Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock – Open House Sunday, 1-3 PM! Don’t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!
For sale
$569,900
13 Chatham Ln, Palmyra, VA 22963
4beds
2,112sqft
Est.:
Detached
Built in 1984
0.49 Acres Lot
$557,200 Zestimate®
$270/sqft
$106/mo HOA
What's special
Private boat dockPrivate dockModern lightingLarge workshopFinished walk-out basementBright main-level primary suiteIncredible water views
- 21 days
- on Zillow |
- 1,958 |
- 92 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: April 23, 2025 at 08:08am
Listed by:
Scott Macdonald 703-727-6900,
RE/MAX GATEWAY
Source: CAAR,MLS#: 662771

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Open house
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Bedroom, Bathroom, Half Bath
Bedroom
- Level: Second
Bedroom 1
- Level: Third
Bedroom 2
- Level: Basement
Bathroom
- Level: Second
Bathroom 1
- Level: Basement
Kitchen
- Features: Breakfast Nook, Pantry
Heating
- Central, Electric, Forced Air, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dryer, Washer, Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
Features
- Double Vanity, Walk-In Closet(s)
- Flooring: Carpet
- Basement: Heated,Interior Entry,Exterior Entry,Partially Finished,Walk-Out Access,Daylight
- Has fireplace: No
Interior area
- Total structure area: 2,694
- Total interior livable area: 2,112 sqft
- Finished area above ground: 1,416
- Finished area below ground: 696
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Covered, Front Porch
- Has view: Yes
- View description: Water, Trees/Woods
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront
- Frontage type: Waterfront
Lot
- Size: 0.49 Acres
- Features: Rolling Slope, Waterfront
- Residential vegetation: Partially Wooded
Details
- Parcel number: 18/ A 1/ 341/
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Detached
Materials
- Foundation: Block
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Shared Septic
- Water: Community Water
- Utilities for property: Other Cable/Internet Available
Community & HOA
Community
- Features: Gated
- Security: 24 Hour Security, Gated Community, Smoke Detector(s)
- Subdivision: Lake Monticello
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Beach Access, Boat Launch, Clubhouse, Golf Course, Lake, Picnic Area, Playground, Tennis Court(s), Trail(s), Beach, Club House, Golf, Play Area, Tennis
- Services included: Reserve Fund, Snow Removal, Trash
- HOA fee: $1,267 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $270/sqft
- Tax assessed value: $365,000
- Annual tax amount: $3,081
- Price range: $569.9K - $569.9K
- Date on market: 4/4/2025
- Inclusions: Refrigerator With Ice Maker, Washer, Dryer, Range - Electric, Built-In Microwave, Dishwasher.
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