Welcome to this pristine 3-bedroom, 2-bath condo located in a highly sought-after community just minutes from shopping, dining, and beautiful beaches. This well-maintained home offers a bright layout, modern finishes, with a private master suite patio offering a peaceful setting perfect for relaxing or entertaining. Enjoy resort-style living in a prime location close to everything you need!
For sale
$359,000
1285 Terrace Bluff Dr, Traverse City, MI 49686
3beds
1,352sqft
Est.:
Condominium, Single Family Residence
Built in 2000
-- sqft lot
$352,000 Zestimate®
$266/sqft
$225/mo HOA
What's special
Modern finishesBright layoutPrivate master suite patio
- 42 days |
- 834 |
- 23 |
Zillow last checked: 8 hours ago
Listing updated: November 07, 2025 at 06:49am
Listed by:
Keira Tue Cell:734-223-3847,
Key Realty One-TC 517-827-2120
Source: NGLRMLS,MLS#: 1940006
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 110
- Dimensions: 10 x 11
Bedroom 2
- Level: Main
- Area: 132
- Dimensions: 11 x 12
Bedroom 3
- Level: Main
- Area: 165
- Dimensions: 11 x 15
Primary bathroom
- Features: Private
Dining room
- Level: Main
- Length: 11.3
Kitchen
- Level: Main
- Width: 17.1
Living room
- Level: Main
- Area: 262.48
- Dimensions: 13.6 x 19.3
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Refrigerator, Oven/Range, Dishwasher, Microwave, Washer, Dryer
- Laundry: Main Level
Features
- Cathedral Ceiling(s), Walk-In Closet(s), Pantry, Solid Surface Counters, Cable TV, High Speed Internet, WiFi
- Flooring: Tile
- Windows: Blinds
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,352
- Total interior livable area: 1,352 sqft
- Finished area above ground: 1,352
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener, Concrete Floors, Asphalt, Private
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Entry location: No Steps,First Floor Level
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Waterfront features: None
Lot
- Features: Wooded-Hardwoods, Level, Landscaped, Cul-De-Sac
Details
- Additional structures: None
- Parcel number: 0531600500
- Zoning description: Residential
Construction
Type & style
- Home type: Condo
- Architectural style: Ranch
- Property subtype: Condominium, Single Family Residence
- Attached to another structure: Yes
Materials
- Frame, Vinyl Siding
- Foundation: Slab
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Green energy
- Energy efficient items: Not Applicable
- Water conservation: Not Applicable
Community & HOA
Community
- Features: Pets Allowed
- Security: Smoke Detector(s)
- Subdivision: Terrace estates
HOA
- Services included: Snow Removal, Maintenance Grounds
- HOA fee: $2,700 annually
Location
- Region: Traverse City
Financial & listing details
- Price per square foot: $266/sqft
- Tax assessed value: $371,800
- Annual tax amount: $5,909
- Price range: $359K - $359K
- Date on market: 10/29/2025
- Cumulative days on market: 42 days
- Listing agreement: Exclusive Right Sell
- Listing terms: Conventional,Cash
- Ownership type: Private Owner
- Road surface type: Asphalt
Estimated market value
$352,000
$334,000 - $370,000
$2,411/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/29/2025 | Listed for sale | $359,000+44.8%$266/sqft |
Source:  NGLRMLS #1940006 Report a problem | ||
| 4/27/2021 | Sold | $248,000-0.8%$183/sqft |
Source: NGLRMLS #1884438 Report a problem | ||
| 2/20/2021 | Listed for sale | $250,000$185/sqft |
Source: EXIT REALTY PARAMOUNT #1884275 Report a problem | ||
| 8/1/2019 | Listing removed | $1,750$1/sqft |
Source: Owner Report a problem | ||
| 7/7/2019 | Listed for rent | $1,750$1/sqft |
Source: Owner Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,909 +5.1% | $185,900 +39.5% |
| 2024 | $5,624 +4.5% | $133,300 +4.8% |
| 2023 | $5,380 +87.3% | $127,200 +6.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,364/mo
Principal & interest
$1759
Property taxes
$254
Other costs
$351
Climate risks
Neighborhood: 49686
Nearby schools
GreatSchools rating
- 5/10Traverse Heights Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 9/10Central High SchoolGrades: 8-12Distance: 2.5 mi
- 8/10East Middle SchoolGrades: 6-8Distance: 2.8 mi
Schools provided by the listing agent
- District: Traverse City Area Public Schools
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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