121 Crestwood Circle Way, Cosby, TN 37722

Owner Financing in the form of a lease - purchase available ( this means you are the purchaser, and we hold the mortgage... you make a down payment and are given a monthly payment, then a balloon payment at 2 or 3 years. No prepayment penalty so you can refi into your own name anytime during balloon term. 2650 sq ft cabin with amazing views from large decks off all three floors. Owner Finance Option is called a lease purchase. It's done by a local title company and their attorney. Minimum of $25,000 down and 6% interest ( you'll have a $3000 monthly payment, and no nightly rentals are allowed by our Stonebrook Association)) No nightly rentals are allowed here, but the lease purchase terms are much better than any Bank Financing. This means if you can afford the above payment on your own or as an extended family, ( You are allowed to have renters in the basement here for a 3 months minimum term ) there's no better place to be away from it all, yet 22 minutes into Gatlinburg. You have your cabin. And in three years - or earlier, you can refi this into your name, instead of a purchase ( you'll never need $50k to $100,000 down. Note: No Realtors are associated with this listing, and none are welcome. Please do not solicit. No calls from realtors please. Your monthly payment would be $3,000. Insurance is inexpensive $1,100/ yr. PROPERTY TAX is inexpensive: $1,200/ yr. Power bills are inexpensive ($150/ month) internet is Comcast lightning fast Xfinity, & just $25/ month. 4 or 5 bedrooms ( we use the 5th bedroom for food storage) 3 bath plus dining, living, family,, game, and bonus rooms Owner Finance with 25k down plus closing costs ( those are inexpensive with a lease purchase ) $1385. Cabinsmith@gmail.com for details Our Stonebrook Community has a pool and private waterfall ( see pics ) for residents and as I said doesn't allow nightly rentals, but allows Three Month rentals ( minimum of three months allowed if you want to rent out the 1st floor and live on the top 2 floors ) perks: it does offer free boat, trailer, camper RV Storage- This cabin is perfect for a group or family that wants to enjoy these mountains ( 22 minutes to Gatlinburg, 36 to Dollywood PF, 10 minutes to Cobbly Nob (golf), 10 minutes to river rafting and right near 3 National Park entrances Only $75 monthly association, and that comes with a pool. ( and a waterfall ) What you save on monthly bills is awesome Zilliow's Zestimate was 460k but we paid off the private mortgage at 230k and it auto reset to how much we owed. Appraisal is $394k in April 2022. The Owner Finance Option is very easy New roof New Bath New Kitchen New Paint New Food Storage room