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For sale
  • Price cut: $100K (2/6)
    $1,399,000

    13 Center Ln, Key Largo, FL 33037

    3beds
    2,028sqft
    : 
    Single Family Residence
    Built in 1980
    9,583.2 Square Feet Lot
    $1,342,400 Zestimate®
    $690/sqft
    $-- HOA

    What's special

    Large waterfront lotExpansive gazeboWaterfront homeAdditional laundry areaOversized game roomWide turning basinAuthentic thatched roof tiki
    Fabulous opportunity to own this lovely waterfront home, on a wide turning basin , thoughtfully designed for the tropical Florida Keys lifestyle. This three-bedroom, three-bath residence features 90 feet of waterfront and a 65 ft. dock. There is a a new kitchen with an expansive granite sit-up dining bar, rich wood cabinetry, and stainless-steel appliances perfect for entertaining family and friends.Generous covered porches off the main living area overlook the water, the oversized newly planked dock, and a large waterfront lot that can easily accommodate a substantial pool. Two guest bedrooms are conveniently located on the main living level, while the upstairs primary suite offers privacy, an updated bathroom, and a dedicated owner's office.The original owners designed the home with entertaining in mind, incorporating a full permitted bathroom on the lower level, an additional laundry area, an oversized game room, and a garage, providing exceptional flexibility and storage. Outside, host your guests under the authentic Thatched roof Tiki or expansive gazebo.Water access is truly superior, with immediate bay access and quick ocean access via the world-renowned Adams Cut Waterway, located just around the corner. Notably, this is the only cut through the islands for 13 miles in either direction, making it a prized feature for boaters.Ideally situated in Key Largo, this home offers an easy commute to the mainland and Miami International Airport, approximately one hour away. A true slice of waterfront paradise, set on an oversized lot in one of the Florida Keys' most desirable boating locations.
    23 days
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    2,392
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    114
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    Zillow last checked: 8 hours ago

    Listing updated: February 06, 2026 at 06:55am

    Listed by:

    SALLY STRIBLING, P.A. 305-283-2002,

    Coldwell Banker Schmitt Key Largo

    Source: FLKMLS,MLS#: 618131MLS LogoOriginating MLS: Florida Keys

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Washer, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher
    • Laundry: Laundry Room
    Features
    • Bar, Walk-In Closet(s), Storage, Granite Counters, Entrance Foyer, Split Bedroom, Cathedral Ceiling(s), Other Specialty Room, Utility Room
    • Flooring: Tile, Carpet
    • Windows: Drapes/Blinds Incl, Accordion
    Interior area
    • Total interior livable area: 2,028 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Garage, Trailer Storage, RV Parking Open, Off Street, Guest, Open
    • Has garage: Yes
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Open Porch/Balcony
    • Has view: Yes
    • View description: Canal
    • Has water view: Yes
    • Water view: Canal
    • Waterfront features: Canal Front, Waterfront, Dock: Wood, Dock Length: 65, Dockage: Boat Ramp
    Lot
    • Size: 9,583.2 Square Feet
    • Features: Less Than 1/4 Acre
    Details
    • Additional structures: Workshop, Chickee Hut, Gazebo
    • Parcel number: 00515700000000
    • Zoning: IS
    • Zoning description: Improved Subivision District

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • CBS, Combo Construction, Concrete
    • Roof: Metal
    Condition
    • Year built: 1980

    Utilities & green energy

    • Sewer: Municipal Sewer, Public Sewer
    • Utilities for property: FKAA

    Community & HOA

    Community
    • Features: Other
    • Security: No Security
    • Subdivision: Stillwright Pt (105.5)
    HOA
    • Has HOA: No
    • Services included: None
    Location
    • Region: Key Largo

    Financial & listing details

    • Price per square foot: $690/sqft
    • Tax assessed value: $1,180,777
    • Annual tax amount: $4,130
    • Date on market: 1/15/2026
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    Estimated market value

    $1,342,400

    $1.28M - $1.41M

    $6,273/mo

    Price history

    Price history
    DateEventPrice
    2/6/2026Price change$1,399,000-6.7%$690/sqft
    Source: Key West AOR #618131 Report a problem
    1/15/2026Listed for sale$1,499,000+445.1%$739/sqft
    Source: Key West AOR #618131 Report a problem
    12/1/1990Sold$275,000$136/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$4,131 +4.7%$448,598 +2.9%
    2024$3,947 +4.3%$435,956 +3%
    2023$3,783 +5.7%$423,259 +3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $8,307/mo
    Principal & interest
    $6861
    Property taxes
    $956
    Home insurance
    $490

      Climate risks

      Neighborhood: 33037

      Nearby schools

      GreatSchools rating

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