Welcome to 121 Waterside Lane in Cross Junction, VA — where lake life meets mountain views and every sunset feels like a screensaver. This 3-bedroom, 2.5-bath beauty is “peaceful retreat meets functional family home” with over 2,300 sq ft of living space and views for days. Step inside to gleaming hardwood floors throughout the main level and a floorplan that flows like a dream — featuring a flex room (hello, 4th bedroom, office, or hobby haven!), a formal dining room, living room, sunroom and a cozy family room. The updated eat-in kitchen is the heart of the home — custom cabinets, granite countertops, stainless steel appliances, and space for all your culinary adventures (or DoorDash spreads, we don’t judge). With three decks — two porches on the front side of the house with jaw-dropping lake views that beg for a cup of coffee in the morning or a glass of wine at sunset. The third deck in the rear is ready for grilling, chillin’, and all your summer cookouts. Upstairs, you’ll find all three bedrooms and two full baths, including a primary suite that’s giving main character energy. Think: double-sided fireplace that warms the bedroom and the oversized soaking tub, two walk-in closets, and a private balcony overlooking the lake. The two ancillary rooms are sizeable and share the hall bathroom. The laundry room is on the bedroom level with a newer, front-load washer and dryer, so no carrying loads of laundry up and down the stairs. Imagine ending your day with that view — beverage in hand, stress not in sight. Need more space? The partially finished basement has a rough-in and endless possibilities — gym, guest suite, rec room, you name it. Bonus: a 2-car garage with EV charging hook-up, a sweet side-yard garden, and plenty of charm around every corner. This is not your average cookie-cutter house — this is a one-of-a-kind lakeside lifestyle just waiting for the right buyer to fall in love. Enjoy all the benefits of Lake Holiday’s resort-style amenities, including a 240-acre private lake for boating, kayaking, and fishing, three sandy beaches (this home is walking distance to Beach II), a marina, clubhouse, tot lots, picnic areas, walking trails, tennis and volleyball courts, a dog park, camping sites and 24/7 gated security. Winchester and all its amenities is a 15 min drive into town - restaurants, shopping, hospitals, splash pads, hiking, plenty of outdoor trails and walking paths, the Walking Mall, Apple Blossom Mall, and so much more! Commuter routes like Route 50, Route 7, I-66, & I-81 all at your fingertips. Don’t miss out, schedule your showing and get ready to feel like you’re on vacation every single day.
For sale
$475,000
121 Waterside Ln, Cross Junction, VA 22625
3beds
2,456sqft
Est.:
Single Family Residence
Built in 2004
-- sqft lot
$470,600 Zestimate®
$193/sqft
$150/mo HOA
What's special
- 71 days |
- 412 |
- 25 |
Zillow last checked: 8 hours ago
Listing updated: November 16, 2025 at 05:00pm
Listed by:
Daniel Keeton 804-395-7081,
Keeton & Co. Real Estate,
Co-Listing Agent: Kelly Krogmann 434-247-3329,
Keeton & Co. Real Estate
Source: Bright MLS,MLS#: VAFV2035734
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Foyer, Bedroom 1, Study, Sun/Florida Room, Laundry, Bathroom 1, Primary Bathroom, Half Bath
Primary bedroom
- Features: Flooring - Carpet, Balcony Access
- Level: Upper
Bedroom 1
- Features: Flooring - Carpet
- Level: Upper
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
Primary bathroom
- Features: Bathroom - Stall Shower, Soaking Tub, Fireplace - Gas
- Level: Upper
Bathroom 1
- Level: Upper
Dining room
- Features: Flooring - HardWood
- Level: Main
Family room
- Features: Flooring - HardWood
- Level: Main
Foyer
- Features: Flooring - HardWood
- Level: Main
Half bath
- Level: Main
Kitchen
- Features: Flooring - HardWood
- Level: Main
Laundry
- Level: Upper
Living room
- Features: Flooring - HardWood
- Level: Main
Study
- Level: Main
Other
- Level: Main
Heating
- Heat Pump, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Oven/Range - Gas, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Gas Water Heater
- Laundry: Upper Level, Has Laundry, Dryer In Unit, Washer In Unit, Laundry Room
Features
- Flooring: Hardwood, Carpet, Ceramic Tile
- Basement: Partially Finished
- Number of fireplaces: 2
- Fireplace features: Glass Doors, Gas/Propane
Interior area
- Total structure area: 3,040
- Total interior livable area: 2,456 sqft
- Finished area above ground: 2,356
- Finished area below ground: 100
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage Faces Front, Inside Entrance, Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Has view: Yes
- View description: Water, Mountain(s), Lake
- Has water view: Yes
- Water view: Water,Lake
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 18A055B21213
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
Condition
- Good
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: 24 Hour Security, Security Gate
- Subdivision: Lake Holiday Estates
HOA
- Has HOA: Yes
- Amenities included: Baseball Field, Basketball Court, Beach Access, Boat Ramp, Common Grounds, Community Center, Dog Park, Lake, Meeting Room, Boat Dock/Slip, Jogging Path, Pier/Dock, Security, Tennis Court(s), Tot Lots/Playground, Water/Lake Privileges
- Services included: Common Area Maintenance, Pool(s), Recreation Facility, Road Maintenance, Security, Snow Removal, Management, Pier/Dock Maintenance
- HOA fee: $150 monthly
Location
- Region: Cross Junction
Financial & listing details
- Price per square foot: $193/sqft
- Tax assessed value: $381,500
- Annual tax amount: $1,831
- Date on market: 10/1/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash,FHA,Seller Financing,VA Loan
- Ownership: Fee Simple
Estimated market value
$470,600
$447,000 - $494,000
$2,755/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/7/2025 | Listed for sale | $475,000+137.5%$193/sqft |
Source:  Bright MLS #VAFV2035734 Report a problem | ||
| 9/14/2011 | Sold | $200,000+0.1%$81/sqft |
Source: Public Record Report a problem | ||
| 6/27/2011 | Price change | $199,900-7%$81/sqft |
Source: Team Waldo Realty #FV7553334 Report a problem | ||
| 6/18/2011 | Price change | $214,900-9.3%$88/sqft |
Source: Team Waldo Realty #FV7553334 Report a problem | ||
| 4/15/2011 | Price change | $237,000-0.3%$96/sqft |
Source: TeamWaldo.com Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,622 | $318,100 |
| 2023 | $1,622 +1.4% | $318,100 +21.3% |
| 2022 | $1,600 | $262,300 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,785/mo
Principal & interest
$2291
Property taxes
$178
Other costs
$316
Climate risks
Neighborhood: 22625
Nearby schools
GreatSchools rating
- 1/10Gainesboro Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 2/10Frederick County Middle SchoolGrades: 6-8Distance: 4.1 mi
- 6/10James Wood High SchoolGrades: 9-12Distance: 9.4 mi
Schools provided by the listing agent
- Elementary: Indian Hollow
- Middle: Frederick County
- High: James Wood
- District: Frederick County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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