This Craftsman home is set within a private pocket of a gated neighborhood designed for those predominantly '55 & better.' With 1500 asf, highlights include; completely level entry, 2 sun-filled bedrooms, & a stunning Great room--set in the heart of the home--w/vaulted ceilings, vinyl picture windows & a mantled gas fireplace. The kitchen is light & bright—with ample prep space, walk-in-pantry & seamless transition to the dining area. There is a covered front porch & back patio--ideal for year-round enjoyment. More? Efficient natural gas heat, a 2-car garage w/extra storage, & affordable dues cover landscaping & common area upkeep. Wow! Having the major details covered creates confidence in your investment--making this an ideal opportunity.
Active
Listed by:
Annie Cash,
Windermere Whidbey Island
Price cut: $25K (12/2)
$424,900
1292 SW Xavier Drive, Oak Harbor, WA 98277
2beds
1,500sqft
Est.:
Single Family Residence
Built in 2005
4,922.28 Square Feet Lot
$425,800 Zestimate®
$283/sqft
$280/mo HOA
What's special
Back patioMantled gas fireplaceCompletely level entryVinyl picture windowsCovered front porchVaulted ceilingsSun-filled bedrooms
- 103 days |
- 684 |
- 27 |
Zillow last checked: 8 hours ago
Listing updated: December 02, 2025 at 11:42am
Listed by:
Annie Cash,
Windermere Whidbey Island
Source: NWMLS,MLS#: 2414894
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Dining room
- Level: Main
Entry hall
- Level: Main
Kitchen without eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Main
Heating
- Fireplace, Fireplace Insert, Forced Air, Electric, Natural Gas
Cooling
- None
Appliances
- Included: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Water Heater: Gas, Water Heater Location: Garage
Features
- Bath Off Primary, Dining Room, High Tech Cabling, Walk-In Pantry
- Flooring: Ceramic Tile, Vinyl, Carpet
- Windows: Double Pane/Storm Window
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Gas, Main Level: 1, Fireplace
Interior area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, RV Parking
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Bath Off Primary, Double Pane/Storm Window, Dining Room, Fireplace, High Tech Cabling, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Water Heater
Lot
- Size: 4,922.28 Square Feet
- Features: Corner Lot, Curbs, Paved, Sidewalk, Cable TV, Gas Available, Gated Entry, High Speed Internet, Patio, RV Parking
- Topography: Level
- Residential vegetation: Garden Space
Details
- Parcel number: S841200000850
- Zoning: Residential
- Zoning description: Jurisdiction: City
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Wood Siding, Wood Products
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Very Good
- Year built: 2005
- Major remodel year: 2005
Details
- Builder name: Landed Gentry
Utilities & green energy
- Electric: Company: PSE/CNG
- Sewer: Sewer Connected, Company: City of Oak Harbor
- Water: Public, Company: City of Oak Harbor
- Utilities for property: Xfinity, Xfinity
Community & HOA
Community
- Features: Age Restriction, CCRs, Golf, Trail(s)
- Senior community: Yes
- Subdivision: City Of Oak Harbor
HOA
- Services included: Common Area Maintenance, Maintenance Grounds, Road Maintenance, See Remarks
- HOA fee: $280 monthly
- HOA phone: 360-679-6149
Location
- Region: Oak Harbor
Financial & listing details
- Price per square foot: $283/sqft
- Tax assessed value: $501,397
- Annual tax amount: $4,253
- Date on market: 9/5/2025
- Cumulative days on market: 97 days
- Listing terms: Cash Out,Conventional,FHA,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s)
Estimated market value
$425,800
$405,000 - $447,000
$2,573/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/2/2025 | Price change | $424,900-5.6%$283/sqft |
Source:  NWMLS #2414894 Report a problem | ||
| 11/7/2025 | Price change | $449,900-5.2%$300/sqft |
Source: NWMLS #2414894 Report a problem | ||
| 10/15/2025 | Listed for sale | $474,500$316/sqft |
Source: NWMLS #2414894 Report a problem | ||
| 10/6/2025 | Pending sale | $474,500$316/sqft |
Source: NWMLS #2414894 Report a problem | ||
| 10/3/2025 | Price change | $474,500-2.2%$316/sqft |
Source: NWMLS #2414894 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,253 +3.2% | $501,397 +2.6% |
| 2023 | $4,122 +2.5% | $488,545 +9% |
| 2022 | $4,020 +4.5% | $448,376 +25% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,721/mo
Principal & interest
$2065
HOA Fees
$280
Other costs
$375
Climate risks
Neighborhood: 98277
Nearby schools
GreatSchools rating
- 10/10Hillcrest Elementary SchoolGrades: K-4Distance: 1 mi
- 7/10North Whidbey Middle SchoolGrades: 7-8Distance: 2 mi
- 6/10Oak Harbor High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- High: Oak Harbor High
Source: NWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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