Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.
Closed
$975,000
12463 White Island Dr, Crosslake, MN 56442
4beds
3,364sqft
Single Family Residence
Built in 1999
0.53 Acres Lot
$970,000 Zestimate®
$290/sqft
$3,778 Estimated rent
Owner options
What's special
Zillow last checked: 8 hours ago
Listing updated: November 07, 2025 at 09:41am
Listed by:
Bruce Larson 218-831-7653,
Larson Group Real Estate/Kelle
Bought with:
Tracy D Gazett
Edina Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6784286
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Bedroom 1
- Level: Upper
- Area: 154 Square Feet
- Dimensions: 11' x 14'
Bedroom 2
- Level: Main
- Area: 165 Square Feet
- Dimensions: 11' x 15'
Bedroom 3
- Level: Lower
- Area: 190 Square Feet
- Dimensions: 10' x 19'
Bedroom 4
- Level: Lower
- Area: 190 Square Feet
- Dimensions: 10' x 19'
Bonus room
- Level: Upper
- Area: 336 Square Feet
- Dimensions: 12' x 28'
Dining room
- Level: Main
- Area: 196.46 Square Feet
- Dimensions: 10'3 x 19'2
Kitchen
- Level: Main
- Area: 149.22 Square Feet
- Dimensions: 11'4 x 13'2
Living room
- Level: Main
- Area: 325.83 Square Feet
- Dimensions: 17' x 19'2
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer
Features
- Basement: Drain Tiled,Egress Window(s),Finished,Full,Partially Finished,Storage Space,Sump Pump,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room, Stone
Interior area
- Total structure area: 3,364
- Total interior livable area: 3,364 sqft
- Finished area above ground: 2,244
- Finished area below ground: 900
Property
Parking
- Total spaces: 2
- Parking features: Detached, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24x28)
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Fencing: None
- Has view: Yes
- View description: East, Lake, Panoramic
- Has water view: Yes
- Water view: Lake
- Waterfront features: Dock, Lake Front, Waterfront Elevation(26-40), Waterfront Num(18026900), Lake Chain, Lake Bottom(Hard, Sand, Weeds, Excellent Sand), Lake Acres(232), Lake Chain Acres(14442), Lake Depth(76)
- Body of water: Island-Loon,Whitefish
- Frontage length: Water Frontage: 131
Lot
- Size: 0.53 Acres
- Dimensions: 116 x 212 x 97 x 209
- Features: Accessible Shoreline, Many Trees
Details
- Additional structures: Additional Garage, Bunk House
- Foundation area: 1180
- Parcel number: 14060514
- Zoning description: Shoreline,Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Cedar, Frame
- Foundation: Wood
- Roof: Age 8 Years or Less,Asphalt
Condition
- Age of Property: 26
- New construction: No
- Year built: 1999
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service, Power Company: Crow Wing Power
- Gas: Natural Gas
- Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: Drilled, Shared System, Well
Community & neighborhood
Location
- Region: Crosslake
- Subdivision: White-Island Beach
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $700 annually
- Services included: Beach Access, Other, Trash, Sewer, Shared Amenities
- Association name: Whitefish Island Beach
- Association phone: 651-592-1110
Other
Other facts
- Road surface type: Paved
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$970,000
2% more+$19,400
With Zillow Showcase(estimated)$989,400