres Lot
    $-- Zestimate®
    $317/sqft
    $-- HOA

    What's special

    Welcome to this beautifully maintained 3-bedroom, 1 full bath ranch-style home on scenic Crystal Lake. Featuring an open floor plan filled with natural light, the home captures stunning lake views from multiple living areas. Step out onto the deck overlooking the entire lake—perfect for entertaining, relaxing, or enjoying peaceful sunsets. A versatile lofted space offers flexible use as additional sleeping quarters, storage, or a bonus area to suit your needs. The property has recently been utilized as a short-term rental, offering excellent potential for personal use or investment (buyer to verify permitted use). Located in the heart of the Catskills, this property is just minutes from Deposit and Hancock, nationally known for their world-class freshwater fly fishing on the East and West Branches of the Delaware River. Outdoor enthusiasts will enjoy easy access to fishing, kayaking, hiking, hunting, and year-round recreation, along with nearby river towns offering dining, shopping, and seasonal events. Crystal Lake provides a peaceful, private setting with no HOA, allowing for a relaxed lake lifestyle without added restrictions. Conveniently located just under three hours from the George Washington Bridge, this home is ideal as a full-time residence, weekend getaway, or income-producing lakefront opportunity.
    16 days
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    Zillow last checked: 8 hours ago

    Listing updated: December 23, 2025 at 06:36am

    Listing by:

    Keller Williams Upstate NY Properties 607-637-2992,

    Michelle V. McGraw 607-296-6704

    Source: NYSAMLSs,MLS#: R1655536MLS LogoOriginating MLS: Otsego-Delaware

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 1
    • Full bathrooms: 1
    • Main level bathrooms: 1
    • Main level bedrooms: 3
    Heating
    • Electric, Forced Air
    Appliances
    • Included: Convection Oven, Dryer, Dishwasher, Electric Oven, Electric Range, Microwave, Propane Water Heater, Refrigerator, Tankless Water Heater, Washer
    • Laundry: Main Level
    Features
    • Granite Counters, Kitchen/Family Room Combo, Loft, Main Level Primary
    • Flooring: Hardwood, Varies
    • Basement: Crawl Space
    • Has fireplace: No
    Interior area
    • Total structure area: 900
    • Total interior livable area: 900 sqft

    Property

    Parking
    • Parking features: No Garage, Circular Driveway
    Features
    • Levels: Two
    • Stories: 2
    • Exterior features: Gravel Driveway
    • On waterfront: Yes
    • Waterfront features: Lake
    • Body of water: Crystal Lake
    • Frontage length: 66
    Lot
    • Size: 0.32 Acres
    • Dimensions: 139 x 95
    • Features: Flood Zone, Other, Rectangular, Rectangular Lot, See Remarks
    Details
    • Parcel number: 1230893680010002044000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch,Traditional
    • Property subtype: Single Family Residence
    Materials
    • Block, Other, Concrete, Stone, See Remarks
    • Foundation: Block
    Condition
    • Resale
    • Year built: 1950

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well

    Community & HOA

    Location
    • Region: Hancock

    Financial & listing details

    • Price per square foot: $317/sqft
    • Tax assessed value: $4,500
    • Annual tax amount: $2,515
    • Date on market: 12/22/2025
    • Cumulative days on market: 17 days
    • Listing terms: Cash,Conventional,VA Loan

    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    12/23/2025Price change$285,000-4.7%$317/sqft
    Source: NYSAMLSs #R1655536 Report a problem
    9/29/2025Pending sale$299,000$332/sqft
    Source: NYSAMLSs #R1574386 Report a problem
    8/15/2025Price change$299,000-6.6%$332/sqft
    Source: NYSAMLSs #R1574386 Report a problem
    10/28/2024Listed for sale$320,000+151%$356/sqft
    Source: NYSAMLSs #R1574386 Report a problem
    1/13/2020Sold$127,500$142/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024-- $4,500
    2023-- $4,500
    2022-- $4,500

    Find assessor info on the county website

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

    Boost your down payment with 6% savings match

    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 13783

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: Deposit

    Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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