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  • $639,900

    121 S Bay Rd Unit 304, Eatonton, GA 31024

    3beds
    1,684sqft
    : 
    Condominium, Mid Rise
    Built in 2007
    -- sqft lot
    $627,800 Zestimate®
    $380/sqft
    $-- HOA

    What's special

    Wood burning fireplaceSteps from the lakeShiplap detailsOpen-concept layoutBrand new water heaterStunning big water viewsLg appliances
    Lakefront Living at Its Best - Waterfront at Lake Oconee Discover effortless lakefront living in this beautifully updated 3-bedroom, 2-bath condo in the conveniently located Waterfront at Lake Oconee community. Just steps from the lake and community docks, this "lock and leave" unit offers the perfect blend of convenience and relaxation. Enjoy stunning big water views and peaceful mornings on a quiet cove from your screened-in porch. Take a short stroll to the community pool and clubhouse. The interior features updated flooring and lighting throughout unit; an updated kitchen with quartz countertops, LG appliances and new backsplash; shiplap details, whole home water filter and a brand new water heater. The open-concept layout is ideal for entertaining or quiet evenings in front of the wood burning fireplace. The condo includes a one-car garage - perfect for storing your lake toys and gear - provides easy access to all the recreation Lake Oconee has to offer. You can also store your own boat, rent one for an afternoon or join the boat club all at the marina just steps away. Whether you're looking for a weekend getaway or full-time lakefront lifestyle, this condo has it all.
    133 days
    |
    226
    |
    7
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 08, 2026 at 11:36am

    Listed by:

    Jerry Tillery 404-234-1875,

    Luxury Lake Oconee Real Estate

    Source: GAMLS,MLS#: 10607619MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Rooms
    • Room types: Family Room
    Kitchen
    • Features: Breakfast Bar, Solid Surface Counters
    Heating
    • Central
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Water Softener
    • Laundry: Laundry Closet
    Features
    • Master On Main Level, Separate Shower, Soaking Tub
    • Flooring: Carpet, Tile
    • Basement: None
    • Number of fireplaces: 1
    • Fireplace features: Masonry
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 1,684
    • Total interior livable area: 1,684 sqft
    • Finished area above ground: 1,684
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 1
    • Parking features: Detached
    • Has garage: Yes
    Accessibility
    • Accessibility features: Accessible Elevator Installed
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Porch, Screened
    • Exterior features: Balcony
    • Has spa: Yes
    • Spa features: Bath
    • Has view: Yes
    • View description: Lake
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Seawall
    • Body of water: Lake Oconee
    • Frontage type: Lakefront
    Lot
    • Size: 871.2 Square Feet
    • Features: Level
    Details
    • Parcel number: 104Y003304
    • Special conditions: Covenants/Restrictions

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: Craftsman
    • Property subtype: Condominium, Mid Rise
    • Attached to another structure: Yes
    Materials
    • Block
    • Roof: Composition
    Condition
    • Resale
    • New construction: No
    • Year built: 2007
    Details
    • Warranty included: Yes

    Utilities & green energy

    • Sewer: Private Sewer
    • Water: Private
    • Utilities for property: Cable Available

    Community & HOA

    Community
    • Features: Clubhouse, Gated, Lake, None, Pool, Shared Dock
    • Security: Smoke Detector(s)
    • Subdivision: The Waterfront On Lake Oconee
    HOA
    • Has HOA: Yes
    • Services included: Maintenance Structure, Maintenance Grounds, Management Fee, Pest Control, Private Roads, Security, Trash, Water
    Location
    • Region: Eatonton

    Financial & listing details

    • Price per square foot: $380/sqft
    • Tax assessed value: $634,162
    • Annual tax amount: $4,369
    • Date on market: 9/18/2025
    • Cumulative days on market: 133 days
    • Listing agreement: Exclusive Right To Sell
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    Estimated market value

    $627,800

    $596,000 - $659,000

    $2,185/mo

    Price history

    Price history
    DateEventPrice
    10/24/2025Price change$639,900-1.5%$380/sqft
    Source: GAMLS #10607619 Report a problem
    9/18/2025Listed for sale$649,900+80.5%$386/sqft
    Source: GAMLS #10607619 Report a problem
    7/21/2020Sold$360,000-2.4%$214/sqft
    Source: Public Record Report a problem
    3/19/2020Price change$369,000-2.9%$219/sqft
    Source: Drake Realty Lake Area #55538 Report a problem
    1/6/2020Listed for sale$379,900+24.6%$226/sqft
    Source: Drake Realty Lake Area #55538 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$4,369 +12%$253,665 +17.4%
    2023$3,901 +28.8%$216,126 +43.2%
    2022$3,030 -7%$150,894 +5.5%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,636/mo
    Principal & interest
    $3028
    Property taxes
    $384
    Home insurance
    $224

      Climate risks

      Neighborhood: 31024

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Putnam County Primary/Elementa
      • Middle: Putnam County
      • High: Putnam County

      Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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