*Delivered Vacant* Two-family home in Schenectady offering a great opportunity for owner-occupants or investors. Features spacious units, separate utilities, and strong rental potential, conveniently located near shopping, schools, and major bus routes.
**New Roof, Water main, Furnace, Water Tanks - All installed within the past 3 Years**
Pending
$240,000
1321 State Street, Schenectady, NY 12304
6beds
2,196sqft
Duplex, Multi Family
Built in 1910
-- sqft lot
$235,500 Zestimate®
$109/sqft
$-- HOA
What's special
New roofSpacious units
- 74 days |
- 16 |
- 0 |
Zillow last checked: 7 hours ago
Listing updated: January 26, 2026 at 12:25pm
Listing by:
Miranda Real Estate Group Inc 518-356-1701,
Ryan Gocool 518-512-1349
Source: Global MLS,MLS#: 202610712
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced Air
Features
- Flooring: Vinyl, Hardwood
- Basement: Unfinished
Interior area
- Total structure area: 2,196
- Total interior livable area: 2,196 sqft
- Finished area above ground: 2,196
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Off Street, Driveway
- Has uncovered spaces: Yes
Features
- Patio & porch: Rear Porch, Front Porch
- Exterior features: Garden
- Fencing: Fenced
Lot
- Size: 3,920.4 Square Feet
- Features: Landscaped
Details
- Parcel number: 421500 49.60144
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subtype: Duplex, Multi Family
- Attached to another structure: Yes
Materials
- Vinyl Siding
- Roof: Shingle,Asphalt
Condition
- Year built: 1910
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Schenectady
Financial & listing details
- Price per square foot: $109/sqft
- Tax assessed value: $105,040
- Annual tax amount: $4,896
- Date on market: 1/16/2026
Estimated market value
$235,500
$224,000 - $247,000
$1,252/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/22/2026 | Contingent | $240,000$109/sqft |
Source: NY State MLS #11633294 Report a problem | ||
| 1/21/2026 | Pending sale | $240,000$109/sqft |
Source:  Global MLS #202610712 Report a problem | ||
| 1/16/2026 | Listed for sale | $240,000$109/sqft |
Source: Global MLS #202610712 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $71,900 |
| 2023 | -- | $71,900 |
| 2022 | -- | $71,900 |
| 2021 | -- | $71,900 |
| 2020 | -- | $71,900 |
| 2019 | -- | $71,900 |
| 2018 | -- | $71,900 |
| 2017 | $3,571 | $71,900 |
| 2016 | -- | $71,900 |
| 2015 | -- | $71,900 |
| 2014 | -- | $71,900 |
| 2013 | -- | $71,900 |
| 2012 | -- | $71,900 |
| 2011 | -- | $71,900 |
| 2010 | -- | $71,900 |
| 2009 | -- | $71,900 +29.3% |
| 2008 | -- | $55,600 |
| 2007 | -- | $55,600 |
| 2006 | -- | $55,600 |
| 2005 | -- | $55,600 |
| 2004 | -- | $55,600 +8% |
| 2002 | -- | $51,500 |
| 2001 | -- | $51,500 |
| 2000 | -- | $51,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Central State Street
Nearby schools
GreatSchools rating
- 4/10Paige Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 3/10Central Park International Magnet SchoolGrades: 6-8Distance: 0.4 mi
- 3/10Schenectady High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- High: Schenectady
Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 12304
- New York
- Schenectady County
- Schenectady
- 12304
- Central State Street
- 1321 State Street
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