Lakefront Living at Its Best - Waterfront at Lake Oconee Discover effortless lakefront living in this beautifully updated 3-bedroom, 2-bath condo in the conveniently located Waterfront at Lake Oconee community. Just steps from the lake and community docks, this "lock and leave" unit offers the perfect blend of convenience and relaxation. Enjoy stunning big water views and peaceful mornings on a quiet cove from your screened-in porch. Take a short stroll to the community pool and clubhouse. The interior features updated flooring and lighting throughout unit; an updated kitchen with quartz countertops, LG appliances and new backsplash; shiplap details, whole home water filter and a brand new water heater. The open-concept layout is ideal for entertaining or quiet evenings in front of the wood burning fireplace. The condo includes a one-car garage - perfect for storing your lake toys and gear - provides easy access to all the recreation Lake Oconee has to offer. You can also store your own boat, rent one for an afternoon or join the boat club all at the marina just steps away. Whether you're looking for a weekend getaway or full-time lakefront lifestyle, this condo has it all.
Active
$639,900
121 S Bay Rd Unit 304, Eatonton, GA 31024
3beds
1,684sqft
Est.:
Condominium, Mid Rise
Built in 2007
-- sqft lot
$616,500 Zestimate®
$380/sqft
$-- HOA
What's special
Wood burning fireplaceSteps from the lakeShiplap detailsOpen-concept layoutBrand new water heaterStunning big water viewsLg appliances
- 184 days |
- 326 |
- 16 |
Zillow last checked: 7 hours ago
Listing updated: February 09, 2026 at 10:06pm
Listed by:
Jerry Tillery 404-234-1875,
Luxury Lake Oconee Real Estate
Source: GAMLS,MLS#: 10607619
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Family Room
Kitchen
- Features: Breakfast Bar, Solid Surface Counters
Heating
- Central
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Water Softener
- Laundry: Laundry Closet
Features
- Master On Main Level, Separate Shower, Soaking Tub
- Flooring: Carpet, Tile
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Masonry
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,684
- Total interior livable area: 1,684 sqft
- Finished area above ground: 1,684
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
Accessibility
- Accessibility features: Accessible Elevator Installed
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch, Screened
- Exterior features: Balcony
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Seawall
- Body of water: Lake Oconee
- Frontage type: Lakefront
Lot
- Size: 871.2 Square Feet
- Features: Level
Details
- Parcel number: 104Y003304
- Special conditions: Covenants/Restrictions
Construction
Type & style
- Home type: Condo
- Architectural style: Craftsman
- Property subtype: Condominium, Mid Rise
- Attached to another structure: Yes
Materials
- Block
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2007
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Clubhouse, Gated, Lake, None, Pool, Shared Dock
- Security: Smoke Detector(s)
- Subdivision: The Waterfront On Lake Oconee
HOA
- Has HOA: Yes
- Services included: Maintenance Structure, Maintenance Grounds, Management Fee, Pest Control, Private Roads, Security, Trash, Water
Location
- Region: Eatonton
Financial & listing details
- Price per square foot: $380/sqft
- Tax assessed value: $634,162
- Annual tax amount: $4,369
- Date on market: 9/18/2025
- Cumulative days on market: 150 days
- Listing agreement: Exclusive Right To Sell
Estimated market value
$616,500
$586,000 - $647,000
$2,278/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/24/2025 | Price change | $639,900-1.5%$380/sqft |
Source:  GAMLS #10607619 Report a problem | ||
| 9/18/2025 | Listed for sale | $649,900+80.5%$386/sqft |
Source: GAMLS #10607619 Report a problem | ||
| 7/21/2020 | Sold | $360,000-2.4%$214/sqft |
Source: Public Record Report a problem | ||
| 3/19/2020 | Price change | $369,000-2.9%$219/sqft |
Source: Drake Realty Lake Area #55538 Report a problem | ||
| 1/6/2020 | Listed for sale | $379,900+24.6%$226/sqft |
Source: Drake Realty Lake Area #55538 Report a problem | ||
| 5/31/2018 | Sold | $305,000-9%$181/sqft |
Source: Public Record Report a problem | ||
| 4/28/2018 | Pending sale | $335,000$199/sqft |
Source: Coldwell Banker Lake Oconee #8239990 Report a problem | ||
| 7/13/2017 | Listed for sale | $335,000+20.7%$199/sqft |
Source: Coldwell Banker Lake Oconee #8223458 Report a problem | ||
| 8/14/2015 | Sold | $277,500-47.1%$165/sqft |
Source: Public Record Report a problem | ||
| 8/17/2007 | Sold | $524,900$312/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,369 +12% | $253,665 +17.4% |
| 2023 | $3,901 +28.8% | $216,126 +43.2% |
| 2022 | $3,030 -7% | $150,894 +5.5% |
| 2021 | $3,259 +0.4% | $143,044 +6.8% |
| 2020 | $3,245 +8.4% | $133,950 +5% |
| 2019 | $2,993 +11.1% | $127,566 +6.7% |
| 2018 | $2,695 -9.7% | $119,527 +5% |
| 2017 | $2,986 +21.5% | $113,815 +4.6% |
| 2016 | $2,457 | $108,847 +10.1% |
| 2015 | $2,457 +14.2% | $98,859 |
| 2014 | $2,151 | $98,859 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $145,755 -30.9% |
| 2008 | -- | $211,067 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,512/mo
Principal & interest
$3128
Property taxes
$384
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Climate risks
Neighborhood: 31024
Nearby schools
GreatSchools rating
- 5/10Putnam County Elementary SchoolGrades: 3-5Distance: 9.7 mi
- 6/10Putnam County Middle SchoolGrades: 6-8Distance: 8.1 mi
- 4/10Putnam County High SchoolGrades: 9-12Distance: 6.9 mi
Schools provided by the listing agent
- Elementary: Putnam County Primary/Elementa
- Middle: Putnam County
- High: Putnam County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 31024
- Georgia
- Putnam County
- Eatonton
- 31024
- 121 S Bay Rd Unit 304
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