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Pending
  • $465,000

    122 Derby Lane, Hampstead, NC 28443

    4beds
    2,024sqft
    : 
    Single Family Residence
    Built in 2022
    0.75 Acres Lot
    $463,300 Zestimate®
    $230/sqft
    $20/mo HOA

    What's special

    This pristine 4 bedroom plus a bonus room/2.5 bath/2 car garage coastal craftsman style home is nestled on a spacious lot in the picturesque community of Cross Creek!!! As you pull up to the home you are greeted with the amazing curb appeal, then inside you can't help but notice the quality of the construction with higher end finishes, from the trim work to the beautiful lighting, tiled bathrooms, durable laminate wood floors, and overall ease of maintenance in this home. Now come on in through the covered front porch where you enter into the home's main living room offering a cozy fireplace that's all open to the dining room and to the simply stunning kitchen!!!! This kitchen has stainless appliances, granite countertops, tile backsplash, pantry, custom cabinet's, and an island for more seating or prep space. From the kitchen area you can head down the hall to find the laundry closet, half bath, access to the garage, and the entryway into the master suite (complete with an en-suite bathroom w a tiled shower/dual vanities& walk in closet w custom shelving). Back through the main areas you can head to the stairs to go up and find the 3 large bedrooms/full guest bath w dual vanities /and a bonus room. Lastly you can head out to the back of the home to the covered/screened in patio that overlooks this huge yard!!! This lot also has a ln area on the side of the home for you to park your RV or boat!! The location of the home is ideal for those wanting to be away from the hustle/bustle yet to have an easy commute into Wilmington, to shopping, dining, or to the renowned beaches of Topsail Island!!
    174 days
    |
    568
    |
    37
    |

    Zillow last checked: 8 hours ago

    Listing updated: 12 hours ago

    Listed by:

    Realist Homes 910-333-2247,

    Keller Williams Transition,

    Brigit Clevenger 910-333-2247,

    Keller Williams Transition

    Source: Hive MLS,MLS#: 100544761MLS LogoOriginating MLS: Jacksonville Board of Realtors

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Bathroom 1, Bathroom 2, Bathroom 3, Bonus Room
    Heating
    • Electric, Heat Pump
    Cooling
    • Central Air
    Features
    • Walk-in Closet(s), Tray Ceiling(s), High Ceilings, Kitchen Island, Ceiling Fan(s), Gas Log, Walk-In Closet(s)
    • Has fireplace: Yes
    • Fireplace features: Gas Log
    Interior area
    • Total structure area: 2,024
    • Total interior livable area: 2,024 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: On Site, Paved
    Features
    • Levels: Two
    • Patio & porch: Covered, Porch
    • Fencing: None
    • Has view: Yes
    • View description: See Remarks
    • Frontage type: See Remarks
    Lot
    • Size: 0.75 Acres
    Details
    • Parcel number: 32730402540000
    • Zoning: RP
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Foundation: Raised, Slab
    • Roof: Architectural Shingle
    Condition
    • New construction: No
    • Year built: 2022

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Sewer Available, Water Available

    Community & HOA

    Community
    • Subdivision: Cross Creek
    HOA
    • Has HOA: Yes
    • Amenities included: Maintenance Common Areas, Maintenance Grounds, Management, Picnic Area
    • HOA fee: $242 annually
    • HOA name: Archway Management
    • HOA phone: 910-613-0808
    Location
    • Region: Hampstead

    Financial & listing details

    • Price per square foot: $230/sqft
    • Tax assessed value: $286,895
    • Annual tax amount: $2,853
    • Date on market: 6/20/2025
    • Cumulative days on market: 174 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Road surface type: Paved
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $463,300

    $440,000 - $486,000

    $2,611/mo

    Price history

    Price history
    DateEventPrice
    12/11/2025Pending sale$465,000$230/sqft
    Source: Hive MLS #100544761 Report a problem
    12/10/2025Listed for sale$465,000+2.9%$230/sqft
    Source: Hive MLS #100544761 Report a problem
    12/8/2025Listing removed$452,000$223/sqft
    Source: Hive MLS #100514745 Report a problem
    10/29/2025Price change$452,000-0.4%$223/sqft
    Source: Hive MLS #100514745 Report a problem
    10/16/2025Price change$454,000-0.4%$224/sqft
    Source: Hive MLS #100514745 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,854 $286,895
    2023$2,854 +675.5%$286,895 +549.1%
    2022$368 $44,200

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,660/mo
    Principal & interest
    $2237
    Property taxes
    $240
    Other costs
    $183

      Climate risks

      Neighborhood: 28443

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: South Topsail
      • Middle: Topsail
      • High: Topsail

      Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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