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For sale
  • Price cut: $18K (1/23)
    $475,000

    12895 SE 91st Terrace Rd, Summerfield, FL 34491

    3beds
    2,559sqft
    : 
    Single Family Residence
    Built in 2003
    0.25 Acres Lot
    $470,300 Zestimate®
    $186/sqft
    $214/mo HOA

    What's special

    Lanai windowsNewer gas water heaterRoman showerPrivate water closetDual hvac systemsCul-de-sac lot
    Located on a cul-de-sac lot with views of the 8th hole of the Memorial Course, this Hampton model home features CBS (Concrete Block & Stucco) construction, recognized for its strength, durability, and resistance to hurricanes, fire, and pests—qualities that often mean lower insurance premiums in Florida. Notable recent updates include: a new roof in 2021, Lanai windows added in 2022, and a birdcage (approx. 15 x 24) installed in 2021. The home boasts dual HVAC systems (replaced in 2015/2025), a newer gas water heater, and four brand new solar tubes. Double front doors feature beveled glass inserts. The kitchen is upgraded with granite countertops, uplighting, and pendant lighting above the breakfast bar. All window blinds are new, and closets throughout the house have built-in organization systems. In the primary bedroom, you will find both HIS & HER closets, while the primary bathroom offers separate HIS & HER sinks, a Roman shower, and a private water closet. The spacious laundry room includes cabinets, counters, and a sink. The garage is among the largest in Del Webb, equipped with an epoxy floor, tandem golf cart parking, space for two full-size vehicles, and an 8 x 12 storage area! Both garage doors have automatic screens for convenience. The lanai has been enclosed and is now under heat and air, providing approximately 720 additional square feet of living space. An irrigation well on the property is shared with two neighbors. This home is being sold AS IS, with the seller including a one-year Broward Factory Service Home Warranty. Schedule your visit to see this impressive home soon!
    182 days
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    957
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    14
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    Zillow last checked: 8 hours ago

    Listing updated: February 08, 2026 at 01:11pm

    Listing Provided by:

    Jaylene Sheldon 352-805-7653,

    RE/MAX PREMIER REALTY LADY LK 352-753-2029

    Source: Stellar MLS,MLS#: OM707404MLS LogoOriginating MLS: Lake and Sumter

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bonus Room, Den/Library/Office, Family Room, Utility Room
    Primary bedroom
    • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
    • Level: First
    • Area: 247 Square Feet
    • Dimensions: 13x19
    Bedroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 156 Square Feet
    • Dimensions: 12x13
    Bedroom 3
    • Features: Ceiling Fan(s), No Closet
    • Level: First
    • Area: 121 Square Feet
    • Dimensions: 11x11
    Primary bathroom
    • Features: Bidet, Dual Sinks, En Suite Bathroom, Exhaust Fan, Garden Bath, Other, Tall Countertops
    • Level: First
    • Area: 196 Square Feet
    • Dimensions: 14x14
    Dinette
    • Level: First
    • Area: 81 Square Feet
    • Dimensions: 9x9
    Dining room
    • Level: First
    • Area: 110 Square Feet
    • Dimensions: 11x10
    Family room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 195 Square Feet
    • Dimensions: 15x13
    Kitchen
    • Features: Breakfast Bar, Pantry, Exhaust Fan, Granite Counters
    • Level: First
    • Area: 240 Square Feet
    • Dimensions: 16x15
    Living room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 221 Square Feet
    • Dimensions: 17x13
    Heating
    • Natural Gas
    Cooling
    • Central Air
    Appliances
    • Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Water Softener
    • Laundry: Inside, Laundry Room
    Features
    • Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
    • Flooring: Ceramic Tile, Laminate
    • Doors: Sliding Doors
    • Windows: Blinds, Double Pane Windows, Skylight(s), Window Treatments
    • Has fireplace: No
    Interior area
    • Total structure area: 4,682
    • Total interior livable area: 2,559 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 3
    • Parking features: Driveway, Garage Door Opener, Golf Cart Garage, Other, Oversized
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions: 29x38
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Screened, Side Porch
    • Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters
    • Has view: Yes
    • View description: Golf Course
    Lot
    • Size: 0.25 Acres
    • Dimensions: 106 x 103
    • Features: Cul-De-Sac, Irregular Lot, On Golf Course, Oversized Lot
    • Residential vegetation: Trees/Landscaped
    Details
    • Parcel number: 6113039000
    • Zoning: PUD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Florida
    • Property subtype: Single Family Residence
    Materials
    • Block, Concrete, Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2003
    Details
    • Builder model: Hampton
    • Builder name: Del Webb
    • Warranty included: Yes

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sprinkler Well, Underground Utilities, Water Connected

    Community & HOA

    Community
    • Features: Dock, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Handicap Modified, No Truck/RV/Motorcycle Parking, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s), Wheelchair Access
    • Security: Gated Community, Smoke Detector(s)
    • Senior community: Yes
    • Subdivision: SPRUCE CREEK GC
    HOA
    • Has HOA: Yes
    • Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
    • Services included: Reserve Fund, Manager, Recreational Facilities, Security, Trash
    • HOA fee: $214 monthly
    • HOA name: Leland Management Co/Nicole Arias
    • HOA phone: 352-307-0696
    • Pet fee: $0 monthly
    Location
    • Region: Summerfield

    Financial & listing details

    • Price per square foot: $186/sqft
    • Tax assessed value: $462,131
    • Annual tax amount: $7,120
    • Date on market: 8/14/2025
    • Cumulative days on market: 159 days
    • Listing terms: Cash,Conventional,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved
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    Estimated market value

    $470,300

    $447,000 - $494,000

    $2,807/mo

    Price history

    Price history
    DateEventPrice
    1/23/2026Price change$475,000-3.7%$186/sqft
    Source: Stellar MLS #OM707404 Report a problem
    1/11/2026Price change$493,000-0.4%$193/sqft
    Source: Stellar MLS #OM707404 Report a problem
    10/13/2025Price change$495,000-2.9%$193/sqft
    Source: Stellar MLS #OM707404 Report a problem
    9/2/2025Listed for sale$510,000$199/sqft
    Source: Stellar MLS #OM707404 Report a problem
    8/18/2025Pending sale$510,000$199/sqft
    Source: Stellar MLS #OM707404 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$6,898 -1.2%$462,131 -0.5%
    2023$6,985 +3.9%$464,433 +14.4%
    2022$6,724 +66.9%$406,139 +51.9%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,309/mo
    Principal & interest
    $2288
    Property taxes
    $641
    Other costs
    $380

      Climate risks

      Neighborhood: 34491

      Nearby schools

      GreatSchools rating

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