1210 Stephen Dr APT 1, Panama City, FL 32405

Charming 2BR/2BA End-Unit Townhome in the Heart of Panama City - No HOA! Welcome to 1210 Stephen Drive — a well-maintained and affordable 2-bedroom, 2-bathroom townhome located on a quiet street in central Panama City. This end unit offers added privacy and natural light, making it a comfortable and inviting place to call home. Enjoy the freedom of NO HOA fees — no restrictive rules, no surprise dues, and no one telling you when you can paint your front door or host a backyard BBQ. Conveniently situated just minutes from Gulf Coast Medical Center, Northside Elementary, and less than 10 minutes to the Hathaway Bridge, this home is ideal for those seeking easy access to work, schools, shopping, and the beach. Perfect for a first-time buyer, downsizer, or investor, this townhome offers low-maintenance living in a great location — all at a price that won't break the bank.