WATERFRONT on Windjammer Cove of Lake Wylie in Tega Cay, SC. Cul de sac lot with over half acre, dock with covered boat slip, fenced backyard, fire pit, patio, deck, screened porch & Basement. NO HOA. Plenty of space to enjoy the outdoors & entertain! Main floor: Office with French Doors, Kitchen with granite counters, island & stainless appliances, Great Room, Dining Area, Primary Bedroom with lake view, Laundry Room & Drop Zone from the oversized 600 sq ft garage. Upstairs: Three bedrooms with large closets, 2 full baths one is a Jack n Jill between bedroom 2 & 3, large Bonus Room. Lower Level: Bedroom 5 with full bath & lake view, Wet bar with stone accents, rec/living room plus a playroom/study/fitness room with lake views. Brand new carpet Feb 2026, & fresh paint. Dock with boat lift sling by Clawsons. If you want to be on the Lake, want a dock, basement, garage, screen porch and big yard....this is the house! Fort Mill Schools. Please verify with FMSD due to enrollment freeze in 2026, GHMS attends BTMS. Tega Cay is a recreational city on the shores of Lake Wylie in South Carolina, just over the NC/SC state line from Charlotte, NC. 30 min to CLT. Enjoy the Tega Cay Beach & Swim Club (memberships fee), Tega Cay Golf Course, walking trails, tennis & pickleball courts, bike trails, Tega Cay Marina, boat ramps, waterfront beaches & parks, sport fields, sport leagues, various community clubs & more!
Coming soon-no show 02/17
$1,575,000
12039 Spinnaker Dr, Tega Cay, SC 29708
5beds
4,490sqft
Est.:
Single Family Residence
Built in 2015
0.53 Acres Lot
$1,125,400 Zestimate®
$351/sqft
$-- HOA
What's special
- --
- on Zillow |
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Zillow last checked: 8 hours ago
Listing updated: 10 hours ago
Listing Provided by:
Judi Phillips jphillips@propertyofthecarolinas.com,
Premier South
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4337910
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Lower
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Lower
Bar entertainment
- Level: Lower
Bonus room
- Level: Upper
Dining area
- Level: Main
Great room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Main
Recreation room
- Level: Lower
Study
- Level: Lower
Utility room
- Level: Basement
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
- Laundry: Laundry Room, Main Level
Features
- Drop Zone, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Carpet, Hardwood, Tile
- Basement: Basement Shop,Full,Partially Finished,Walk-Out Access,Walk-Up Access
Interior area
- Total structure area: 3,310
- Total interior livable area: 4,490 sqft
- Finished area above ground: 3,310
- Finished area below ground: 1,180
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch, Patio, Screened
- Exterior features: Fire Pit, Other - See Remarks
- Pool features: Community
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public, Boat Lift, Boat Ramp – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier, Pier - Community, Other - See Remarks, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.53 Acres
- Dimensions: 25 x 25 x 126 x 157 x 120 x 149
- Features: Views, Wooded
Details
- Parcel number: 6430401039
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stone Veneer
Condition
- New construction: No
- Year built: 2015
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Clubhouse, Game Court, Golf, Lake Access, Picnic Area, Playground, Recreation Area, Sidewalks, Sport Court, Tennis Court(s), Walking Trails, Other
- Subdivision: Tega Cay
Location
- Region: Tega Cay
Financial & listing details
- Price per square foot: $351/sqft
- Tax assessed value: $929,300
- Date on market: 2/17/2026
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Estimated market value
$1,125,400
$1.06M - $1.20M
$3,623/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/9/2020 | Sold | $875,000+1.2%$195/sqft |
Source:  Canopy MLS as distributed by MLS GRID #3649958 Report a problem | ||
| 8/24/2020 | Pending sale | $865,000$193/sqft |
Source: Helen Adams Realty #3649958 Report a problem | ||
| 8/22/2020 | Listed for sale | $865,000$193/sqft |
Source: Helen Adams Realty #3649958 Report a problem | ||
| 8/14/2020 | Pending sale | $865,000$193/sqft |
Source: Helen Adams Realty #3649958 Report a problem | ||
| 8/13/2020 | Listed for sale | $865,000+302.3%$193/sqft |
Source: Helen Adams Realty #3649958 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $37,172 +12.7% |
| 2024 | $8,217 +3.1% | $32,989 |
| 2023 | $7,967 +0.5% | $32,989 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,871/mo
Principal & interest
$7624
Property taxes
$696
Home insurance
$551
Climate risks
Neighborhood: 29708
Nearby schools
GreatSchools rating
- 9/10Tega Cay Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 6/10Gold Hill Middle SchoolGrades: 6-8Distance: 2 mi
- 10/10Fort Mill High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Tega Cay
- Middle: Gold Hill
- High: Fort Mill
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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