This immaculate 3-bedroom, 2-bath Custom Santa Rosa model in Del Webb Spruce Creek Golf & Country Club (55+), Summerfield, FL, with NO CDD expense. The home offers stunning views of the 15th tee from its expanded, enclosed, air-conditioned lanai—ideal for relaxing or entertaining. Featuring an open floor plan with 9' ceilings, and an updated kitchen with solid wood cabinets, new granite counter tops, built-in desk, and updated stainless steel appliances, the interior exudes comfort and style. The versatile third bedroom serves as an office or guest room with a full closet, while the spacious master suite showcases new flooring and large bay windows overlooking the golf course. Recent upgrades include all new luxury vinyl flooring (2024), a new roof (2023), air conditioning (2018), and a resurfaced driveway (2020), complemented by mature landscaping and an oversized lot in the Torrey Pines area. The spacious two-car plus golf cart garage provides additional power and storage for two golf carts, and residents enjoy exclusive access to parks, pools, tennis, pickleball, clubs, dining, and entertainment, all within a secure, gated community with a low monthly amenity fee and no CDD or bond. Secure Gated Community just south of Ocala with shopping and entertainment nearby in The Villages and the Eagle Ridge Golf Club has four 9 hole courses.
For sale
Price cut: $24.1K (12/9)
$374,900
12900 SE 97th Terrace Rd, Summerfield, FL 34491
3beds
2,149sqft
Est.:
Single Family Residence
Built in 2003
0.28 Acres Lot
$366,800 Zestimate®
$174/sqft
$211/mo HOA
What's special
New granite counter topsSpacious master suiteExpanded enclosed air-conditioned lanaiUpdated stainless steel appliancesMature landscapingBuilt-in desk
- 101 days |
- 410 |
- 19 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: 23 hours ago
Listing Provided by:
Patrick Sheppard 727-466-8612,
SHEPPARD ASSOCIATES, LLC 727-466-8612
Source: Stellar MLS,MLS#: OM708818
Originating MLS: Ocala - Marion
Originating MLS: Ocala - Marion
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Florida Room
Primary bedroom
- Features: En Suite Bathroom, Built-in Closet
- Level: First
- Area: 330 Square Feet
- Dimensions: 15x22
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 10x11
Bathroom 3
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 10x11
Dining room
- Level: First
- Area: 170 Square Feet
- Dimensions: 10x17
Florida room
- Features: Ceiling Fan(s)
- Level: First
- Area: 338 Square Feet
- Dimensions: 13x26
Kitchen
- Features: Pantry
- Level: First
- Area: 280 Square Feet
- Dimensions: 14x20
Living room
- Level: First
- Area: 182 Square Feet
- Dimensions: 14x13
Heating
- Central, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Gas Water Heater
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
Features
- Ceiling Fan(s)
- Flooring: Carpet, Ceramic Tile, Laminate
- Windows: Blinds, Drapes, Rods, Shades
- Has fireplace: No
Interior area
- Total structure area: 3,294
- Total interior livable area: 2,149 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: Accessible Full Bath
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed
- Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters
- Has view: Yes
- View description: Golf Course, Trees/Woods
- Waterfront features: Lake
Lot
- Size: 0.28 Acres
- Features: On Golf Course, Oversized Lot
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 6124200015
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida,Ranch
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2003
Details
- Builder name: Del Webb
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available
Community & HOA
Community
- Features: Lake, Association Recreation - Owned, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard
- Security: Gated Community, Security Gate
- Senior community: Yes
- Subdivision: SPRUCE CREEK COUNTRY CLUB STARR PASS 02
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Cable TV, Clubhouse, Fitness Center, Golf Course
- Services included: 24-Hour Guard, Community Pool, Reserve Fund
- HOA fee: $211 monthly
- HOA name: NICHOLE ARIAS
- HOA phone: 352-307-0696
- Pet fee: $0 monthly
Location
- Region: Summerfield
Financial & listing details
- Price per square foot: $174/sqft
- Tax assessed value: $393,109
- Annual tax amount: $3,525
- Date on market: 9/3/2025
- Cumulative days on market: 102 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$366,800
$348,000 - $385,000
$2,421/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/9/2025 | Price change | $374,900-6%$174/sqft |
Source:  Stellar MLS #OM708818 Report a problem | ||
| 9/3/2025 | Listed for sale | $399,000-2.4%$186/sqft |
Source: Stellar MLS #OM708818 Report a problem | ||
| 9/1/2025 | Listing removed | $2,400$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/14/2025 | Price change | $2,400-11.1%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/30/2025 | Listed for rent | $2,700$1/sqft |
Source: Zillow Rentals Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,568 +2.5% | $248,943 +3% |
| 2023 | $3,480 +2.9% | $241,692 +3% |
| 2022 | $3,382 +0% | $234,652 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,676/mo
Principal & interest
$1828
Property taxes
$506
Other costs
$342
Climate risks
Neighborhood: 34491
Nearby schools
GreatSchools rating
- 3/10Belleview Elementary SchoolGrades: PK-5Distance: 4.8 mi
- 4/10Lake Weir Middle SchoolGrades: 6-8Distance: 2.4 mi
- 2/10Lake Weir High SchoolGrades: 9-12Distance: 3.2 mi
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