This beautiful home is steps from the Chesapeake Bay and the community marina, beach, playground, and more—making it the perfect blend of comfort and location. Step inside to discover an open floor plan featuring a spacious kitchen with quartz countertops, stainless steel appliances, and a clear view of the living room—ideal for entertaining or everyday living. Stylish LVP flooring runs throughout. The primary bedroom includes an ensuite bath with a walk-in shower, while a second full bath in the hallway offers a tub for guests. Outside, enjoy a large deck that flows to a paver patio and a private, fenced backyard. The front porch provides a peaceful spot to relax and enjoy gentle bay breezes and a peek of the water. Home qualifies for 100% USDA financing. Current flood insurance cost is $734 year.
Under contract
Price increase: $20K (11/22)
$385,000
1208 Oak Ave, Shady Side, MD 20764
3beds
1,062sqft
Est.:
Single Family Residence
Built in 1981
5,000 Square Feet Lot
$-- Zestimate®
$363/sqft
$-- HOA
What's special
Private fenced backyardPaver patioWalk-in showerStainless steel appliancesLarge deckCommunity marina beach playgroundStylish lvp flooring
- 39 days |
- 531 |
- 40 |
Zillow last checked: 8 hours ago
Listing updated: December 04, 2025 at 07:00am
Listed by:
Ray Mudd 301-261-9700,
Schwartz Realty, Inc. 301-261-9700,
Co-Listing Agent: Michael J Dunn 410-320-4907,
Schwartz Realty, Inc.
Source: Bright MLS,MLS#: MDAA2130044
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom
Primary bedroom
- Features: Attached Bathroom, Flooring - Laminated
- Level: Main
Bedroom 2
- Features: Flooring - Laminated
- Level: Main
Bedroom 3
- Level: Main
Primary bathroom
- Features: Attached Bathroom, Flooring - Laminated
- Level: Main
Bathroom 2
- Features: Bathroom - Tub Shower
- Level: Main
Kitchen
- Features: Countertop(s) - Quartz, Flooring - Laminated, Kitchen - Country, Eat-in Kitchen, Kitchen - Electric Cooking
- Level: Main
Living room
- Features: Flooring - Laminated
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Ceiling Fan(s), Heat Pump, Programmable Thermostat, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Water Heater, Oven/Range - Electric, Stainless Steel Appliance(s), Washer, Electric Water Heater
- Laundry: Main Level
Features
- Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen - Country, Pantry, Upgraded Countertops, Bathroom - Stall Shower, Bathroom - Tub Shower
- Flooring: Luxury Vinyl
- Doors: Six Panel
- Windows: Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,062
- Total interior livable area: 1,062 sqft
- Finished area above ground: 1,062
- Finished area below ground: 0
Property
Parking
- Parking features: Asphalt, Free, Driveway, Private, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch
- Exterior features: Lighting, Street Lights
- Pool features: None
- Fencing: Privacy,Back Yard,Wood
- Has view: Yes
- View description: Bay, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: Canoe/Kayak, Fishing Allowed, Private Access, Boat - Powered, Swimming Allowed, Beach Access, Public Access, Bay
- Body of water: Chesapeake Bay
Lot
- Size: 5,000 Square Feet
- Features: Front Yard, Level, Private, Rear Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020715590020258
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1981
- Major remodel year: 2019
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Security: Exterior Cameras, Smoke Detector(s)
- Subdivision: Cedarhurst On The Bay
HOA
- Has HOA: No
- Amenities included: Beach Access, Boat Dock/Slip, Boat Ramp, Common Grounds, Community Center, Picnic Area, Pier/Dock, Tot Lots/Playground
Location
- Region: Shady Side
- Municipality: Shady Side
Financial & listing details
- Price per square foot: $363/sqft
- Tax assessed value: $286,667
- Annual tax amount: $3,548
- Date on market: 11/12/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Rural Development,USDA Loan,VA Loan
- Inclusions: Wardrobe Closet In Bedroom
- Ownership: Fee Simple
- Road surface type: Black Top
Estimated market value
Not available
Estimated sales range
Not available
$2,489/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/4/2025 | Contingent | $385,000$363/sqft |
Source:  Bright MLS #MDAA2130044 Report a problem | ||
| 11/22/2025 | Listed for sale | $385,000+5.5%$363/sqft |
Source: Bright MLS #MDAA2130044 Report a problem | ||
| 11/16/2025 | Contingent | $365,000$344/sqft |
Source: Bright MLS #MDAA2130044 Report a problem | ||
| 11/12/2025 | Listed for sale | $365,000+5.8%$344/sqft |
Source: Bright MLS #MDAA2130044 Report a problem | ||
| 9/13/2022 | Sold | $345,000+2.1%$325/sqft |
Source: Bright MLS #MDAA2042336 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $286,667 +8.3% |
| 2024 | $2,898 +9.4% | $264,633 +9.1% |
| 2023 | $2,649 +6.1% | $242,600 +1.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,259/mo
Principal & interest
$1858
Property taxes
$266
Home insurance
$135
Climate risks
Neighborhood: 20764
Nearby schools
GreatSchools rating
- 8/10Shady Side Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 8/10Southern Middle SchoolGrades: 6-8Distance: 6 mi
- 6/10Southern High SchoolGrades: 9-12Distance: 7.3 mi
Schools provided by the listing agent
- High: Southern
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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