One or more photo(s) has been virtually staged. Welcome home to this stunningly elegant and immaculately maintained Centex Homes Palm Model, built in 2020 and situated on a spacious, just under ¼-acre premium pond homesite in the highly desirable community of Talavera! Boasting 2,484 square feet of living space, this 4-bedroom with a 3-car garage home features a thoughtfully designed layout and custom upgrades throughout, beginning with a grand trussed front entrance with stone elevation and glass inlay that opens to a spacious foyer with access to a flex room—ideal for a home office, den, or bonus space. The formal dining room flows effortlessly into the open-concept main living area, where the upgraded kitchen impresses with stone countertops, staggered cabinetry with crown molding, tile backsplash, pendant lighting, stainless steel appliances, an oversized eat-in island with large single basin sink, separate café area, and large walk-in pantry. Additional highlights include upgraded baseboards, neutral paint, 8-foot doorways, and tile flooring throughout the main living areas. The oversized owner’s suite offers direct pond views, dual closets, and a beautifully appointed en suite bathroom featuring a large step-in shower with upgraded shower head, dual vanities, linen closet, private water closet, and glass shower enclosure. The additional bedrooms are generously sized, positioned in a true split-floor plan for privacy near a large bathroom and extra storage closet. Bathroom 2 features its own private water room with pocket door and tub—ideal for guests or multigenerational living. A spacious interior laundry room with utility sink provides convenience with corridor access. Outdoors, enjoy a true retreat on the oversized trussed lanai overlooking one of Talavera’s largest ponds—perfect for entertaining or relaxing in privacy. Additional upgrades include an in-floor outlet in the living room, water softener, rack storage in the garage, and an additional window. Located in the resort-style community of Talavera, residents enjoy a zero-entry pool, splash pad, clubhouse, cabanas, tennis and basketball courts, playground, and weekend food trucks, with easy access to US-41, SR-52, and the Suncoast Parkway—making this exceptional home the perfect blend of size, style, lifestyle, and location. Schedule your private showing today—this one won’t last long!
For sale
Price cut: $10K (11/5)
$449,000
12770 Palapa Loop, Spring Hill, FL 34610
4beds
2,484sqft
Est.:
Single Family Residence
Built in 2020
9,227 Square Feet Lot
$-- Zestimate®
$181/sqft
$22/mo HOA
What's special
Trussed lanaiOversized eat-in islandOversized trussed lanaiEn suite bathroomStaggered cabinetryNeutral paintSpacious interior laundry room
- 70 days |
- 222 |
- 20 |
Zillow last checked: 8 hours ago
Listing updated: November 05, 2025 at 10:46am
Listing Provided by:
Kristina Erb 813-842-7193,
BHHS FLORIDA PROPERTIES GROUP 813-908-8788
Source: Stellar MLS,MLS#: TB8432628
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bonus Room, Den/Library/Office, Dining Room, Storage Rooms
Primary bedroom
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 221 Square Feet
- Dimensions: 13x17
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 182 Square Feet
- Dimensions: 13x14
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 121 Square Feet
- Dimensions: 11x11
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 140 Square Feet
- Dimensions: 14x10
Dinette
- Level: First
- Area: 121 Square Feet
- Dimensions: 11x11
Dining room
- Level: First
- Area: 117 Square Feet
- Dimensions: 13x9
Family room
- Level: First
- Area: 143 Square Feet
- Dimensions: 13x11
Kitchen
- Features: Granite Counters
- Level: First
- Area: 117 Square Feet
- Dimensions: 13x9
Living room
- Level: First
- Area: 294 Square Feet
- Dimensions: 14x21
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
- Laundry: Corridor Access, Electric Dryer Hookup, Inside, Laundry Room, Other, Washer Hookup
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Other, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Windows: Blinds, Double Pane Windows, Low Emissivity Windows
- Has fireplace: No
Interior area
- Total structure area: 3,487
- Total interior livable area: 2,484 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
- Details: Garage Dimensions: 27x20
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Rear Porch
- Exterior features: Irrigation System, Lighting, Sidewalk
- Has view: Yes
- View description: Water, Pond
- Has water view: Yes
- Water view: Water,Pond
- Waterfront features: Pond, Pond Access
Lot
- Size: 9,227 Square Feet
- Features: Landscaped, Sidewalk
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: 1825040040011000230
- Zoning: MPUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Traditional
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 2020
Details
- Builder model: Palm
- Builder name: Centex
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Clubhouse, Community Mailbox, Deed Restrictions, Park, Playground, Pool, Sidewalks, Tennis Court(s)
- Subdivision: TALAVERA PH 1A-3
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Fence Restrictions, Lobby Key Required, Playground, Tennis Court(s)
- Services included: Community Pool, Manager, Pool Maintenance, Recreational Facilities, Trash
- HOA fee: $22 monthly
- HOA name: Inframark/Allan Heinze
- HOA phone: 656-223-9245
- Pet fee: $0 monthly
Location
- Region: Spring Hill
Financial & listing details
- Price per square foot: $181/sqft
- Tax assessed value: $404,044
- Annual tax amount: $7,032
- Date on market: 10/3/2025
- Cumulative days on market: 51 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/5/2025 | Price change | $449,000-2.2%$181/sqft |
Source: | ||
| 10/3/2025 | Listed for sale | $459,000+3.1%$185/sqft |
Source: | ||
| 4/2/2024 | Sold | $445,000-2.2%$179/sqft |
Source: | ||
| 2/19/2024 | Pending sale | $455,000$183/sqft |
Source: | ||
| 2/7/2024 | Listed for sale | $455,000$183/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,033 +2.3% | $281,550 |
| 2023 | $6,874 +7.1% | $281,550 +3% |
| 2022 | $6,420 +4.2% | $273,350 +6.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,981/mo
Principal & interest
$2155
Property taxes
$647
Other costs
$179
Climate risks
Neighborhood: 34610
Nearby schools
GreatSchools rating
- 2/10Dr. Mary Giella Elementary SchoolGrades: PK-5Distance: 3.1 mi
- 4/10Crews Lake K-8 SchoolGrades: 6-8Distance: 3.4 mi
- 6/10Land O' Lakes High SchoolGrades: 9-12Distance: 5.8 mi
Schools provided by the listing agent
- Elementary: Mary Giella Elementary-PO
- Middle: Crews Lake Middle-PO
- High: Land O' Lakes High-PO
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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