Welcome to your private waterfront retreat, an extraordinary estate set on over 20 acres of beautifully landscaped grounds and over 800 feet of waterfront, offering a harmonious blend of elegance, comfort, and resort-style living. Mature trees frame the property’s serene setting, complete with water access, a private dock with two boat slips, a 10,000 lb lift, a jetski lift, and captivating outdoor amenities, including a custom pavilion, a goldfish pond, a patio, a circular driveway with two electric charging stations, and a fire pit. The in-ground pool features a waterfall and a covered patio with electric outlets, creating an entertainer’s paradise perfect for gatherings of all sizes. The inviting semi-wraparound porch leads into a grand foyer adorned with heated porcelain tile flooring that continues throughout the main level, with individual climate controls for personalized comfort. The living room impresses with soaring ceilings, crown molding, recessed lighting, and a granite-surround wood-burning fireplace that frames spectacular panoramic views. The formal dining area exudes sophistication with box wainscoting, medallion ceiling accents, brass fixtures, and access to the expansive new composite deck. A chef’s kitchen stands at the heart of the home, equipped with industrial-grade Monogram stainless steel appliances, double ovens, a center island with breakfast bar, custom 42” cabinetry, granite counters, and soft-close drawers, all complemented by a convenient mudroom. The guest wing offers privacy and comfort with a full bath, a bedroom with a walk-in closet, and access to an oversized three-car garage with a loft for storage or recreation. The family/game room offers the ultimate leisure space, featuring a billiards area, a wet bar with a beverage cooler and ice machine, crown molding, soaring ceilings, a powder room, surround sound, and direct access to the front porch. The primary suite is a true sanctuary featuring a cathedral ceiling, stone gas fireplace, skylights, heated porcelain tile flooring, double walk-in closets, an electric fireplace, a private balcony, and a spa-inspired en suite with dual vanities, lighted mirrors, a soaking tub with scenic views, and a steam shower with triple shower heads. Three additional bedroom suites each offer their own charm with walk-in closets, custom built-ins, and designer finishes. The fully finished lower level expands the living space with a private wine room, a large recreation area with a stone wall fireplace, a kitchenette with a breakfast bar and a built-in microwave, a full bath, a bedroom, and a second laundry area. An additional bedroom suite features luxury flooring, a custom walk-in closet, and a breathtaking en suite with a freestanding tub, walk-in shower, hexagon tile accents, and a double vanity with illuminated mirrors. A rare combination of craftsmanship, privacy, and luxury, this exceptional property offers a lifestyle beyond compare, with easy access to major commuter routes, including I-695 and I-95. Updates: New Composite Deck 2025, Extensive Hardscape with pond, retaining walls, and spill overs 2023, New Driveway with Landscaping and lights 2021, 2-Car Charging Stations 2021, Exterior House painted 2025, Radiant Tile flooring throughout with independent controls 2021, New gutter system 2024, Water Filtration system 2021, House generator 2023, Loft above the garage 2023, New Primary bath with steam shower and fireplace 2022, New secondary bath 2023, Updated lower-level bath 2022, Upstairs Laundry room 2022, Lower Level Laundry room 2022, New Kitchen refrigerator
For sale
$3,200,000
1315 S Seneca Rd, Middle River, MD 21220
7beds
5,626sqft
Est.:
Single Family Residence
Built in 2008
20.82 Acres Lot
$-- Zestimate®
$569/sqft
$-- HOA
What's special
- 82 days |
- 1,610 |
- 76 |
Zillow last checked: 8 hours ago
Listing updated: October 27, 2025 at 08:30am
Listed by:
Henry Olaya 609-287-3417,
Northrop Realty 4439213900
Source: Bright MLS,MLS#: MDBC2138206
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 9
- Full bathrooms: 7
- 1/2 bathrooms: 2
- Main level bathrooms: 3
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Laundry, Other, Office, Recreation Room, Bedroom 6, Additional Bedroom
Primary bedroom
- Features: Attached Bathroom, Walk-In Closet(s), Flooring - Heated, Bathroom - Walk-In Shower, Soaking Tub, Flooring - Ceramic Tile, Fireplace - Gas, Fireplace - Electric
- Level: Upper
- Area: 551 Square Feet
- Dimensions: 29 x 19
Other
- Features: Flooring - Carpet
- Level: Lower
- Area: 180 Square Feet
- Dimensions: 15 x 12
Bedroom 2
- Features: Flooring - Luxury Vinyl Plank, Attached Bathroom, Built-in Features, Walk-In Closet(s), Bathroom - Walk-In Shower
- Level: Upper
- Area: 288 Square Feet
- Dimensions: 18 x 16
Bedroom 3
- Features: Flooring - Carpet, Walk-In Closet(s), Built-in Features, Attached Bathroom, Bathroom - Tub Shower
- Level: Upper
- Area: 360 Square Feet
- Dimensions: 24 x 15
Bedroom 4
- Features: Flooring - Luxury Vinyl Plank, Attached Bathroom, Bathroom - Tub Shower
- Level: Upper
- Area: 156 Square Feet
- Dimensions: 13 x 12
Bedroom 5
- Features: Flooring - Ceramic Tile, Walk-In Closet(s), Flooring - Heated
- Level: Main
- Area: 345 Square Feet
- Dimensions: 23 x 15
Bedroom 6
- Features: Flooring - Ceramic Tile, Walk-In Closet(s), Attached Bathroom, Soaking Tub, Bathroom - Walk-In Shower
- Level: Lower
- Area: 266 Square Feet
- Dimensions: 19 x 14
Dining room
- Features: Flooring - Ceramic Tile, Chair Rail, Crown Molding, Flooring - Heated
- Level: Main
- Area: 280 Square Feet
- Dimensions: 20 x 14
Family room
- Features: Flooring - Ceramic Tile, Wet Bar, Crown Molding, Flooring - Heated
- Level: Main
- Area: 396 Square Feet
- Dimensions: 22 x 18
Foyer
- Features: Flooring - Ceramic Tile, Flooring - Heated
- Level: Main
- Area: 204 Square Feet
- Dimensions: 17 x 12
Kitchen
- Features: Flooring - Ceramic Tile, Granite Counters, Kitchen Island, Breakfast Bar, Eat-in Kitchen, Kitchen - Gas Cooking, Pantry, Flooring - Heated
- Level: Main
- Area: 459 Square Feet
- Dimensions: 27 x 17
Laundry
- Features: Flooring - Ceramic Tile
- Level: Upper
- Area: 78 Square Feet
- Dimensions: 13 x 6
Living room
- Features: Flooring - Ceramic Tile, Ceiling Fan(s), Crown Molding, Fireplace - Wood Burning, Flooring - Heated
- Level: Main
- Area: 437 Square Feet
- Dimensions: 23 x 19
Office
- Features: Flooring - Ceramic Tile, Built-in Features, Ceiling Fan(s), Crown Molding, Flooring - Heated
- Level: Main
- Area: 360 Square Feet
- Dimensions: 24 x 15
Other
- Features: Flooring - Ceramic Tile
- Level: Lower
- Area: 210 Square Feet
- Dimensions: 15 x 14
Recreation room
- Features: Flooring - Ceramic Tile, Fireplace - Wood Burning
- Level: Lower
- Area: 1848 Square Feet
- Dimensions: 44 x 42
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump, Zoned, Electric
Appliances
- Included: Microwave, Built-In Range, Cooktop, Dishwasher, Dryer, Exhaust Fan, Freezer, Ice Maker, Double Oven, Self Cleaning Oven, Oven, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Heater, Tankless Water Heater, Electric Water Heater
- Laundry: Upper Level, Lower Level, Has Laundry, Laundry Room
Features
- Breakfast Area, Built-in Features, Ceiling Fan(s), Central Vacuum, Chair Railings, Crown Molding, Double/Dual Staircase, Entry Level Bedroom, Floor Plan - Traditional, Eat-in Kitchen, Kitchen - Gourmet, Kitchen Island, Kitchen - Table Space, Kitchenette, Primary Bath(s), Pantry, Recessed Lighting, Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Wainscotting, Walk-In Closet(s), Bar, Wine Storage, 2nd Kitchen, 9'+ Ceilings, High Ceilings, Dry Wall
- Flooring: Ceramic Tile, Heated, Carpet, Luxury Vinyl
- Doors: Atrium, Six Panel
- Windows: Casement, Double Hung, Double Pane Windows, Screens, Skylight(s), Transom, Vinyl Clad
- Basement: Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Connecting Stairway,Space For Rooms,Sump Pump,Windows
- Number of fireplaces: 4
- Fireplace features: Glass Doors, Electric, Gas/Propane, Insert, Stone, Wood Burning
Interior area
- Total structure area: 7,320
- Total interior livable area: 5,626 sqft
- Finished area above ground: 4,626
- Finished area below ground: 1,000
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Storage, Garage Door Opener, Inside Entrance, Garage Faces Side, Oversized, Asphalt, Electric Vehicle Charging Station(s), Driveway, Private, Attached, Off Street
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio, Porch, Terrace
- Exterior features: Lighting, Stone Retaining Walls, Storage, Extensive Hardscape, Water Falls, Balcony
- Has private pool: Yes
- Pool features: In Ground, Private
- Fencing: Partial,Back Yard
- Has view: Yes
- View description: Creek/Stream, Garden, Panoramic, Pond, Scenic Vista, Trees/Woods, Water
- Has water view: Yes
- Water view: Creek/Stream,Pond,Water
- Waterfront features: Private Dock Site, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Personal Watercraft (PWC), Swimming Allowed
- Body of water: Seneca Creek
- Frontage length: Water Frontage Ft: 650
Lot
- Size: 20.82 Acres
- Features: Backs to Trees, Landscaped, No Thru Street, Wooded, Pond, Poolside, Private, Rear Yard, Secluded, SideYard(s), Other, Stream/Creek
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 04152500000186
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Contemporary
- Property subtype: Single Family Residence
Materials
- Composition, HardiPlank Type, Shingle Siding, Vinyl Siding
- Foundation: Slab
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer, Grinder Pump
- Water: Public
Community & HOA
Community
- Security: Electric Alarm, Main Entrance Lock, Smoke Detector(s)
- Subdivision: Bowleys Quarters
HOA
- Has HOA: No
Location
- Region: Middle River
Financial & listing details
- Price per square foot: $569/sqft
- Tax assessed value: $1,560,900
- Annual tax amount: $17,286
- Date on market: 10/11/2025
- Listing agreement: Exclusive Right To Sell
- Inclusions: Tv's, Whole House Generator, 2-car Electric Charging Station, Playground, And Dishwasher
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
$7,446/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2025 | Listed for sale | $3,200,000+190.9%$569/sqft |
Source: | ||
| 7/24/2019 | Sold | $1,100,000-20.2%$196/sqft |
Source: Public Record Report a problem | ||
| 5/4/2019 | Listed for sale | $1,379,000+97%$245/sqft |
Source: Keller Williams Flagship of Maryland #MDBC456424 Report a problem | ||
| 12/9/2016 | Sold | $700,000+16.7%$124/sqft |
Source: Public Record Report a problem | ||
| 8/26/2016 | Price change | $600,000-52%$107/sqft |
Source: A.J. Billig & Company #BC9750059 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $24,328 +40.7% | $1,560,900 +9.4% |
| 2024 | $17,286 +10.4% | $1,426,200 +10.4% |
| 2023 | $15,653 +5.5% | $1,291,500 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$16,276/mo
Principal & interest
$12409
Property taxes
$2747
Home insurance
$1120
Climate risks
Neighborhood: Bowleys Quarters
Nearby schools
GreatSchools rating
- 4/10Seneca Elementary SchoolGrades: PK-5Distance: 1.4 mi
- 2/10Stemmers Run Middle SchoolGrades: 6-8Distance: 4.4 mi
- 2/10Kenwood High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Seneca
- Middle: Middle River
- High: Kenwood High Ib And Sports Science
- District: Baltimore County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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